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This institution did not file a CALL/TFR in the most recent FFIEC reporting cycle. The most recent data available in our database is shown. |
First Community Bank, member of holding company FIRST STATE BANCORPORATION as of December-2010 120 WEST PLAZA TAOS, NM, 87571 Data Source: TBS Bank Monitor. Data in thousands unless otherwise noted. Copyright 2016 Total Bank Solutions LLC All Rights Reserved |
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Counterparty Quality Score (CQS) Report |
IRA Counterparty Quality Analysis Historial CQS Scores - IRA Bank Stress Index (BSI) Factor - Asset Quality Trouble Factor - FDIC Moral Hazard Factor | 2010 3 24.2 20.4 12.1 | 2010 3 24.0 20.1 11.5 | 2010 3 23.8 16.2 13.6 | 2010 4 22.5 14.4 17.4 | 2009 3 22.5 17.8 18.1 | 2009 4 22.3 14.1 17.3 | 2009 4 21.6 11.1 16.7 | 2009 4 21.7 6.6 14.1 | 2008 4 20.9 6.8 14.5 | 2008 5 20.8 4.6 15.0 | 2008 5 20.7 3.8 10.4 | 2008 8 1.1 3.0 7.3 |
Historical Performance Table |
IRA Bank Stress Benchmarks Grade Stress Index Number ROA, % ROE, % Efficiency Ratio Goodwill Writedowns Capital Adequacy Position IRA Capital Test T1/RWA RBC/RWA T1/ASSET Risk Based Capital, Total Tier 1 RBC Risk Weighted Assets, Total Basel II Benchmarks Bond Equivalent Defaults, Method 1 B.E.D., Method 2 Default Rate, bp LGD: Loss Given Default, % M: Wt. Avg. Maturity, yr EAD: Exposure At Default, % Economic Capital Analysis EC RAROC, % Tier 1 RBC T1RBC to EC Leverage Bank Tangible Common Equity Percent of Tangible Assets (TCE Ratio) TCE to EC Leverage Regulatory Watch Points Net Income, Period Total Assets Average Assets - Capital Lending Assets Trading Assets Other Assets (incl. Prepaid Assessments) Securities Assets Net Interest Income, YTD Earning Assets, Total Net Interest Margin, Current Qtr - Annualized NIMY, from FDIC 5YR METHOD Total Deposits Brokered Deposits Reciprocal Brokered Deposits Volatile Liabilities, per FDIC FHLB Advances FHLB Advances-to-Assets, percent Brokered to Total Deposits, percent FHLB+BRO+VOLIAB to Assets, percent Gross Defaults, Actual Provision for Loan Losses, Income Statement Actual-to-Provision Ratio Balance Sheet Allowances for Loan Losses Gross Defaults, Total 30-89 Day Assets, Total Guaranteed Portion of 30-89 Over 90 Assets, Total Guaranteed Portion of Over 90 Non-Accrual Assets, Total Guaranteed Portion of NA Real Estate Owned (REO) Total Troubled Assets Troubled Assets % of Total Assets % factored for less 80% GTY Offsets Non-Conforming Assets, Reported Texas Ratio Off Balance Sheet Derivatives, Notional Loss Realization Margin to RBC, bp | 2010 F 24.2 -0.0052 -0.33 120.5% 0 Under Cap Fail 1.8% 3.1% 1.2% $46,564 $26,685 $1,495,857 B CCC 782.1 97.20 3.64 6.9 $620,673 -18.56% $26,685 0.1:1 $204,145 9.48% 0.33:1 $-114 $2,188,154 $2,249,861 $1,537,566 $0 $51,945 $386,448 $70,099 $2,024,778 3.46% 2.98% $1,847,851 $32,645 $2,645 $862,022 $264,347 12.08% 1.77% 52.97% $120,255 $101,700 1.18:1 $113,706 $120,255 $20,937 $10 $67 $0 $264,238 $1,974 $41,941 $447,438 20.45% 20.38% $264,305 0.85 $10,098 46,112 | 2010 F 24.0 -0.0057 -0.25 119.0% 0 Under Cap Fail 2.7% 4.0% 1.7% $64,105 $42,881 $1,599,070 B CCC 855.0 97.88 3.49 7.0 $664,226 -14.84% $42,881 0.1:1 $187,387 8.23% 0.28:1 $-98 $2,312,598 $2,477,617 $1,633,720 $0 $54,956 $416,958 $54,644 $2,116,271 3.44% 3.00% $1,944,129 $35,585 $5,585 $900,048 $265,037 11.46% 1.83% 51.92% $104,766 $93,400 1.12:1 $119,330 $104,766 $41,936 $210 $102 $0 $259,180 $2,057 $58,455 $464,439 20.08% 20.00% $259,282 0.87 $19,319 33,182 | 2010 F 23.8 -0.0057 -0.19 116.6% 0 Under Cap Fail 3.8% 5.1% 2.4% $88,098 $65,358 $1,718,556 B CCC 867.0 98.23 3.60 6.7 $893,906 -8.05% $65,358 0.2:1 $194,839 7.53% 0.22:1 $-75 $2,624,251 $2,727,507 $1,762,361 $0 $56,257 $648,300 $36,474 $2,428,416 3.00% 2.88% $2,133,920 $92,652 $15,625 $948,847 $355,716 13.55% 4.34% 53.24% $76,397 $69,200 1.10:1 $122,566 $76,397 $30,257 $194 $0 $0 $268,841 $1,853 $50,769 $426,264 16.24% 16.18% $268,841 0.87 $22,912 38,451 | 2010 F 22.5 -0.0020 -0.04 103.4% 0 Adequate Warn 6.7% 8.0% 4.5% $150,204 $125,623 $1,870,821 B CCC 538.0 98.76 3.47 7.7 $887,746 -2.66% $125,623 0.5:1 $192,928 6.84% 0.22:1 $-14 $2,859,160 $2,810,149 $1,897,944 $0 $57,749 $616,891 $17,976 $2,658,357 2.70% 2.77% $2,176,016 $158,444 $23,401 $1,038,592 $496,386 17.36% 7.28% 59.23% $25,527 $16,200 1.58:1 $119,645 $25,527 $47,488 $276 $247 $0 $285,984 $1,477 $52,471 $411,717 14.40% 14.35% $286,231 0.93 $19,447 77,238 | 2009 F 22.5 -0.0039 -0.07 77.9% 0 Adequate Warn 7.0% 8.3% 4.9% $166,629 $140,267 $2,006,121 B CCC 571.2 98.12 3.53 8.3 $830,801 -12.85% $140,267 0.5:1 $198,649 7.36% 0.24:1 $-107 $2,740,524 $2,836,799 $2,017,689 $0 $86,647 $532,035 $90,909 $2,526,526 3.60% 3.16% $2,034,881 $201,718 $56,741 $805,429 $497,046 18.14% 9.91% 54.89% $115,255 $162,600 0.71:1 $128,280 $115,255 $68,276 $123 $0 $0 $257,689 $1,457 $46,503 $487,723 17.80% 17.75% $257,689 0.81 $19,383 85,967 | 2009 F 22.3 -0.0037 -0.06 70.6% 0 Adequate Warn 7.9% 9.2% 5.8% $196,650 $168,874 $2,135,288 B CCC 524.1 98.14 3.29 9.8 $806,787 -9.38% $168,874 0.6:1 $202,827 7.14% 0.25:1 $-79 $2,883,693 $2,936,859 $2,125,792 $0 $67,492 $555,781 $71,947 $2,682,185 3.58% 3.24% $2,152,196 $276,075 $97,573 $718,052 $497,697 17.26% 12.83% 51.73% $83,560 $116,900 0.71:1 $113,765 $83,560 $52,328 $107 $0 $0 $228,621 $1,686 $42,086 $406,595 14.10% 14.05% $228,621 0.75 $21,649 90,836 | 2009 F 21.6 -0.0019 -0.02 61.3% 0 Well Cap Pass 9.5% 10.8% 6.3% $251,522 $221,340 $2,335,664 B B 324.9 95.96 3.18 8.5 $793,182 -3.33% $221,340 1.1:1 $221,038 7.50% 0.28:1 $-28 $2,989,027 $3,516,722 $2,245,904 $0 $105,420 $454,091 $52,963 $2,754,060 3.85% 3.47% $2,198,350 $291,926 $113,209 $710,123 $498,339 16.67% 13.28% 50.20% $36,487 $64,400 0.57:1 $108,729 $36,487 $59,560 $2 $0 $0 $211,303 $0 $23,654 $331,004 11.07% 11.07% $211,303 0.66 $30,521 82,409 | 2009 F 21.7 -0.0026 -0.04 76.6% 0 Adequate Warn 7.7% 9.0% 6.5% $257,046 $220,747 $2,848,972 B B 336.9 95.42 3.12 11.8 $883,547 -1.71% $220,747 1.0:1 $217,961 6.28% 0.25:1 $-23 $3,546,608 $3,405,524 $2,704,048 $0 $117,161 $475,665 $27,269 $3,270,515 3.34% 3.41% $2,727,557 $447,215 $0 $918,319 $498,971 14.07% 16.40% 52.57% $22,772 $33,300 0.68:1 $90,646 $22,772 $30,144 $252 $2 $0 $163,585 $264 $17,754 $234,257 6.61% 6.59% $163,587 0.56 $76,345 33,669 | 2008 F 20.9 -0.0035 -0.04 68.6% 126,353 Well Cap Pass 9.1% 10.3% 7.8% $308,220 $270,394 $2,984,212 BB BB 92.9 92.32 2.96 14.7 $862,905 2.54% $270,394 2.6:1 $249,289 7.41% 0.29:1 $-120 $3,440,854 $3,453,526 $2,754,589 $0 $148,006 $456,671 $129,328 $3,133,866 4.13% 4.17% $2,524,515 $400,532 $0 $1,182,081 $497,594 14.46% 15.87% 60.46% $25,587 $71,618 0.36:1 $79,083 $25,587 $71,561 $63 $4,139 $0 $114,274 $136 $18,894 $234,455 6.81% 6.81% $118,413 0.40 $53,448 57,667 | 2008 F 20.8 -0.0043 -0.05 67.5% 126,353 Well Cap Pass 9.2% 10.5% 8.0% $315,733 $277,591 $3,021,095 BB BBB 63.2 88.37 2.82 18.3 $848,862 2.85% $277,591 3.0:1 $252,567 7.46% 0.30:1 $-112 $3,465,496 $3,462,338 $2,761,137 $0 $143,198 $463,511 $97,927 $3,159,950 4.13% 4.22% $2,498,421 $217,533 $0 $1,112,958 $518,309 14.96% 8.71% 53.35% $13,096 $48,235 0.27:1 $67,728 $13,096 $27,412 $25 $1,988 $0 $99,651 $153 $15,929 $158,076 4.56% 4.56% $101,639 0.35 $36,072 87,529 | 2008 F 20.7 -0.0064 -0.08 68.2% 126,353 Well Cap Pass 9.1% 10.3% 7.9% $312,844 $274,706 $3,030,184 BBB BBB 46.3 84.24 2.74 20.7 $834,277 2.19% $274,706 3.2:1 $250,637 7.41% 0.30:1 $-111 $3,461,555 $3,488,044 $2,729,677 $0 $132,508 $477,988 $65,169 $3,154,330 4.13% 4.24% $2,651,230 $82,942 $0 $1,065,061 $359,714 10.39% 3.13% 43.56% $6,326 $32,600 0.19:1 $58,320 $6,326 $33,888 $122 $1 $0 $74,109 $236 $15,610 $129,934 3.75% 3.75% $74,110 0.28 $42,151 74,220 | 2008 A 1.1 0.5639 4.79 68.5% 0 Well Cap Pass 9.4% 10.6% 8.4% $308,913 $274,417 $2,910,823 BBB A 27.8 61.52 2.33 21.6 $793,564 1.32% $274,417 3.1:1 $246,636 7.60% 0.31:1 $4,872 $3,455,652 $3,277,474 $2,610,192 $0 $94,180 $473,761 $32,820 $3,056,170 4.30% 4.33% $2,584,334 $114,346 $0 $1,140,069 $251,412 7.28% 4.42% 43.58% $1,814 $3,900 0.47:1 $33,898 $1,814 $33,676 $118 $553 $0 $49,891 $159 $16,551 $102,485 2.97% 2.96% $50,444 0.23 $50,462 61,217 |
All CALL/TFR's file to identical calendars ending Dec-31. Quarterly values reported are cumulative thru the reporting year. Dollar data in thousands unless otherwise noted. Selected rates pre-computed by FDIC are factored according to criteria from the regulatory agency to derive annualized rates. Peering groups are dynamically generated each quarter based the bank unit being examined. See the quarterly for peer listings. |