IRA ONLINE
PRICE LIST

Failed Bank History Report
If you had been a subscriber to the IRA Bank Monitor when would you have known?

This institution did not file a CALL/TFR in the most recent FFIEC reporting cycle.
The most recent data available in our database is shown.
Corus Bank, National Association, member of holding company CORUS BANKSHARES, INC.
as of June-2009
3959 NORTH LINCOLN AVENUE CHICAGO, IL, 60613
Data Source: IRA Bank Monitor.  Data in thousands unless otherwise noted.  Copyright 2003-2009 Lord, Whalen LLC All Rights Reserved
Historical Performance Table



IRA Bank Stress Benchmarks
Grade
Stress Index Number
ROE, %
Efficiency Ratio
Goodwill Writedowns

Capital Ratios
T1/RWA
RBC/RWA
T1/ASSET

Basel II Benchmarks
Bond Equivalent Defaults, Method 1
B.E.D., Method 2
Default Rate, bp
LGD: Loss Given Default, %
M: Wt. Avg. Maturity, yr
EAD: Exposure At Default, %

Economic Capital Analysis
EC
RAROC, %
Tier 1 RBC
T1RBC to EC Leverage
Bank Tangible Common Equity
Percent of Tangible Assets (TCE Ratio)
TCE to EC Leverage

Regulatory Watch Points
Total Assets
Total Lending

Total Securities

Net Interest Income, YTD
Earning Assets, Total
Net Interest Margin, Current Qtr - Annualized
NIMY, from FDIC 5YR METHOD

Total Deposits
Brokered Deposits
Reciprocal Brokered Deposits
Volatile Liabilities, per FDIC
FHLB Advances

FHLB Advances-to-Assets, percent
Brokered to Total Deposits, percent
FHLB+BRO+VOLIAB to Assets, percent

Gross Defaults, Actual
Provision for Loan Losses, Income Statement
Actual-to-Provision Ratio
Balance Sheet Allowances for Loan Losses

Gross Defaults, Total
30-89 Day Assets, Total
  Guaranteed Portion of 30-89
Over 90 Assets, Total
  Guaranteed Portion of Over 90
Non-Accrual Assets, Total
  Guaranteed Portion of NA
Real Estate Owned (REO)
Total Troubled Assets
Troubled Assets % of Total Assets
   % factored for less 80% GTY Offsets
Non-Conforming Assets, Reported

Off Balance Sheet Derivatives, Notional
Loss Realization Margin to RBC, bp

June
2009


F?
-587.5
967.70
-524.8%
0

Fail
-0.0%
-0.0%
-0.0%


CC or Lower
D or Lower
2,857.7
99.94
1.42
20.7


$3,274,475
-19.21%
$-157
-0.0:1
$160,527
2.30%
0.05:1


$7,003,321
$3,688,447

$2,031,586

$-19
$6,255,156
-0.00%
-0.56%

$7,060,693
$77,716
$0
$2,156,066
-

-
1.10%
31.90%

$527,031
$543,650
0.97:1
$259,099

$527,031
$817
$21
$4,132
$99
$2,620,984
$0
$462,912
$3,615,876
51.63%
51.63%
$2,625,116

$64,000
-25

March
2009


F
26.6
-0.33
-2,059.3%
0

Fail
5.9%
7.2%
4.5%


B
CCC
631.4
99.62
1.35
29.8


$1,301,743
-7.91%
$341,127
0.3:1
$124,856
1.64%
0.10:1


$7,626,136
$4,159,926

$1,975,365

$-2
$6,824,754
-0.00%
-0.12%

$7,163,779
$92,058
$0
$2,157,791
-

-
1.29%
29.50%

$65,668
$192,684
0.34:1
$338,622

$65,668
$11,421
$48
$3,456
$71
$1,997,174
$0
$499,076
$2,576,795
33.79%
33.79%
$2,000,630

$79,000
52,857

December
2008


F
23.3
-0.06
55.4%
0

Adequate
11.0%
12.3%
8.1%


B
CCC
875.1
99.85
1.14
41.8


$628,587
-37.82%
$677,862
1.1:1
$268,520
3.21%
0.43:1


$8,387,948
$4,094,347

$1,634,014

$115,180
$7,642,219
1.51%
1.38%

$7,640,649
$116,210
$0
$2,239,272
-

-
1.52%
28.08%

$358,277
$573,586
0.62:1
$258,097

$358,277
$94,102
$58
$1,805
$98
$1,537,676
$0
$408,987
$2,400,847
28.62%
28.62%
$1,539,481

$92,500
81,902

September
2008


F
21.9
-0.02
38.8%
0

Adequate
13.8%
15.1%
10.6%


B
B
452.1
99.70
1.00
51.3


$338,287
-5.00%
$889,456
2.6:1
$764,688
9.11%
2.26:1


$8,427,126
$4,341,296

$998,882

$110,706
$8,013,553
1.84%
1.74%

$7,491,935
$124,274
$0
$2,070,770
-

-
1.66%
26.05%

$147,205
$259,250
0.57:1
$173,230

$147,205
$109,593
$72
$47,416
$49
$837,483
$0
$123,422
$1,265,119
15.01%
15.01%
$884,899

$102,500
94,756

June
2008


F
20.7
-0.00
33.2%
0

Adequate
13.1%
14.4%
10.3%


BB
BB
83.1
98.83
1.15
63.9


$142,710
62.49%
$924,060
6.5:1
$898,853
10.04%
6.30:1


$8,984,088
$4,614,157

$1,469,098

$79,123
$8,729,216
1.81%
1.83%

$8,016,463
$148,940
$0
$2,311,883
-

-
1.86%
27.39%

$19,178
$82,250
0.23:1
$132,039

$19,178
$154,497
$48
$3,057
$68
$811,966
$0
$24,823
$1,013,521
11.28%
11.28%
$815,023

$159,003
63,697

March
2008


F
10.2
0.24
32.8%
0

Adequate
13.0%
14.2%
10.5%


BB
BB
169.0
99.17
0.68
75.7


$138,806
37.65%
$941,146
6.8:1
$891,323
9.96%
6.42:1


$8,976,744
$4,527,626

$3,311,454

$50,648
$8,700,454
2.33%
2.35%

$7,986,214
$184,935
$0
$2,486,823
-

-
2.32%
29.76%

$19,125
$35,250
0.54:1
$86,026

$19,125
$210,370
$32
$3,064
$70
$419,547
$0
$53,174
$705,280
7.86%
7.86%
$422,611

$204,003
50,585

December
2007


A+
0.9
12.07
22.2%
4,523

Adequate
13.5%
14.6%
10.7%


BB
BB
92.8
97.97
0.29
72.6


$132,818
332.74%
$940,575
7.1:1
$901,434
10.32%
6.79:1


$8,761,045
$4,378,779

$3,618,264

$304,400
$8,512,551
3.58%
3.36%

$7,782,533
$205,245
$0
$2,456,441
-

-
2.64%
30.38%

$40,627
$66,000
0.62:1
$70,992

$40,627
$204,323
$24
$638
$175
$282,180
$0
$36,951
$564,719
6.45%
6.44%
$282,818

$219,003
46,464

September
2007


A+
0.7
14.89
20.8%
0

Adequate
13.6%
14.6%
10.5%


BB
BBB
51.1
96.04
0.31
91.6


$121,725
302.33%
$951,119
7.8:1
$908,381
10.11%
7.46:1


$9,019,234
$4,055,812

$4,571,146

$238,838
$8,740,708
3.64%
3.46%

$8,013,308
$212,763
$0
$2,612,762
-

-
2.66%
31.33%

$15,559
$32,500
0.48:1
$62,850

$15,559
$767
$83
$877
$139
$199,040
$0
$40,387
$256,630
2.85%
2.84%
$199,917

$229,449
44,431

June
2007


A+
0.8
15.53
19.9%
0

Adequate
13.5%
14.2%
10.3%


BB
BB
77.8
96.84
0.32
101.5


$118,316
207.91%
$972,222
8.2:1
$927,829
9.88%
7.84:1


$9,422,287
$3,983,569

$4,933,656

$161,491
$9,133,642
3.54%
3.45%

$8,399,261
$233,547
$0
$2,726,992
-

-
2.78%
31.42%

$15,499
$17,500
0.89:1
$47,783

$15,499
$42,546
$90
$756
$114
$200,972
$0
$40,387
$300,160
3.19%
3.18%
$201,728

$253,470
40,459

March
2007


A+
0.6
16.07
20.9%
0

Adequate
13.4%
14.1%
10.1%


BBB
A
22.5
86.89
0.32
113.4


$112,641
112.01%
$966,394
8.6:1
$954,612
9.99%
8.47:1


$9,589,449
$3,825,576

$4,874,000

$79,448
$9,353,852
3.40%
3.36%

$8,545,593
$258,916
$0
$2,732,465
-

-
3.03%
31.19%

$2,151
$5,500
0.39:1
$48,924

$2,151
$180,736
$39
$417
$107
$195,793
$0
$8,439
$387,536
4.04%
4.04%
$196,210

$278,491
36,655

December
2006


A+
0.5
20.27
17.0%
0

Adequate
13.0%
13.7%
9.9%


A
AA
6.4
54.77
0.32
103.1


$120,176
422.30%
$970,126
8.1:1
$957,416
9.77%
7.97:1


$9,834,915
$4,119,218

$5,183,085

$360,059
$9,576,710
3.76%
4.00%

$8,800,972
$279,956
$0
$2,889,390
-

-
3.18%
32.23%

$2,640
$7,500
0.35:1
$45,293

$2,640
$150,901
$132
$34,522
$157
$72,542
$0
$8,439
$269,044
2.74%
2.73%
$107,064

$300,512
33,973

September
2006


A+
0.5
20.69
16.9%
0

Adequate
12.7%
13.3%
10.0%


AA
AA
3.1
8.02
0.31
100.7


$125,494
295.53%
$968,064
7.7:1
$966,822
10.06%
7.70:1


$9,641,339
$4,333,187

$4,829,443

$274,099
$9,396,473
3.89%
4.13%

$8,600,572
$289,400
$0
$3,036,022
-

-
3.36%
34.49%

$1,022
$3,000
0.34:1
$42,157

$1,022
$36,286
$75
$561
$175
$36,230
$0
$0
$74,099
0.77%
0.77%
$36,791

$310,533
32,709

All CALL/TFR's file to identical calendars ending Dec-31. Quarterly values reported are cumulative thru the reporting year. Dollar data in thousands unless otherwise noted. Selected rates pre-computed by FDIC are factored according to criteria from the regulatory agency to derive annualized rates. Peering groups are dynamically generated each quarter based the bank unit being examined. See the quarterly for peer listings.
Lord, Whalen LLC dba Institutional Risk Analytics 371 Van Ness Way Suite 110 Torrance, California 90501 310.676.3300