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371 Van Ness Way, Suite 110 Torrance, California 90501 310.676.3300 info@institutionalriskanalytics.com |
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This institution did not file a CALL/TFR in the most recent FFIEC reporting cycle. The most recent data available in our database is shown. |
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BankEast, member of holding company BANKEAST CORPORATION as of December-2011 607 MARKET STREET KNOXVILLE, TN, 37902 Data Source: IRA Bank Monitor. Data in thousands unless otherwise noted. Copyright 2013 Lord, Whalen LLC All Rights Reserved |
Buy reports on live banks, www.IRABankRatings.com |
| Counterparty Quality Score (CQS) Report |
IRA Counterparty Quality Analysis Historial CQS Scores - IRA Bank Stress Index (BSI) Factor - Asset Quality Trouble Factor - FDIC Moral Hazard Factor | 2011 2 25.1 15.3 0.0 | 2011 3 22.7 16.2 0.0 | 2011 4 21.4 14.4 0.0 | 2011 4 21.4 11.2 0.0 | 2010 3 22.5 15.1 0.0 | 2010 4 22.5 10.9 0.0 | 2010 4 23.2 10.7 0.0 | 2010 4 21.0 8.2 2.2 | 2009 4 21.4 7.7 2.1 | 2009 4 21.0 6.1 2.9 | 2009 5 21.0 3.8 2.2 | 2009 7 3.2 2.2 2.3 |
| Historical Performance Table |
IRA Bank Stress Benchmarks Grade Stress Index Number ROA, % ROE, % Efficiency Ratio Goodwill Writedowns Capital Adequacy Position IRA Capital Test T1/RWA RBC/RWA T1/ASSET Risk Based Capital, Total Tier 1 RBC Risk Weighted Assets, Total Basel II Benchmarks Bond Equivalent Defaults, Method 1 B.E.D., Method 2 Default Rate, bp LGD: Loss Given Default, % M: Wt. Avg. Maturity, yr EAD: Exposure At Default, % Economic Capital Analysis EC RAROC, % Tier 1 RBC T1RBC to EC Leverage Bank Tangible Common Equity Percent of Tangible Assets (TCE Ratio) TCE to EC Leverage Regulatory Watch Points Net Income, Period Total Assets Lending Assets Trading Assets Other Assets (incl. Prepaid Assessments) Securities Assets Net Interest Income, YTD Earning Assets, Total Net Interest Margin, Current Qtr - Annualized NIMY, from FDIC 5YR METHOD Total Deposits Brokered Deposits Reciprocal Brokered Deposits Volatile Liabilities, per FDIC FHLB Advances FHLB Advances-to-Assets, percent Brokered to Total Deposits, percent FHLB+BRO+VOLIAB to Assets, percent Gross Defaults, Actual Provision for Loan Losses, Income Statement Actual-to-Provision Ratio Balance Sheet Allowances for Loan Losses Gross Defaults, Total 30-89 Day Assets, Total Guaranteed Portion of 30-89 Over 90 Assets, Total Guaranteed Portion of Over 90 Non-Accrual Assets, Total Guaranteed Portion of NA Real Estate Owned (REO) Total Troubled Assets Troubled Assets % of Total Assets % factored for less 80% GTY Offsets Non-Conforming Assets, Reported Texas Ratio Off Balance Sheet Derivatives, Notional Loss Realization Margin to RBC, bp | 2011 F 25.1 -2.2283 -571.69 134.4% 0 Under Cap Fail 0.4% 0.9% 0.4% $1,844 $922 $206,723 BB BB 115.1 68.14 2.20 17.6 $25,058 -26.54% $922 0.0:1 $-3,624 -1.60% -0.14:1 $-5,837 $261,947 $180,823 $0 $5,372 $14,594 $7,423 $210,692 3.52% 3.29% $259,571 $0 $0 $6,476 - - 0.00% 2.47% $2,081 $2,881 0.72:1 $9,268 $2,081 $1,834 $0 $7,216 $0 $24,330 $0 $4,645 $40,106 15.31% 15.31% $31,546 3.52 - - | 2011 F 22.7 -2.1842 -245.76 126.1% 0 Under Cap Fail 1.1% 2.2% 0.8% $4,586 $2,293 $212,254 BB BB 146.5 68.12 2.13 17.1 $25,596 -18.71% $2,293 0.1:1 $-2,482 -1.05% -0.10:1 $-4,466 $272,630 $185,356 $0 $5,580 $14,623 $5,728 $225,530 3.39% 3.34% $268,766 $0 $0 $6,475 - - 0.00% 2.38% $2,036 $2,881 0.71:1 $9,299 $2,036 $12,053 $0 $5,882 $0 $19,405 $0 $4,905 $44,281 16.24% 16.24% $25,287 2.58 - - | 2011 F 21.4 -0.4781 -21.77 128.0% 0 Under Cap Fail 2.5% 3.8% 2.0% $8,534 $5,674 $222,733 BBB BBB 38.4 -300.27 2.03 17.2 $26,320 -4.41% $5,674 0.2:1 $-62 -0.03% -0.00:1 $-671 $280,674 $191,572 $0 $6,055 $9,391 $4,013 $231,359 3.47% 3.49% $272,878 $0 $0 $6,884 - - 0.00% 2.45% $368 - - $8,910 $368 $12,438 $0 $46 $0 $21,377 $0 $6,226 $40,455 14.41% 14.41% $21,423 1.83 - - | 2011 F 21.4 -0.7549 -33.45 136.5% 0 Under Cap Fail 2.6% 3.9% 2.1% $8,829 $5,925 $227,602 BBB BBB 46.0 94.64 1.92 20.4 $26,698 -5.28% $5,925 0.2:1 $1,714 0.70% 0.06:1 $-532 $281,884 $194,594 $0 $7,131 $15,741 $2,047 $230,468 3.55% 3.57% $274,548 $0 $0 $7,829 - - 0.00% 2.78% $224 - - $7,593 $224 $4,443 $0 $319 $0 $22,018 $0 $4,647 $31,651 11.23% 11.23% $22,337 1.93 - - | 2010 F 22.5 -0.0035 -0.09 122.5% 0 Under Cap Fail 4.2% 5.5% 3.5% $13,012 $9,972 $238,342 B B 486.9 94.37 2.21 22.4 $27,927 -48.61% $9,972 0.3:1 $42,075 17.05% 1.51:1 $-10 $282,376 $204,582 $0 $6,765 $15,762 $8,200 $232,268 3.53% 3.33% $269,625 $0 $0 $63,228 - - 0.00% 22.39% $9,962 $9,186 1.08:1 $7,893 $9,962 $7,681 $0 $3,632 $0 $16,312 $0 $5,045 $42,632 15.10% 15.10% $19,944 0.45 - - | 2010 F 22.5 -0.0019 -0.03 117.6% 0 Under Cap Fail 5.5% 6.8% 4.8% $17,083 $13,881 $252,575 B CCC 528.1 99.07 2.05 20.7 $29,341 -37.81% $13,881 0.5:1 $43,052 17.16% 1.47:1 $-4 $286,720 $214,942 $0 $10,212 $10,849 $6,178 $233,292 3.53% 3.29% $267,854 $0 $0 $66,032 - - 0.00% 23.03% $8,514 $6,646 1.28:1 $6,819 $8,514 $4,442 $0 $414 $0 $13,695 $0 $4,074 $31,139 10.86% 10.86% $14,109 0.34 - - | 2010 F 23.2 -0.0035 -0.05 124.5% 0 Adequate Warn 6.8% 8.0% 6.1% $20,778 $17,493 $259,082 B CCC 770.2 99.10 1.99 23.6 $29,332 -34.71% $17,493 0.6:1 $45,629 18.37% 1.56:1 $-5 $284,526 $216,791 $0 $13,770 $11,046 $4,013 $229,948 3.49% 3.14% $261,406 $0 $0 $71,287 - - 0.00% 25.05% $8,349 $7,145 1.17:1 $6,979 $8,349 $6,850 $0 $573 $0 $13,135 $0 $1,501 $30,408 10.69% 10.69% $13,708 0.28 - - | 2010 F 21.0 -0.0013 -0.02 128.1% 0 Well Cap Pass 9.4% 10.7% 8.1% $29,066 $25,605 $271,541 BB BB 87.8 97.82 1.78 19.2 $30,755 -4.99% $25,605 2.7:1 $45,198 16.15% 1.47:1 $-1 $316,284 $229,494 $0 $12,486 $12,508 $2,001 $262,948 3.04% 2.98% $282,342 $0 $0 $79,967 $7,000 2.21% 0.00% 27.50% $504 $1,185 0.43:1 $8,800 $504 $3,372 $0 $4,396 $0 $15,652 $0 $1,936 $25,860 8.18% 8.18% $20,048 0.39 - - | 2009 F 21.4 -0.0030 -0.04 122.8% 0 Well Cap Pass 9.8% 11.0% 8.1% $30,215 $26,731 $274,126 BB B 219.5 97.98 1.83 19.9 $30,829 -42.63% $26,731 2.8:1 $44,359 15.20% 1.44:1 $-10 $328,550 $231,869 $0 $10,895 $14,486 $9,361 $273,862 3.42% 3.21% $293,569 $0 $0 $88,315 $7,000 2.13% 0.00% 29.01% $5,090 $8,317 0.61:1 $8,108 $5,090 $3,968 $0 $741 $0 $12,846 $0 $2,776 $25,421 7.74% 7.74% $13,587 0.30 - - | 2009 F 21.0 -0.0004 -0.00 113.4% 0 Well Cap Pass 10.6% 11.8% 9.2% $35,689 $31,902 $301,829 BB BB 115.2 96.39 1.83 19.2 $33,920 -13.72% $31,902 3.6:1 $42,202 13.76% 1.24:1 $-1 $347,909 $256,576 $0 $12,488 $15,594 $7,240 $278,775 3.46% 3.27% $301,175 $94 $0 $102,122 $10,000 2.87% 0.03% 32.25% $2,217 $2,275 0.97:1 $4,916 $2,217 $2,465 $0 $1,866 $0 $13,332 $0 $1,484 $21,364 6.14% 6.14% $15,198 0.34 - - | 2009 F 21.0 -0.1802 -1.77 111.2% 0 Well Cap Pass 10.4% 11.6% 9.3% $37,258 $33,329 $319,901 BB BB 97.8 94.55 1.43 17.7 $35,222 -7.81% $33,329 3.6:1 $42,093 13.24% 1.20:1 $-324 $359,648 $270,252 $0 $11,043 $20,535 $4,796 $299,304 3.20% 3.19% $313,752 $92 $0 $114,981 $8,000 2.22% 0.03% 34.22% $1,321 $400 3.30:1 $3,929 $1,321 $2,314 $0 $1 $0 $8,360 $0 $1,584 $13,580 3.78% 3.78% $8,361 0.21 - - | 2009 C 3.2 0.1170 1.16 115.3% 0 Well Cap Pass 10.0% 11.1% 9.1% $35,646 $32,157 $321,065 BB BB 193.7 99.15 1.38 21.6 $35,046 -5.12% $32,157 3.6:1 $40,251 12.97% 1.15:1 $103 $352,277 $268,489 $0 $10,246 $19,736 $2,018 $294,521 2.74% 2.67% $307,413 $91 $0 $105,616 $8,000 2.27% 0.03% 32.28% $1,300 - - $3,489 $1,300 $625 $0 $0 $0 $3,859 $0 $1,828 $7,612 2.16% 2.16% $3,859 0.12 - - |
| All CALL/TFR's file to identical calendars ending Dec-31. Quarterly values reported are cumulative thru the reporting year. Dollar data in thousands unless otherwise noted. Selected rates pre-computed by FDIC are factored according to criteria from the regulatory agency to derive annualized rates. Peering groups are dynamically generated each quarter based the bank unit being examined. See the quarterly for peer listings. |