371 Van Ness Way, Suite 110
Torrance, California 90501
310.676.3300
[email protected]
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371 Van Ness Way, Suite 110 Torrance, California 90501 310.676.3300 [email protected] |
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This institution did not file a CALL/TFR in the most recent FFIEC reporting cycle. The most recent data available in our database is shown. |
| Counterparty Quality Score (CQS) Report |
IRA Counterparty Quality Analysis Historial CQS Scores - IRA Bank Stress Index (BSI) Factor - Asset Quality Trouble Factor - FDIC Moral Hazard Factor | 2009 3 23.1 17.1 17.3 | 2009 3 22.2 16.4 17.1 | 2009 3 22.1 20.0 15.9 | 2008 4 21.2 14.0 16.8 | 2008 4 21.1 9.6 14.1 | 2008 4 20.8 9.2 14.4 | 2008 4 20.8 8.0 15.5 | 2007 4 20.8 6.6 14.5 | 2007 5 20.7 4.6 14.5 | 2007 7 1.5 2.9 12.9 | 2007 7 1.0 3.4 12.4 | 2006 5 20.8 1.7 11.4 |
| Historical Performance Table |
IRA Bank Stress Benchmarks Grade Stress Index Number ROA, % ROE, % Efficiency Ratio Goodwill Writedowns Capital Ratios T1/RWA RBC/RWA T1/ASSET Risk Based Capital, Total Tier 1 RBC Risk Weighted Assets, Total Basel II Benchmarks Bond Equivalent Defaults, Method 1 B.E.D., Method 2 Default Rate, bp LGD: Loss Given Default, % M: Wt. Avg. Maturity, yr EAD: Exposure At Default, % Economic Capital Analysis EC RAROC, % Tier 1 RBC T1RBC to EC Leverage Bank Tangible Common Equity Percent of Tangible Assets (TCE Ratio) TCE to EC Leverage Regulatory Watch Points Net Income, Period Total Assets Lending Assets Trading Assets Other Assets (incl. Prepaid Assessments) Securities Assets Net Interest Income, YTD Earning Assets, Total Net Interest Margin, Current Qtr - Annualized NIMY, from FDIC 5YR METHOD Total Deposits Brokered Deposits Reciprocal Brokered Deposits Volatile Liabilities, per FDIC FHLB Advances FHLB Advances-to-Assets, percent Brokered to Total Deposits, percent FHLB+BRO+VOLIAB to Assets, percent Gross Defaults, Actual Provision for Loan Losses, Income Statement Actual-to-Provision Ratio Balance Sheet Allowances for Loan Losses Gross Defaults, Total 30-89 Day Assets, Total Guaranteed Portion of 30-89 Over 90 Assets, Total Guaranteed Portion of Over 90 Non-Accrual Assets, Total Guaranteed Portion of NA Real Estate Owned (REO) Total Troubled Assets Troubled Assets % of Total Assets % factored for less 80% GTY Offsets Non-Conforming Assets, Reported Off Balance Sheet Derivatives, Notional Loss Realization Margin to RBC, bp | 2009 F 23.1 -0.0077 238.10 224.7% 0 Fail 1.0% 2.0% 1.1% $9,762 $4,881 $491,648 B B 300.2 95.82 3.54 12.3 $60,693 -27.08% $4,881 0.1:1 $54,588 12.74% 0.90:1 $-25 $433,011 $341,329 $0 $9,116 $47,569 $9,686 $406,863 3.17% 3.05% $352,695 $11,129 $0 $161,700 $75,000 17.32% 3.16% 57.23% $7,686 $4,845 1.59:1 $7,432 $7,686 $4,906 $336 $0 $0 $50,346 $19 $11,122 $74,060 17.10% 17.04% $50,346 - - | 2009 F 22.2 -0.0082 327.27 227.3% 0 Fail 2.2% 4.3% 2.5% $22,158 $11,079 $509,970 BB B 253.9 92.84 3.25 12.6 $63,904 -17.70% $11,079 0.2:1 $51,103 11.74% 0.80:1 $-18 $439,331 $351,058 $0 $9,905 $50,357 $6,678 $410,082 3.26% 3.12% $356,878 $11,428 $0 $164,306 $75,000 17.07% 3.20% 57.07% $4,456 $4,658 0.96:1 $10,473 $4,456 $5,344 $355 $0 $0 $47,551 $285 $14,651 $72,002 16.39% 16.27% $47,551 - - | 2009 F 22.1 -0.0093 488.89 208.7% 0 Fail 3.5% 6.6% 3.8% $33,417 $18,036 $509,084 BB B 292.7 99.82 3.20 8.4 $65,438 -10.14% $18,036 0.3:1 $51,233 11.02% 0.78:1 $-11 $472,514 $374,038 $0 $10,854 $54,196 $3,587 $441,083 3.25% 3.28% $383,050 $13,933 $0 $175,665 $75,000 15.87% 3.64% 56.00% $2,737 $4,558 0.60:1 $11,779 $2,737 $19,777 $452 $192 $192 $60,536 $78 $11,338 $94,580 20.02% 19.89% $60,728 - - | 2008 F 21.2 -0.0052 -0.28 113.7% 4,645 Adequate 8.4% 12.3% 5.9% $41,818 $28,546 $340,079 BB BB 160.2 98.90 3.54 7.1 $59,362 -9.86% $28,546 0.5:1 $51,429 10.82% 0.87:1 $-25 $482,627 $374,727 $0 $14,882 $65,108 $19,180 $433,866 4.42% 3.68% $371,693 $16,105 $0 $164,909 $81,000 16.78% 4.33% 54.29% $6,002 $7,931 0.76:1 $9,953 $6,002 $15,046 $174 $0 $0 $34,893 $10 $11,541 $67,482 13.98% 13.95% $34,893 - - | 2008 F 21.1 -0.0017 -0.03 102.8% 0 Adequate 10.7% 14.5% 7.0% $50,829 $37,457 $349,819 BB BB 123.2 98.37 3.36 5.9 $62,555 -2.54% $37,457 0.6:1 $53,572 10.30% 0.86:1 $-7 $533,528 $397,812 $0 $18,357 $80,856 $14,614 $490,176 3.98% 3.59% $383,396 $21,477 $0 $173,638 $75,000 14.06% 5.60% 50.63% $3,676 $4,080 0.90:1 $8,422 $3,676 $11,955 $0 $0 $0 $31,904 $0 $3,500 $51,035 9.57% 9.57% $31,904 - - | 2008 F 20.8 -0.0003 -0.00 101.0% 0 Adequate 11.5% 15.2% 7.2% $56,273 $42,641 $371,179 BBB BBB 47.8 94.42 3.06 3.4 $61,726 1.02% $42,641 0.7:1 $52,721 9.15% 0.85:1 $-1 $590,282 $442,952 $0 $24,002 $89,991 $9,723 $543,495 3.58% 3.47% $428,103 $34,113 $0 $168,445 $85,000 14.40% 7.97% 48.72% $1,058 $1,055 1.00:1 $8,014 $1,058 $15,418 $529 $2,562 $291 $31,839 $33 $3,332 $54,209 9.18% 9.07% $34,401 - - | 2008 F 20.8 -0.3170 -3.67 113.6% 0 Adequate 11.3% 14.9% 7.2% $58,290 $44,408 $391,920 BBB BBB 37.8 100.00 2.97 5.4 $59,504 -0.31% $44,408 0.7:1 $54,365 9.06% 0.91:1 $-486 $613,165 $458,686 $0 $27,836 $91,381 $4,426 $561,142 3.15% 3.11% $437,696 $27,286 $0 $221,241 $95,192 15.52% 6.23% 56.06% $433 - - $7,525 $433 $14,779 $158 $5,431 $0 $25,044 $0 $3,115 $48,802 7.96% 7.94% $30,475 - - | 2007 F 20.8 -0.0005 -0.01 110.5% 291 Adequate 12.2% 15.9% 7.2% $58,936 $45,324 $370,772 BBB A 27.9 99.07 2.96 5.5 $72,427 -4.60% $45,324 0.6:1 $54,561 8.80% 0.75:1 $-3 $633,198 $461,516 $0 $28,848 $93,616 $17,091 $580,022 2.95% 2.78% $453,714 $23,029 $0 $255,991 $92,104 14.55% 5.08% 58.61% $1,289 $2,619 0.49:1 $6,729 $1,289 $26,673 $0 $0 $0 $11,233 $81 $2,493 $41,688 6.58% 6.57% $11,233 - - | 2007 F 20.7 -0.0541 -0.65 92.2% 291 Adequate 12.0% 15.6% 7.3% $60,003 $46,235 $385,022 BBB BBB 36.5 99.07 3.38 6.1 $84,502 -0.42% $46,235 0.5:1 $43,653 7.06% 0.52:1 $-257 $633,029 $469,648 $0 $29,261 $97,163 $13,458 $571,887 3.14% 2.88% $459,968 $39,795 $0 $276,294 $91,964 14.53% 8.65% 64.46% $1,286 $1,055 1.22:1 $5,168 $1,286 $17,619 $1,943 $207 $188 $5,544 $0 $4,475 $29,131 4.60% 4.33% $5,751 - - | 2007 A 1.5 0.2041 2.52 83.0% 240 Adequate 11.4% 16.1% 6.8% $64,768 $45,777 $402,593 A AA 10.3 96.86 3.24 4.9 $107,898 0.99% $45,777 0.4:1 $43,295 6.58% 0.40:1 $687 $673,193 $496,862 $0 $26,026 $108,571 $9,051 $614,310 2.95% 2.83% $505,680 $62,506 $0 $301,450 $86,823 12.90% 12.36% 66.96% $255 $540 0.47:1 $5,680 $255 $11,845 $1,161 $1,776 $43 $1,425 $2 $4,116 $19,417 2.88% 2.74% $3,201 - - | 2007 A 1.0 0.3962 5.61 85.1% 0 Adequate 10.4% 15.0% 6.1% $61,976 $42,860 $412,783 AAA AAA 0.0 0.00 2.86 4.7 $111,329 0.42% $42,860 0.4:1 $40,682 5.94% 0.37:1 $694 $700,696 $515,546 $0 $24,186 $115,062 $4,758 $641,524 2.97% 2.92% $538,240 $64,158 $0 $339,057 $86,688 12.37% 11.92% 69.92% - $170 - $5,561 $0 $14,890 $1,073 $1,977 $1,877 $5,434 $3 $1,529 $23,830 3.40% 3.06% $7,411 $5,000 123,952 | 2006 F 20.8 -0.0004 -0.01 125.3% 0 Adequate 10.2% 14.6% 5.9% $60,639 $42,245 $416,007 A AA 7.2 87.86 3.36 5.1 $114,888 -8.20% $42,245 0.4:1 $40,698 5.84% 0.35:1 $-3 $713,032 $524,753 $0 $21,450 $122,821 $12,006 $664,392 1.81% 2.72% $556,824 $83,809 $0 $176,485 $81,558 11.44% 15.05% 47.94% $379 $317 1.20:1 $4,303 $379 $1,317 $923 $8,873 $1,832 $242 $5 $1,294 $12,105 1.70% 1.39% $9,115 $8,000 75,799 |
| All CALL/TFR's file to identical calendars ending Dec-31. Quarterly values reported are cumulative thru the reporting year. Dollar data in thousands unless otherwise noted. Selected rates pre-computed by FDIC are factored according to criteria from the regulatory agency to derive annualized rates. Peering groups are dynamically generated each quarter based the bank unit being examined. See the quarterly for peer listings. |
