371 Van Ness Way, Suite 110
Torrance, California 90501
310.676.3300
[email protected]
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371 Van Ness Way, Suite 110 Torrance, California 90501 310.676.3300 [email protected] |
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This institution did not file a CALL/TFR in the most recent FFIEC reporting cycle. The most recent data available in our database is shown. |
| Counterparty Quality Score (CQS) Report |
IRA Counterparty Quality Analysis Historial CQS Scores - IRA Bank Stress Index (BSI) Factor - Asset Quality Trouble Factor - FDIC Moral Hazard Factor | 2008 3 23.4 22.8 0.0 | 2008 4 20.7 5.3 3.5 | 2007 8 0.6 2.4 4.3 | 2007 8 0.6 0.2 5.9 | 2007 8 0.6 0.3 3.2 | 2007 8 0.6 0.1 2.8 | 2006 8 0.5 0.7 4.8 | 2006 7 0.5 0.7 12.2 | 2006 8 0.6 1.1 2.6 | 2006 8 0.6 1.0 0.0 | 2005 8 0.6 1.2 0.0 | 2005 8 0.6 0.8 0.0 |
| Historical Performance Table |
IRA Bank Stress Benchmarks Grade Stress Index Number ROA, % ROE, % Efficiency Ratio Goodwill Writedowns Capital Ratios T1/RWA RBC/RWA T1/ASSET Risk Based Capital, Total Tier 1 RBC Risk Weighted Assets, Total Basel II Benchmarks Bond Equivalent Defaults, Method 1 B.E.D., Method 2 Default Rate, bp LGD: Loss Given Default, % M: Wt. Avg. Maturity, yr EAD: Exposure At Default, % Economic Capital Analysis EC RAROC, % Tier 1 RBC T1RBC to EC Leverage Bank Tangible Common Equity Percent of Tangible Assets (TCE Ratio) TCE to EC Leverage Regulatory Watch Points Net Income, Period Total Assets Lending Assets Trading Assets Other Assets (incl. Prepaid Assessments) Securities Assets Net Interest Income, YTD Earning Assets, Total Net Interest Margin, Current Qtr - Annualized NIMY, from FDIC 5YR METHOD Total Deposits Brokered Deposits Reciprocal Brokered Deposits Volatile Liabilities, per FDIC FHLB Advances FHLB Advances-to-Assets, percent Brokered to Total Deposits, percent FHLB+BRO+VOLIAB to Assets, percent Gross Defaults, Actual Provision for Loan Losses, Income Statement Actual-to-Provision Ratio Balance Sheet Allowances for Loan Losses Gross Defaults, Total 30-89 Day Assets, Total Guaranteed Portion of 30-89 Over 90 Assets, Total Guaranteed Portion of Over 90 Non-Accrual Assets, Total Guaranteed Portion of NA Real Estate Owned (REO) Total Troubled Assets Troubled Assets % of Total Assets % factored for less 80% GTY Offsets Non-Conforming Assets, Reported Off Balance Sheet Derivatives, Notional Loss Realization Margin to RBC, bp | 2008 F 23.4 -0.0131 -0.21 118.8% 0 Fail 5.5% 6.8% 5.3% $224,475 $181,859 $3,312,854 B CCC 794.1 95.90 3.44 19.7 $452,659 -34.92% $181,859 0.4:1 $276,371 8.23% 0.61:1 $-224 $3,411,145 $3,184,840 $0 $116,235 $25,228 $76,267 $3,078,344 4.96% 4.04% $3,038,053 $475,560 $0 $574,333 $554 0.02% 15.65% 30.79% $126,447 $191,400 0.66:1 $132,915 $126,447 $126,692 $850 $8,970 $0 $474,352 $4,374 $40,519 $776,980 22.78% 22.66% $483,322 $716,736 3,132 | 2008 F 20.7 -0.0017 -0.02 67.1% 0 Warn 8.4% 9.7% 5.6% $106,153 $92,221 $1,097,361 BBB BBB 38.0 89.56 0.98 29.9 $114,854 -1.22% $92,221 0.8:1 $91,560 5.72% 0.80:1 $-7 $1,634,041 $837,566 $0 $54,421 $3,340 $10,974 $1,496,224 2.93% 3.10% $1,412,453 $355,046 $0 $271,832 $57,000 3.49% 25.14% 41.85% $795 $17,993 0.04:1 $29,206 $795 $15,106 $0 $7,864 $0 $62,106 $0 $0 $85,871 5.26% 5.26% $69,970 $26,000 40,828 | 2007 A+ 0.6 1.9242 22.00 48.0% 0 Adequate 9.7% 11.0% 6.8% $111,599 $98,893 $1,015,618 AA AAA 1.9 -383.89 0.86 29.8 $108,642 22.95% $98,893 0.9:1 $98,259 6.88% 0.90:1 $28,103 $1,460,523 $799,538 $0 $23,615 $3,356 $69,507 $1,336,450 5.20% 5.17% $1,244,105 $193,885 $0 $256,093 $63,000 4.31% 15.58% 35.12% $149 $3,306 0.05:1 $11,925 $149 $25,474 $0 $212 $0 $8,749 $0 $0 $34,584 2.37% 2.37% $8,961 $26,570 42,002 | 2007 A+ 0.6 1.9739 18.95 45.2% 0 Adequate 12.5% 13.5% 9.8% $152,817 $140,997 $1,127,901 AA AAA 1.8 -449.61 1.91 28.3 $129,353 19.70% $140,997 1.1:1 $140,989 9.90% 1.09:1 $21,218 $1,433,244 $964,629 $0 $19,426 $3,500 $53,278 $1,293,904 5.49% 5.28% $1,185,052 $124,216 $0 $263,555 $84,000 5.86% 10.48% 32.92% $127 $1,398 0.09:1 $10,016 $127 $3,294 $0 $112 $0 $8 $0 $0 $3,541 0.25% 0.25% $120 $26,648 57,347 | 2007 A+ 0.6 1.9221 19.26 43.6% 0 Adequate 12.1% 13.1% 9.4% $144,413 $133,236 $1,098,203 AA AAA 2.0 -469.15 2.01 29.3 $124,887 14.31% $133,236 1.1:1 $133,225 9.44% 1.07:1 $13,653 $1,420,653 $937,963 $0 $20,841 $3,686 $35,926 $1,276,830 5.63% 5.27% $1,208,693 $106,365 $0 $238,052 $46,000 3.24% 8.80% 27.48% $94 $1,418 0.07:1 $9,906 $94 $4,552 $0 $242 $0 $31 $0 $3 $4,922 0.35% 0.35% $273 $85,164 16,957 | 2007 A+ 0.6 1.8290 17.50 42.7% 0 Adequate 12.0% 12.9% 9.9% $156,969 $146,163 $1,220,335 AA AAA 2.3 -522.22 4.45 17.3 $165,014 5.71% $146,163 0.9:1 $146,154 9.93% 0.89:1 $6,775 $1,481,688 $1,257,994 $0 $21,440 $3,769 $18,206 $1,363,622 5.34% 5.18% $1,200,456 $167,616 $0 $294,996 $42,000 2.83% 13.96% 34.06% $72 $1,151 0.06:1 $9,574 $72 $980 $0 $0 $0 $231 $0 $0 $1,283 0.09% 0.09% $231 $87,208 17,999 | 2006 A+ 0.5 2.1537 22.67 33.0% 0 Adequate 11.7% 12.5% 8.9% $148,499 $139,193 $1,185,898 A AA 6.3 38.97 3.97 24.3 $144,899 29.07% $139,193 1.0:1 $139,184 8.98% 0.96:1 $33,582 $1,559,282 $1,114,744 $0 $26,695 $3,200 $70,280 $1,447,913 4.85% 4.83% $1,164,337 $169,203 $0 $573,380 $75,000 4.81% 14.53% 52.43% $698 $1,955 0.36:1 $8,047 $698 $3,510 $0 $0 $0 $7,362 $0 $0 $11,570 0.74% 0.74% $7,362 $87,555 16,961 | 2006 A+ 0.5 2.1113 23.38 30.7% 0 Adequate 11.6% 12.3% 8.5% $147,819 $139,473 $1,203,569 A AA 7.4 38.44 3.80 27.2 $141,994 23.02% $139,473 1.0:1 $139,464 8.53% 0.98:1 $26,058 $1,645,587 $1,108,353 $0 $24,329 $2,121 $52,307 $1,534,886 4.54% 4.79% $1,149,256 $168,566 $0 $661,576 $200,000 12.15% 14.67% 62.60% $614 $1,075 0.57:1 $7,203 $614 $3,198 $0 $0 $0 $7,995 $0 $0 $11,807 0.72% 0.72% $7,995 $92,792 15,930 | 2006 A+ 0.6 2.3520 25.33 28.9% 0 Adequate 11.7% 12.4% 8.7% $138,943 $130,988 $1,124,221 A AA 11.3 47.86 3.53 33.0 $136,473 16.29% $130,988 1.0:1 $130,973 8.73% 0.96:1 $17,768 $1,510,867 $1,072,312 $0 $23,145 $2,133 $34,556 $1,397,607 4.95% 4.83% $1,141,331 $147,853 $0 $534,356 $40,000 2.65% 12.95% 47.80% $608 $600 1.01:1 $6,673 $608 $13,928 $0 $0 $0 $2,244 $0 $0 $16,780 1.11% 1.11% $2,244 $101,587 13,677 | 2006 A+ 0.6 2.2550 25.81 30.8% 0 Adequate 11.4% 12.0% 8.1% $128,795 $121,472 $1,068,922 BBB A 23.7 49.92 4.67 35.0 $129,956 8.01% $121,472 0.9:1 $121,421 8.16% 0.93:1 $8,452 $1,499,223 $1,024,853 $0 $16,765 $2,414 $16,873 $1,385,237 4.87% 4.67% $1,272,492 $275,637 $0 $541,172 - - 21.66% 54.48% $607 - - $6,061 $607 $13,927 $0 $0 $0 $574 $0 $0 $15,108 1.01% 1.01% $574 $44,752 28,780 | 2005 A+ 0.6 1.5863 20.95 37.9% 0 Adequate 10.1% 10.8% 7.0% $120,585 $112,825 $1,121,360 AA AAA 1.4 -67.55 4.61 35.5 $133,209 21.43% $112,825 0.8:1 $112,772 7.02% 0.85:1 $25,675 $1,618,504 $1,057,696 $0 $17,344 $2,462 $54,383 $1,507,705 3.61% 4.34% $1,324,455 $340,303 $0 $653,671 - - 25.69% 61.41% $151 $1,215 0.12:1 $6,364 $151 $14,574 $0 $63 $0 $4,288 $0 $0 $19,076 1.18% 1.18% $4,351 $52,599 22,925 | 2005 A+ 0.6 1.7358 19.35 38.2% 0 Adequate 11.4% 12.1% 8.3% $123,789 $116,968 $1,024,687 AA AAA 1.7 -66.41 5.05 35.5 $125,343 15.74% $116,968 0.9:1 $116,912 8.33% 0.93:1 $18,413 $1,414,393 $999,676 $0 $18,851 $2,596 $38,586 $1,313,597 3.92% 4.33% $1,252,118 $303,040 $0 $512,936 - - 24.20% 57.69% $128 $425 0.30:1 $5,557 $128 $6,501 $0 $433 $0 $3,601 $0 $0 $10,663 0.75% 0.75% $4,034 $28,887 42,853 |
| All CALL/TFR's file to identical calendars ending Dec-31. Quarterly values reported are cumulative thru the reporting year. Dollar data in thousands unless otherwise noted. Selected rates pre-computed by FDIC are factored according to criteria from the regulatory agency to derive annualized rates. Peering groups are dynamically generated each quarter based the bank unit being examined. See the quarterly for peer listings. |
