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Failed Bank History Report
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This institution did not file a CALL/TFR in the most recent FFIEC reporting cycle.
The most recent data available in our database is shown.

IndyMac Bank, F.S.B. as of June-2008
888 EAST WALNUT STREET PASADENA, CA, 91101
Data Source: TBS Bank Monitor.  Data in thousands unless otherwise noted.  Copyright 2016 Total Bank Solutions LLC All Rights Reserved
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Counterparty Quality Score (CQS) Report



IRA Counterparty Quality Analysis
Historial CQS Scores
  - IRA Bank Stress Index (BSI) Factor
  - Asset Quality Trouble Factor
  - FDIC Moral Hazard Factor
June
2008


4
22.5
11.3
32.8

March
2008


4
21.9
9.6
32.4

December
2007


4
21.1
7.6
34.4

September
2007


5
20.7
4.4
33.2

June
2007


7
1.0
3.5
34.7

March
2007


7
1.0
2.7
35.6

December
2006


7
0.9
1.7
36.2

September
2006


7
0.9
1.3
35.2

June
2006


7
0.9
1.1
31.1

March
2006


7
0.9
1.1
34.6

December
2005


7
0.9
1.0
34.2

September
2005


7
0.9
0.9
35.8

IRA Counterparty Quality Scores range from 8 (best) to 1 (worst).
Historical Performance Table



IRA Bank Stress Benchmarks
Grade
Stress Index Number
ROA, %
ROE, %
Efficiency Ratio
Goodwill Writedowns

Capital Adequacy Position
IRA Capital Test
T1/RWA
RBC/RWA
T1/ASSET
Risk Based Capital, Total
Tier 1 RBC
Risk Weighted Assets, Total

Basel II Benchmarks
Bond Equivalent Defaults, Method 1
B.E.D., Method 2
Default Rate, bp
LGD: Loss Given Default, %
M: Wt. Avg. Maturity, yr
EAD: Exposure At Default, %

Economic Capital Analysis
EC
RAROC, %
Tier 1 RBC
T1RBC to EC Leverage
Bank Tangible Common Equity
Percent of Tangible Assets (TCE Ratio)
TCE to EC Leverage

Regulatory Watch Points
Net Income, Period
Total Assets
Average Assets - Capital
Lending Assets
Trading Assets
Other Assets (incl. Prepaid Assessments)

Securities Assets

Net Interest Income, YTD
Earning Assets, Total
Net Interest Margin, Current Qtr - Annualized
NIMY, from FDIC 5YR METHOD

Total Deposits
Brokered Deposits
Reciprocal Brokered Deposits
Volatile Liabilities, per FDIC
FHLB Advances

FHLB Advances-to-Assets, percent
Brokered to Total Deposits, percent
FHLB+BRO+VOLIAB to Assets, percent

Gross Defaults, Actual
Provision for Loan Losses, Income Statement
Actual-to-Provision Ratio
Balance Sheet Allowances for Loan Losses

Gross Defaults, Total
30-89 Day Assets, Total
  Guaranteed Portion of 30-89
Over 90 Assets, Total
  Guaranteed Portion of Over 90
Non-Accrual Assets, Total
  Guaranteed Portion of NA
Real Estate Owned (REO)
Total Troubled Assets
Troubled Assets % of Total Assets
   % factored for less 80% GTY Offsets
Non-Conforming Assets, Reported

Texas Ratio

Off Balance Sheet Derivatives, Notional
Loss Realization Margin to RBC, bp

June
2008


F
22.5
-0.0050
-0.13
320.3%
0

Under Cap
Fail
5.5%
4.6%
3.1%
$803,164
$964,679
$17,648,136


B
B
314.5
99.18
-
-


$6,342,067
-0.09%
$964,679
0.2:1
$-1,737,095
-6.23%
-0.27:1


$-766
$30,698,512
$30,814,043
$19,160,880
$0
$2,627,467

$5,831,044

$233,925
$24,572,499
1.90%
1.80%

$18,941,727
$5,489,747
$0
$17,219,089
$10,060,800

32.77%
28.98%
106.75%

$301,331
$448,857
0.67:1
$487,252

$301,331
$827,325
$0
$0
$0
$2,003,152
$0
$321,891
$3,453,699
11.25%
11.25%
$2,003,152

4.77

-
-

March
2008


F
21.9
-0.0021
-0.04
235.9%
0

Well Cap
Pass
10.1%
10.3%
5.7%
$1,870,980
$1,838,023
$18,244,419


BB
B
239.2
98.74
-
53.3


$6,909,390
-0.76%
$1,838,023
0.9:1
$-1,743,149
-5.98%
-0.25:1


$-167
$32,010,816
$32,004,034
$19,941,476
$1,113,419
$2,035,983

$5,311,510

$118,980
$26,093,053
1.82%
1.78%

$19,064,531
$6,888,978
$0
$18,678,611
$10,358,800

32.36%
36.14%
112.23%

$119,253
$130,568
0.91:1
$350,079

$119,253
$958,252
$0
$350
$0
$1,722,750
$0
$257,176
$3,057,781
9.55%
9.55%
$1,723,100

5.66

-
-

December
2007


F
21.1
-0.0017
-0.03
157.4%
0

Well Cap
Pass
10.4%
10.8%
6.2%
$2,095,722
$2,013,367
$19,378,154


BB
BBB
56.5
96.08
-
72.2


$7,532,011
9.33%
$2,013,367
0.9:1
$-1,687,285
-5.69%
-0.22:1


$-564
$32,514,479
$32,281,743
$20,190,570
$1,221,319
$1,945,538

$5,892,727

$594,858
$27,520,026
2.16%
2.26%

$17,981,777
$5,819,850
$0
$19,287,814
$11,188,800

34.41%
32.37%
111.63%

$114,146
$392,612
0.29:1
$337,256

$114,146
$817,793
$0
$2,597
$0
$1,344,834
$0
$196,042
$2,475,412
7.61%
7.61%
$1,347,431

4.58

-
-

September
2007


F
20.7
-0.0003
-0.00
93.5%
0

Well Cap
Pass
12.6%
12.0%
7.5%
$2,375,152
$2,482,137
$19,775,787


BBB
A
21.5
91.63
-
58.0


$6,189,190
12.17%
$2,482,137
1.0:1
$-1,099,272
-3.59%
-0.18:1


$-73
$33,463,557
$33,180,456
$22,580,175
$1,406,416
$1,797,955

$4,080,829

$447,833
$28,695,371
2.08%
2.29%

$16,953,534
$5,280,067
$0
$20,165,456
$11,094,800

33.15%
31.14%
109.19%

$36,368
$126,787
0.29:1
$147,783

$36,368
$609,838
$0
$4,082
$0
$704,064
$0
$123,327
$1,477,679
4.42%
4.42%
$708,146

5.63

-
-

June
2007


A
1.0
0.7001
8.05
102.3%
0

Well Cap
Pass
13.3%
12.2%
8.1%
$2,304,738
$2,510,755
$18,836,583


BBB
A
15.8
83.46
-
79.9


$5,866,390
5.51%
$2,510,755
1.2:1
$-901,290
-3.16%
-0.15:1


$109,536
$31,293,352
$31,000,435
$20,419,553
$1,107,179
$2,260,735

$4,166,432

$299,260
$26,216,141
2.28%
2.38%

$12,067,520
$1,530,874
$0
$18,857,132
$10,872,800

34.74%
12.69%
99.90%

$16,127
$28,223
0.57:1
$73,444

$16,127
$579,655
$0
$2,009
$0
$447,253
$0
$63,728
$1,108,772
3.54%
3.54%
$449,262

6.98

-
-

March
2007


A
1.0
0.8178
10.19
102.5%
0

Well Cap
Pass
12.6%
11.4%
7.4%
$1,929,433
$2,134,810
$16,976,956


BBB
AA
13.6
70.37
-
80.4


$5,256,783
2.43%
$2,134,810
1.3:1
$65,520
0.25%
0.01:1


$59,469
$29,088,796
$28,793,541
$19,511,560
$629,192
$1,981,391

$4,032,736

$143,176
$24,562,490
2.33%
2.32%

$11,663,224
$1,610,551
$0
$16,823,904
$10,349,800

35.58%
13.81%
98.95%

$6,611
$11,019
0.60:1
$65,047

$6,611
$442,419
$0
$662
$0
$294,772
$0
$33,271
$777,735
2.67%
2.67%
$295,434

2.01

-
-

December
2006


A+
0.9
1.2441
15.63
102.8%
0

Well Cap
Pass
12.9%
11.8%
7.4%
$1,913,255
$2,102,311
$16,250,127


A
AA
7.0
85.85
-
68.3


$5,311,820
6.12%
$2,102,311
1.4:1
$267,379
1.01%
0.05:1


$357,575
$28,740,902
$28,460,006
$19,655,551
$541,175
$1,647,273

$4,183,629

$547,714
$24,738,268
2.21%
2.64%

$11,148,686
$1,716,811
$0
$18,915,862
$10,412,800

36.23%
15.40%
108.02%

$13,692
$30,356
0.45:1
$60,736

$13,692
$292,879
$0
$185
$0
$164,572
$0
$21,590
$492,918
1.72%
1.72%
$164,757

0.53

-
-

September
2006


A+
0.9
1.4091
17.15
99.1%
0

Well Cap
Pass
13.0%
11.7%
7.6%
$1,793,524
$1,994,466
$15,331,145


AA
AA
3.8
78.44
-
76.1


$4,650,752
5.52%
$1,994,466
1.4:1
$361,419
1.48%
0.08:1


$280,065
$26,501,115
$26,236,898
$18,383,682
$525,235
$1,550,245

$3,550,483

$408,331
$22,780,974
2.39%
2.76%

$10,314,047
$1,528,207
$0
$17,436,359
$9,332,800

35.22%
14.82%
106.78%

$5,180
$16,883
0.31:1
$59,475

$5,180
$191,949
$0
$0
$0
$122,703
$0
$18,434
$338,266
1.28%
1.28%
$122,703

0.32

-
-

June
2006


A+
0.9
1.6896
19.25
100.7%
0

Well Cap
Pass
13.4%
12.1%
8.2%
$1,676,074
$1,857,270
$13,895,428


AA
AA
3.6
84.28
-
77.0


$4,343,809
3.85%
$1,857,270
1.4:1
$253,600
1.22%
0.06:1


$192,132
$22,743,262
$22,532,209
$15,281,832
$603,338
$1,480,832

$3,322,797

$267,122
$19,216,920
2.78%
2.85%

$9,575,579
$1,540,543
$0
$14,232,457
$7,069,800

31.09%
16.09%
100.44%

$2,735
$7,964
0.34:1
$56,096

$2,735
$132,430
$0
$0
$0
$105,094
$0
$11,495
$251,754
1.11%
1.11%
$105,094

0.36

-
-

March
2006


A+
0.9
1.4325
18.29
96.0%
0

Well Cap
Pass
12.5%
11.5%
7.6%
$1,612,581
$1,754,116
$14,077,707


A
AA
4.3
85.98
-
68.6


$4,010,591
2.34%
$1,754,116
1.5:1
$309,984
1.45%
0.08:1


$82,733
$23,101,437
$23,033,635
$16,229,211
$365,208
$1,284,458

$3,142,060

$132,533
$19,681,870
2.69%
2.87%

$8,409,390
$1,619,448
$0
$15,436,076
$7,995,000

34.61%
19.26%
108.44%

$1,740
$4,232
0.41:1
$54,676

$1,740
$144,672
$0
$0
$0
$94,107
$0
$7,977
$248,496
1.08%
1.08%
$94,107

0.27

-
-

December
2005


A+
0.9
1.5101
17.83
109.8%
0

Well Cap
Pass
13.4%
12.5%
8.2%
$1,552,451
$1,662,000
$12,415,919


AA
AA
3.3
70.22
-
70.0


$3,471,714
3.98%
$1,662,000
1.6:1
$500,147
2.64%
0.14:1


$306,998
$20,329,938
$20,255,772
$14,315,401
$342,545
$1,180,307

$2,681,262

$430,585
$17,286,881
2.49%
2.77%

$7,794,533
$1,515,046
$0
$13,243,363
$6,953,000

34.20%
19.44%
106.80%

$4,775
$10,228
0.47:1
$52,375

$4,775
$136,676
$0
$0
$0
$63,220
$0
$8,114
$212,785
1.05%
1.05%
$63,220

0.13

-
-

September
2005


A+
0.9
1.6657
20.20
112.6%
0

Well Cap
Pass
12.6%
11.7%
7.5%
$1,287,036
$1,375,391
$10,957,908


AA
AA
3.1
69.99
-
72.5


$3,073,024
2.79%
$1,375,391
1.5:1
$459,411
2.66%
0.15:1


$230,798
$18,474,185
$18,311,586
$13,343,168
$254,592
$1,001,045

$2,387,368

$319,450
$16,109,723
2.64%
2.82%

$7,419,282
$1,365,342
$0
$12,174,916
$6,621,000

35.84%
18.40%
109.13%

$3,139
$8,621
0.36:1
$51,979

$3,139
$88,834
$0
$0
$0
$59,339
$0
$8,322
$159,634
0.86%
0.86%
$59,339

0.13

-
-

All CALL/TFR's file to identical calendars ending Dec-31. Quarterly values reported are cumulative thru the reporting year. Dollar data in thousands unless otherwise noted. Selected rates pre-computed by FDIC are factored according to criteria from the regulatory agency to derive annualized rates. Peering groups are dynamically generated each quarter based the bank unit being examined. See the quarterly for peer listings.
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