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This institution did not file a CALL/TFR in the most recent FFIEC reporting cycle. The most recent data available in our database is shown. |
United Western Bank as of December-2010 700 17TH STREET, SUITE 100 DENVER, CO, 80202 Data Source: TBS Bank Monitor. Data in thousands unless otherwise noted. Copyright 2016 Total Bank Solutions LLC All Rights Reserved |
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Counterparty Quality Score (CQS) Report |
IRA Counterparty Quality Analysis Historial CQS Scores - IRA Bank Stress Index (BSI) Factor - Asset Quality Trouble Factor - FDIC Moral Hazard Factor | 2010 4 22.3 9.7 20.4 | 2010 4 21.7 8.8 8.2 | 2010 4 21.3 7.2 7.7 | 2010 4 22.0 6.6 6.5 | 2009 4 20.9 5.4 7.1 | 2009 4 20.8 5.0 8.3 | 2009 4 20.8 5.3 9.1 | 2009 8 1.2 4.0 9.6 | 2008 7 0.8 2.8 10.1 | 2008 7 0.9 2.9 16.5 | 2008 7 0.8 1.9 20.0 | 2008 7 0.7 2.3 18.7 |
Historical Performance Table |
IRA Bank Stress Benchmarks Grade Stress Index Number ROA, % ROE, % Efficiency Ratio Goodwill Writedowns Capital Adequacy Position IRA Capital Test T1/RWA RBC/RWA T1/ASSET Risk Based Capital, Total Tier 1 RBC Risk Weighted Assets, Total Basel II Benchmarks Bond Equivalent Defaults, Method 1 B.E.D., Method 2 Default Rate, bp LGD: Loss Given Default, % M: Wt. Avg. Maturity, yr EAD: Exposure At Default, % Economic Capital Analysis EC RAROC, % Tier 1 RBC T1RBC to EC Leverage Bank Tangible Common Equity Percent of Tangible Assets (TCE Ratio) TCE to EC Leverage Regulatory Watch Points Net Income, Period Total Assets Average Assets - Capital Lending Assets Trading Assets Other Assets (incl. Prepaid Assessments) Securities Assets Net Interest Income, YTD Earning Assets, Total Net Interest Margin, Current Qtr - Annualized NIMY, from FDIC 5YR METHOD Total Deposits Brokered Deposits Reciprocal Brokered Deposits Volatile Liabilities, per FDIC FHLB Advances FHLB Advances-to-Assets, percent Brokered to Total Deposits, percent FHLB+BRO+VOLIAB to Assets, percent Gross Defaults, Actual Provision for Loan Losses, Income Statement Actual-to-Provision Ratio Balance Sheet Allowances for Loan Losses Gross Defaults, Total 30-89 Day Assets, Total Guaranteed Portion of 30-89 Over 90 Assets, Total Guaranteed Portion of Over 90 Non-Accrual Assets, Total Guaranteed Portion of NA Real Estate Owned (REO) Total Troubled Assets Troubled Assets % of Total Assets % factored for less 80% GTY Offsets Non-Conforming Assets, Reported Texas Ratio Off Balance Sheet Derivatives, Notional Loss Realization Margin to RBC, bp | 2010 F 22.3 -0.0050 -0.15 107.1% 0 Under Cap Fail 6.1% 5.4% 3.6% $68,655 $78,068 $1,273,667 B B 450.7 99.56 - 8.2 $501,535 -7.63% $78,068 0.3:1 $118,697 5.58% 0.24:1 $-108 $2,153,690 $2,159,857 $1,247,562 $0 $82,078 $435,527 $65,884 $1,993,995 3.30% 3.09% $1,535,194 $22,069 $18,208 $797,983 $438,327 20.35% 1.44% 58.43% $56,226 $56,839 0.99:1 $36,306 $56,226 $31,238 $2,962 $10,920 $2,703 $71,050 $435 $40,385 $209,819 9.74% 9.52% $81,970 0.63 - - | 2010 F 21.7 -0.0033 -0.05 104.9% 0 Adequate Warn 10.0% 8.1% 6.9% $116,706 $143,845 $1,440,925 B B 334.8 99.43 - 7.5 $538,371 -3.59% $143,845 0.4:1 $131,650 6.45% 0.24:1 $-52 $2,069,723 $2,073,537 $1,323,777 $0 $90,506 $470,053 $49,818 $1,908,913 3.48% 3.06% $1,651,316 $51,906 $47,700 $487,282 $169,754 8.20% 3.14% 34.25% $33,239 $38,784 0.86:1 $41,162 $33,239 $49,351 $2,492 $9,694 $2,346 $62,904 $887 $27,025 $182,213 8.80% 8.58% $72,598 0.50 - - | 2010 F 21.3 -0.0029 -0.04 111.2% 0 Adequate Warn 11.0% 9.0% 7.4% $135,039 $164,036 $1,497,743 BB B 211.0 99.20 - 7.3 $539,378 -1.20% $164,036 0.5:1 $141,536 6.50% 0.26:1 $-32 $2,205,348 $2,209,603 $1,379,713 $0 $91,326 $466,917 $33,311 $2,054,221 3.24% 2.95% $1,768,738 $166,188 $111,179 $462,366 $169,184 7.67% 9.40% 36.17% $14,557 $19,596 0.74:1 $40,586 $14,557 $54,701 $3,044 $8,464 $1,867 $65,093 $106 $16,635 $159,450 7.23% 7.05% $73,557 0.45 - - | 2010 F 22.0 -0.0032 -0.05 112.2% 0 Adequate Warn 11.3% 9.2% 6.6% $139,674 $172,060 $1,521,946 B B 405.2 99.76 - 7.5 $482,815 -2.21% $172,060 0.5:1 $135,118 5.28% 0.28:1 $-21 $2,588,703 $2,597,451 $1,411,118 $0 $92,110 $401,894 $16,312 $2,402,375 2.72% 2.76% $2,150,255 $273,574 $168,579 $438,377 $168,623 6.51% 12.72% 34.02% $14,295 $14,528 0.98:1 $35,699 $14,295 $58,038 $2,790 $14,732 $2,214 $60,853 $45 $24,076 $171,994 6.64% 6.49% $75,585 0.51 - - | 2009 F 20.9 -0.0017 -0.02 81.7% 0 Well Cap Pass 12.2% 10.8% 8.4% $188,266 $212,573 $1,736,483 BB BB 118.6 99.36 - 7.3 $473,618 4.08% $212,573 0.6:1 $189,353 7.57% 0.40:1 $-44 $2,530,704 $2,527,523 $1,443,926 $0 $96,928 $389,630 $72,315 $2,349,844 3.08% 3.22% $2,037,030 $465,610 $246,463 $339,130 $180,607 7.14% 22.86% 38.94% $17,123 $40,663 0.42:1 $35,432 $17,123 $36,812 $4,050 $9,867 $1,917 $53,052 $49 $18,710 $135,564 5.36% 5.17% $62,919 0.34 - - | 2009 F 20.8 -0.0017 -0.02 76.2% 0 Well Cap Pass 12.3% 11.1% 8.8% $205,788 $228,228 $1,858,677 BB BB 81.4 99.05 - 8.3 $494,998 4.34% $228,228 0.6:1 $202,481 7.89% 0.41:1 $-33 $2,599,251 $2,601,761 $1,504,932 $0 $98,459 $408,641 $55,818 $2,430,995 3.06% 3.36% $2,059,258 $264,075 $159,521 $369,038 $216,636 8.33% 12.82% 32.69% $9,191 $22,976 0.40:1 $28,506 $9,191 $60,134 $3,552 $7,328 $1,778 $38,655 $50 $15,561 $130,869 5.03% 4.87% $45,983 0.25 - - | 2009 F 20.8 -0.0022 -0.03 68.5% 0 Well Cap Pass 9.1% 10.2% 7.2% $192,671 $172,367 $1,894,988 BB BBB 74.4 99.37 - 12.5 $527,328 3.58% $172,367 0.4:1 $156,107 6.63% 0.30:1 $-26 $2,388,137 $2,390,286 $1,538,645 $0 $101,577 $442,481 $38,544 $2,235,045 3.45% 3.59% $1,904,858 $174,384 $94,877 $346,673 $216,665 9.07% 9.15% 30.89% $5,720 $10,868 0.53:1 $21,776 $5,720 $73,592 $3,751 $6,725 $1,636 $33,523 $101 $6,173 $125,733 5.26% 5.08% $40,248 0.25 - - | 2009 A 1.2 0.4155 5.69 64.4% 0 Well Cap Pass 9.6% 10.4% 8.1% $201,229 $184,993 $1,925,681 BB BB 82.8 99.84 - 15.8 $611,465 1.71% $184,993 0.4:1 $149,899 6.72% 0.25:1 $2,350 $2,262,332 $2,294,655 $1,519,327 $0 $95,494 $538,694 $19,462 $2,105,474 3.70% 3.72% $1,784,738 $99,758 $0 $336,709 $216,693 9.58% 5.59% 28.87% $3,145 $4,181 0.75:1 $17,631 $3,145 $38,806 $3,233 $6,408 $1,630 $37,074 $1,090 $5,691 $91,124 4.03% 3.82% $43,482 0.28 - - | 2008 A+ 0.8 0.6108 9.02 62.2% 0 Well Cap Pass 9.7% 10.6% 7.6% $189,536 $174,034 $1,796,483 BBB A 22.2 95.16 - 21.2 $630,063 10.19% $174,034 0.4:1 $134,368 6.09% 0.21:1 $13,685 $2,240,378 $2,276,235 $1,542,266 $0 $94,523 $558,271 $85,157 $2,084,160 4.09% 4.23% $1,766,387 $66,522 $0 $348,852 $226,721 10.12% 3.77% 28.66% $3,427 $13,529 0.25:1 $16,590 $3,427 $25,910 $3,951 $6,513 $2,177 $19,366 $915 $7,025 $62,241 2.78% 2.53% $25,879 0.21 - - | 2008 A+ 0.9 0.6237 10.10 62.0% 0 Well Cap Pass 9.9% 10.6% 7.0% $170,994 $158,621 $1,607,480 BBB A 22.7 100.00 - 26.7 $641,666 7.57% $158,621 0.3:1 $119,022 5.43% 0.19:1 $10,394 $2,222,116 $2,256,590 $1,497,650 $0 $100,143 $576,149 $63,419 $2,063,872 4.10% 4.24% $1,621,227 $48,667 $0 $484,431 $366,349 16.49% 3.00% 40.48% $2,551 $10,293 0.25:1 $14,065 $2,551 $32,926 $4,353 $8,275 $1,326 $13,217 $816 $6,979 $63,948 2.88% 2.64% $21,492 0.20 - - | 2008 A+ 0.8 0.7917 12.09 62.4% 0 Well Cap Pass 10.8% 11.6% 7.2% $169,286 $157,985 $1,456,472 BBB A 21.1 100.00 - 34.4 $662,108 4.94% $157,985 0.3:1 $124,715 5.87% 0.19:1 $8,531 $2,155,018 $2,182,165 $1,399,510 $0 $88,686 $608,641 $41,642 $2,008,642 4.15% 4.23% $1,486,446 $1,773 $0 $529,496 $431,376 20.02% 0.12% 44.67% $1,479 $3,615 0.41:1 $12,570 $1,479 $16,886 $2,027 $6,775 $354 $11,881 $1,368 $4,726 $41,747 1.94% 1.80% $18,656 0.16 - - | 2008 A+ 0.7 0.8205 11.72 63.0% 0 Well Cap Pass 11.9% 12.7% 7.3% $165,526 $155,064 $1,306,318 A AA 7.7 100.00 - 24.7 $693,955 2.50% $155,064 0.3:1 $131,008 6.24% 0.19:1 $4,363 $2,127,067 $2,137,069 $1,314,309 $0 $93,174 $652,531 $21,026 $1,967,872 4.27% 4.31% $1,485,394 $12,974 $0 $493,064 $398,803 18.75% 0.87% 42.54% $253 $1,536 0.16:1 $11,716 $253 $25,360 $3,248 $5,948 $247 $11,967 $1,093 $5,493 $49,021 2.30% 2.13% $17,915 0.16 - - |
All CALL/TFR's file to identical calendars ending Dec-31. Quarterly values reported are cumulative thru the reporting year. Dollar data in thousands unless otherwise noted. Selected rates pre-computed by FDIC are factored according to criteria from the regulatory agency to derive annualized rates. Peering groups are dynamically generated each quarter based the bank unit being examined. See the quarterly for peer listings. |