371 Van Ness Way, Suite 110
Torrance, California 90501
310.676.3300
[email protected]
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371 Van Ness Way, Suite 110 Torrance, California 90501 310.676.3300 [email protected] |
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This institution did not file a CALL/TFR in the most recent FFIEC reporting cycle. The most recent data available in our database is shown. |
| Counterparty Quality Score (CQS) Report |
IRA Counterparty Quality Analysis Historial CQS Scores - IRA Bank Stress Index (BSI) Factor - Asset Quality Trouble Factor - FDIC Moral Hazard Factor | 2008 7 1.2 1.1 14.2 | 2008 5 20.5 1.9 17.4 | 2008 7 0.7 1.4 18.7 | 2008 7 0.7 6.1 17.0 | 2007 7 0.8 5.3 18.0 | 2007 7 0.7 3.8 17.9 | 2007 7 0.7 5.3 18.1 | 2007 7 0.7 8.6 18.7 | 2006 7 0.7 5.2 17.2 | 2006 7 0.7 3.0 17.2 | 2006 7 0.7 3.1 19.1 | 2006 7 0.7 5.1 19.4 |
| Historical Performance Table |
IRA Bank Stress Benchmarks Grade Stress Index Number ROA, % ROE, % Efficiency Ratio Goodwill Writedowns Capital Ratios T1/RWA RBC/RWA T1/ASSET Risk Based Capital, Total Tier 1 RBC Risk Weighted Assets, Total Basel II Benchmarks Bond Equivalent Defaults, Method 1 B.E.D., Method 2 Default Rate, bp LGD: Loss Given Default, % M: Wt. Avg. Maturity, yr EAD: Exposure At Default, % Economic Capital Analysis EC RAROC, % Tier 1 RBC T1RBC to EC Leverage Bank Tangible Common Equity Percent of Tangible Assets (TCE Ratio) TCE to EC Leverage Regulatory Watch Points Net Income, Period Total Assets Lending Assets Trading Assets Other Assets (incl. Prepaid Assessments) Securities Assets Net Interest Income, YTD Earning Assets, Total Net Interest Margin, Current Qtr - Annualized NIMY, from FDIC 5YR METHOD Total Deposits Brokered Deposits Reciprocal Brokered Deposits Volatile Liabilities, per FDIC FHLB Advances FHLB Advances-to-Assets, percent Brokered to Total Deposits, percent FHLB+BRO+VOLIAB to Assets, percent Gross Defaults, Actual Provision for Loan Losses, Income Statement Actual-to-Provision Ratio Balance Sheet Allowances for Loan Losses Gross Defaults, Total 30-89 Day Assets, Total Guaranteed Portion of 30-89 Over 90 Assets, Total Guaranteed Portion of Over 90 Non-Accrual Assets, Total Guaranteed Portion of NA Real Estate Owned (REO) Total Troubled Assets Troubled Assets % of Total Assets % factored for less 80% GTY Offsets Non-Conforming Assets, Reported Off Balance Sheet Derivatives, Notional Loss Realization Margin to RBC, bp | 2008 A 1.2 0.2193 2.72 49.5% 0 Adequate 9.5% 10.7% 8.3% $12,735 $11,277 $118,536 BBB A 18.1 54.59 1.73 10.8 $2,427 122.66% $11,277 4.6:1 $5,609 4.17% 2.31:1 $297 $135,431 $108,190 $0 $7,271 $15,695 $4,651 $126,708 3.67% 4.58% $90,647 $19,186 $0 $48,031 $19,266 14.23% 21.17% 63.86% $196 $120 1.63:1 $1,507 $196 $570 $0 $69 $0 $378 $0 $306 $1,519 1.12% 1.12% $447 $575 221,478 | 2008 F 20.5 -0.0982 -1.31 51.9% 0 Adequate 8.9% 10.1% 7.5% $9,565 $8,398 $94,701 A AA 7.5 -83.33 2.25 13.4 $2,512 86.30% $8,398 3.3:1 $8,071 7.30% 3.21:1 $-82 $111,389 $85,184 $0 $6,796 $17,796 $3,220 $101,899 4.21% 4.51% $77,300 $2,908 $0 $23,499 $19,394 17.41% 3.76% 41.12% $48 $80 0.60:1 $1,613 $48 $870 $0 $475 $27 $411 $0 $298 $2,102 1.89% 1.87% $886 $655 146,031 | 2008 A+ 0.7 1.1285 14.31 53.5% 0 Adequate 9.6% 10.9% 8.2% $10,152 $9,000 $93,404 A AA 10.5 16.28 2.35 16.9 $4,819 27.35% $9,000 1.9:1 $8,335 7.66% 1.73:1 $619 $109,708 $81,915 $0 $5,774 $19,723 $2,013 $101,613 3.96% 4.33% $74,308 $2,423 $0 $20,953 $20,480 18.67% 3.26% 39.98% $43 $60 0.72:1 $1,545 $43 $281 $0 $408 $27 $458 $0 $316 $1,506 1.37% 1.35% $866 $603 168,358 | 2008 A+ 0.7 1.2996 15.13 56.9% 0 Adequate 10.6% 11.9% 8.8% $9,752 $8,737 $82,175 AA AAA 2.2 -175.00 2.56 17.3 $4,296 14.20% $8,737 2.0:1 $8,170 8.34% 1.90:1 $321 $98,798 $71,855 $0 $5,759 $19,585 $971 $90,874 4.27% 4.38% $69,254 $98 $0 $19,068 $16,830 17.03% 0.14% 36.43% $4 $30 0.13:1 $1,530 $4 $2,924 $486 $2,678 $413 $89 $0 $316 $6,011 6.08% 5.36% $2,767 $675 144,474 | 2007 A+ 0.8 1.0556 11.52 63.2% 0 Adequate 11.8% 13.0% 9.3% $9,925 $8,980 $76,327 BBB BBB 35.2 97.42 2.93 17.3 $3,806 44.48% $8,980 2.4:1 $8,519 8.92% 2.24:1 $1,018 $96,435 $66,134 $0 $6,108 $20,818 $3,524 $86,368 4.08% 4.14% $69,449 $990 $0 $14,496 $17,347 17.99% 1.43% 34.05% $233 $120 1.94:1 $1,493 $233 $2,321 $0 $2,166 $364 $89 $0 $316 $5,125 5.31% 5.01% $2,255 $797 124,529 | 2007 A+ 0.7 0.9671 11.07 60.8% 0 Adequate 11.1% 12.4% 8.9% $9,684 $8,714 $78,376 AA AA 3.1 68.75 2.92 13.5 $3,817 40.32% $8,714 2.3:1 $8,132 8.41% 2.13:1 $708 $97,612 $68,346 $0 $6,157 $20,970 $2,641 $89,058 3.95% 4.15% $67,925 $1,606 $0 $16,411 $17,475 17.90% 2.36% 36.36% $16 $90 0.18:1 $1,678 $16 $1,668 $0 $1,405 $256 $189 $0 $395 $3,673 3.76% 3.55% $1,594 $1,525 63,502 | 2007 A+ 0.7 1.0926 12.40 62.6% 0 Adequate 11.4% 12.6% 9.2% $9,604 $8,661 $76,013 A AA 4.3 71.43 3.08 17.9 $3,577 26.36% $8,661 2.4:1 $7,909 8.44% 2.21:1 $517 $94,636 $65,869 $0 $5,888 $19,455 $1,674 $85,655 3.91% 4.01% $66,298 $1,423 $0 $13,749 $17,160 18.13% 2.15% 34.16% $14 $60 0.23:1 $1,649 $14 $1,987 $0 $1,937 $276 $647 $0 $430 $5,015 5.30% 5.07% $2,584 $2,449 39,216 | 2007 A+ 0.7 1.0958 11.97 64.8% 0 Adequate 11.4% 12.7% 9.2% $9,362 $8,445 $73,793 A AA 8.7 71.43 3.06 14.6 $3,568 12.44% $8,445 2.4:1 $8,085 8.88% 2.27:1 $252 $91,988 $64,517 $0 $5,666 $18,464 $838 $83,655 4.01% 4.07% $63,074 $2,248 $0 $12,538 $17,175 18.67% 3.56% 34.74% $14 $30 0.47:1 $1,619 $14 $6,461 $774 $970 $0 $154 $0 $334 $7,933 8.62% 7.95% $1,124 $3,473 26,957 | 2006 A+ 0.7 1.0767 11.41 63.4% 0 Adequate 12.0% 13.3% 9.4% $9,465 $8,577 $71,385 A AA 4.1 76.00 3.16 13.4 $3,716 50.19% $8,577 2.3:1 $8,235 9.16% 2.22:1 $978 $90,829 $61,584 $0 $6,162 $18,529 $3,250 $81,183 4.00% 4.00% $65,853 $2,310 $0 $11,174 $15,587 17.16% 3.51% 32.01% $25 $120 0.21:1 $1,599 $25 $2,076 $0 $2,241 $0 $62 $0 $333 $4,737 5.22% 5.22% $2,303 $4,865 19,455 | 2006 A+ 0.7 1.1608 12.53 63.8% 0 Adequate 12.3% 13.6% 9.4% $9,395 $8,528 $69,137 AA AA 3.4 60.00 3.18 12.9 $3,816 36.16% $8,528 2.2:1 $8,131 9.02% 2.13:1 $793 $91,084 $58,931 $0 $5,860 $22,184 $2,376 $82,677 3.83% 3.89% $64,486 $1,564 $0 $14,386 $15,710 17.25% 2.43% 34.76% $15 $90 0.17:1 $1,579 $15 $1,264 $34 $1,096 $0 $62 $0 $310 $2,747 3.02% 2.99% $1,158 $5,835 16,101 | 2006 A+ 0.7 1.0856 12.29 66.7% 0 Adequate 12.3% 13.6% 9.2% $9,119 $8,273 $67,050 AA AAA 2.1 0.00 3.28 17.0 $3,799 22.40% $8,273 2.2:1 $7,647 8.58% 2.01:1 $489 $90,092 $57,227 $0 $5,386 $21,255 $1,547 $81,332 3.80% 3.82% $64,597 $2,060 $0 $12,427 $17,224 19.12% 3.19% 35.20% $6 $60 0.10:1 $1,558 $6 $1,254 $0 $1,178 $0 $62 $0 $312 $2,812 3.12% 3.12% $1,240 $7,167 12,724 | 2006 A+ 0.7 1.2849 14.38 63.9% 0 Adequate 12.1% 13.4% 9.1% $8,959 $8,120 $66,883 AAA AAA 0.7 -200.00 3.25 18.7 $3,779 12.09% $8,120 2.1:1 $7,642 8.68% 2.02:1 $286 $89,036 $57,638 $0 $5,162 $20,766 $795 $81,610 3.90% 3.94% $60,774 $1,027 $0 $12,444 $17,234 19.36% 1.69% 34.49% $1 $30 0.03:1 $1,530 $1 $2,713 $0 $1,443 $0 $63 $0 $312 $4,532 5.09% 5.09% $1,506 $9,421 9,510 |
| All CALL/TFR's file to identical calendars ending Dec-31. Quarterly values reported are cumulative thru the reporting year. Dollar data in thousands unless otherwise noted. Selected rates pre-computed by FDIC are factored according to criteria from the regulatory agency to derive annualized rates. Peering groups are dynamically generated each quarter based the bank unit being examined. See the quarterly for peer listings. |
