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| TBS Bank Monitor Home | TBS Bank Monitor: Professional Banker Depositor |
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This institution did not file a CALL/TFR in the most recent FFIEC reporting cycle. The most recent data available in our database is shown. |
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Sunrise Bank, member of holding company CAPITOL BANCORP LTD. as of March-2013 301 WOODROW WILSON DRIVE VALDOSTA, GA, 31602 Data Source: TBS Bank Monitor. Data in thousands unless otherwise noted. Copyright 2016 Total Bank Solutions LLC All Rights Reserved |
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| Counterparty Quality Score (CQS) Report |
IRA Counterparty Quality Analysis Historial CQS Scores - IRA Bank Stress Index (BSI) Factor - Asset Quality Trouble Factor - FDIC Moral Hazard Factor | 2013 3 22.4 30.0 3.3 | 2012 3 23.3 29.5 4.6 | 2012 3 24.4 29.2 5.7 | 2012 2 36.3 27.2 5.4 | 2012 3 24.6 29.4 5.0 | 2011 3 23.7 28.8 4.9 | 2011 3 24.1 30.9 3.5 | 2011 3 24.8 22.9 5.1 | 2011 2 25.4 23.6 6.6 | 2010 3 24.0 27.0 6.2 | 2010 3 23.7 22.5 6.6 | 2010 4 22.1 10.0 9.7 |
| Historical Performance Table |
IRA Bank Stress Benchmarks Grade Stress Index Number ROA, % ROE, % Efficiency Ratio Goodwill Writedowns Capital Adequacy Position IRA Capital Test T1/RWA RBC/RWA T1/ASSET Risk Based Capital, Total Tier 1 RBC Risk Weighted Assets, Total Basel II Benchmarks Bond Equivalent Defaults, Method 1 B.E.D., Method 2 Default Rate, bp LGD: Loss Given Default, % M: Wt. Avg. Maturity, yr EAD: Exposure At Default, % Economic Capital Analysis EC RAROC, % Tier 1 RBC T1RBC to EC Leverage Bank Tangible Common Equity Percent of Tangible Assets (TCE Ratio) TCE to EC Leverage Regulatory Watch Points Net Income, Period Total Assets Average Assets - Capital Lending Assets Trading Assets Other Assets (incl. Prepaid Assessments) Securities Assets Net Interest Income, YTD Earning Assets, Total Net Interest Margin, Current Qtr - Annualized NIMY, from FDIC 5YR METHOD Total Deposits Brokered Deposits Reciprocal Brokered Deposits Volatile Liabilities, per FDIC FHLB Advances FHLB Advances-to-Assets, percent Brokered to Total Deposits, percent FHLB+BRO+VOLIAB to Assets, percent Gross Defaults, Actual Provision for Loan Losses, Income Statement Actual-to-Provision Ratio Balance Sheet Allowances for Loan Losses Gross Defaults, Total 30-89 Day Assets, Total Guaranteed Portion of 30-89 Over 90 Assets, Total Guaranteed Portion of Over 90 Non-Accrual Assets, Total Guaranteed Portion of NA Real Estate Owned (REO) Total Troubled Assets Troubled Assets % of Total Assets % factored for less 80% GTY Offsets Non-Conforming Assets, Reported Texas Ratio Off Balance Sheet Derivatives, Notional Loss Realization Margin to RBC, bp | 2013 F 22.4 -4.6124 -316.84 239.5% 0 Under Cap Fail 2.1% 3.4% 1.4% $1,418 $868 $41,794 BB BB 164.1 92.31 2.91 2.6 $9,234 -9.22% $868 0.1:1 $-5,119 -8.55% -0.55:1 $-701 $60,793 $62,265 $41,189 $0 $747 $1,010 $444 $51,637 3.44% 3.34% $57,775 $0 $0 $3,094 $2,002 3.29% 0.00% 8.38% $169 $37 4.57:1 $2,730 $169 $2,329 $0 $0 $0 $9,887 $183 $5,830 $18,215 29.96% 29.72% $9,887 4.57 - - | 2012 F 23.3 -5.7858 -268.51 401.7% 0 Under Cap Fail 3.1% 4.4% 2.1% $2,018 $1,413 $46,165 B B 406.6 76.44 2.72 2.6 $10,143 -40.00% $1,413 0.1:1 $-5,452 -8.41% -0.54:1 $-3,794 $65,574 $68,156 $44,982 $0 $921 $13 $2,171 $54,697 3.97% 3.47% $61,029 $0 $0 $6,002 $3,002 4.58% 0.00% 13.73% $1,829 $163 11.22:1 $2,849 $1,829 $1,628 $0 $144 $0 $8,853 $134 $6,865 $19,319 29.46% 29.30% $8,997 3.72 - - | 2012 F 24.4 -6.3184 -306.58 771.2% 0 Under Cap Fail 2.9% 4.2% 2.0% $2,120 $1,458 $50,657 B B 432.0 79.47 2.49 2.5 $11,214 -29.01% $1,458 0.1:1 $-5,807 -8.29% -0.52:1 $-3,357 $70,841 $72,850 $49,162 $0 $1,529 $121 $1,680 $59,430 3.77% 3.47% $65,191 $0 $0 $6,288 $4,003 5.65% 0.00% 14.53% $1,593 $162 9.83:1 $2,980 $1,593 $2,524 $0 $0 $0 $9,296 $2,792 $7,267 $20,680 29.19% 26.04% $9,296 3.73 - - | 2012 F 36.3 -6.9072 -330.18 5,038.8% 0 Under Cap Fail 2.9% 4.2% 2.0% $2,271 $1,562 $54,036 B B 345.9 94.06 2.47 2.5 $12,214 -18.02% $1,562 0.1:1 $-5,912 -8.00% -0.48:1 $-2,582 $74,763 $76,352 $53,544 $0 $1,588 $126 $1,136 $63,512 3.58% 3.43% $68,998 $0 $0 $6,526 $4,003 5.35% 0.00% 14.08% $926 $162 5.72:1 $3,375 $926 $2,559 $0 $704 $0 $8,691 $2,966 $7,476 $20,356 27.23% 24.05% $9,395 3.42 - - | 2012 F 24.6 -7.3069 -344.89 -2,587.5% 0 Under Cap Fail 2.9% 4.2% 2.1% $2,437 $1,681 $57,489 B B 361.2 95.38 2.42 2.5 $13,130 -8.64% $1,681 0.1:1 $-6,725 -8.55% -0.51:1 $-1,452 $79,487 $79,936 $57,482 $0 $1,033 $131 $601 $66,742 3.60% 3.55% $73,563 $0 $0 $5,885 $4,004 5.04% 0.00% 12.44% $519 $162 3.20:1 $3,751 $519 $5,316 $649 $1,398 $218 $7,758 $2,555 $8,409 $23,400 29.44% 25.99% $9,156 3.23 - - | 2011 F 23.7 -6.9079 -309.27 249.5% 0 Under Cap Fail 3.0% 4.3% 2.2% $2,611 $1,808 $60,933 B CCC 693.2 50.53 2.47 2.9 $14,366 -38.08% $1,808 0.1:1 $-7,036 -8.77% -0.49:1 $-5,604 $81,125 $83,703 $62,207 $0 $1,136 $308 $2,587 $68,563 3.77% 3.11% $75,101 $85 $0 $5,876 $4,004 4.94% 0.11% 12.28% $4,312 $1,889 2.28:1 $4,084 $4,312 $1,831 $363 $685 $403 $7,713 $2,161 $8,848 $23,389 28.83% 25.94% $8,398 2.93 - - | 2011 F 24.1 -7.1748 -329.54 264.9% 0 Under Cap Fail 2.9% 4.2% 2.0% $2,709 $1,860 $64,454 B CCC 779.7 45.42 2.36 2.4 $15,222 -27.77% $1,860 0.1:1 $-6,786 -8.02% -0.45:1 $-4,607 $85,614 $92,598 $65,769 $0 $2,070 $369 $1,929 $72,287 3.56% 2.96% $80,390 $1,074 $0 $5,101 $3,004 3.51% 1.34% 10.72% $3,846 $1,696 2.27:1 $4,323 $3,846 $5,435 $1,294 $781 $510 $7,767 $1,382 $8,650 $26,479 30.93% 27.95% $8,548 2.78 - - | 2011 F 24.8 -6.5971 -318.68 348.4% 0 Under Cap Fail 2.9% 4.2% 2.0% $2,933 $2,024 $69,521 B CCC 910.9 36.77 2.38 2.8 $16,274 -17.78% $2,024 0.1:1 $-5,559 -5.73% -0.34:1 $-3,233 $98,013 $100,641 $70,458 $0 $3,357 $376 $1,286 $83,485 3.08% 2.81% $90,596 $6,094 $0 $6,835 $5,005 5.11% 6.73% 18.30% $3,209 $929 3.45:1 $4,123 $3,209 $2,322 $943 $716 $489 $8,587 $1,311 $7,588 $22,422 22.88% 20.64% $9,303 2.75 - - | 2011 F 25.4 -0.0038 -0.18 207.2% 0 Under Cap Fail 3.0% 4.3% 2.0% $3,120 $2,184 $72,011 CCC CCC 1,237.0 35.02 2.42 1.4 $17,125 -9.65% $2,184 0.1:1 $-5,757 -5.49% -0.34:1 $-1 $106,022 $108,041 $74,147 $0 $1,606 $623 $668 $92,428 2.89% 2.79% $96,525 $7,949 $0 $5,655 $7,005 6.61% 8.24% 19.44% $2,293 $214 10.71:1 $3,785 $2,293 $5,395 $1,534 $671 $562 $8,769 $1,168 $7,946 $25,074 23.65% 21.19% $9,440 2.91 $618 50,485 | 2010 F 24.0 -0.0071 -0.32 293.1% 246 Under Cap Fail 3.3% 4.6% 2.1% $3,473 $2,486 $75,594 B CCC 742.9 67.80 2.36 3.2 $18,359 -39.09% $2,486 0.2:1 $14,353 12.84% 0.78:1 $-8 $112,870 $116,173 $79,725 $0 $1,781 $634 $2,911 $98,776 2.95% 2.58% $103,068 $15,623 $0 $18,993 $7,005 6.21% 15.16% 36.88% $5,923 $4,238 1.40:1 $4,374 $5,923 $6,611 $1,703 $1,024 $511 $9,427 $1,087 $7,467 $30,452 26.98% 24.64% $10,451 0.68 $1,001 34,695 | 2010 F 23.7 -0.0066 -0.19 288.4% 0 Under Cap Fail 4.9% 6.2% 3.2% $4,946 $3,914 $79,687 B CCC 714.6 81.72 2.30 3.4 $19,488 -31.03% $3,914 0.4:1 $14,267 11.97% 0.73:1 $-6 $120,579 $123,806 $84,723 $0 $1,866 $685 $2,258 $106,056 2.84% 2.59% $107,809 $17,076 $0 $21,588 $8,006 6.64% 15.84% 38.70% $4,541 $3,488 1.30:1 $3,929 $4,541 $5,105 $2,025 $346 $0 $10,178 $933 $6,984 $27,154 22.52% 20.56% $10,524 0.70 $621 79,646 | 2010 F 22.1 -0.0040 -0.07 128.4% 0 Well Cap Pass 9.3% 10.5% 5.5% $3,238 $2,846 $30,712 B B 413.5 100.00 1.52 1.9 $8,387 -11.79% $2,846 1.0:1 $5,447 10.87% 0.65:1 $-1 $50,265 $51,378 $37,390 $0 $753 $0 $598 $47,483 2.52% 2.40% $42,352 $4,961 $0 $6,471 $4,900 9.75% 11.71% 32.49% $773 $822 0.94:1 $1,051 $773 $848 $0 $179 $0 $1,821 $0 $1,424 $5,045 10.04% 10.04% $2,000 0.43 $474 68,312 |
| All CALL/TFR's file to identical calendars ending Dec-31. Quarterly values reported are cumulative thru the reporting year. Dollar data in thousands unless otherwise noted. Selected rates pre-computed by FDIC are factored according to criteria from the regulatory agency to derive annualized rates. Peering groups are dynamically generated each quarter based the bank unit being examined. See the quarterly for peer listings. |