371 Van Ness Way, Suite 110 Torrance, California 90501 310.676.3300 [email protected] |
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This institution did not file a CALL/TFR in the most recent FFIEC reporting cycle. The most recent data available in our database is shown. |
Counterparty Quality Score (CQS) Report |
IRA Counterparty Quality Analysis Historial CQS Scores - IRA Bank Stress Index (BSI) Factor - Asset Quality Trouble Factor - FDIC Moral Hazard Factor | 2009 1 51.1 27.6 0.0 | 2009 3 23.2 21.2 0.0 | 2009 3 22.8 21.5 0.0 | 2008 3 21.1 21.3 0.0 | 2008 4 20.9 12.4 0.0 | 2008 4 20.8 6.4 0.0 | 2008 5 20.9 3.8 0.0 | 2007 4 20.9 5.2 0.0 | 2007 5 21.9 0.0 0.0 | 2007 5 21.1 0.0 0.0 | 2007 5 21.1 0.0 0.0 | 2006 5 25.9 0.0 0.0 |
Historical Performance Table |
IRA Bank Stress Benchmarks Grade Stress Index Number ROA, % ROE, % Efficiency Ratio Goodwill Writedowns Capital Ratios T1/RWA RBC/RWA T1/ASSET Risk Based Capital, Total Tier 1 RBC Risk Weighted Assets, Total Basel II Benchmarks Bond Equivalent Defaults, Method 1 B.E.D., Method 2 Default Rate, bp LGD: Loss Given Default, % M: Wt. Avg. Maturity, yr EAD: Exposure At Default, % Economic Capital Analysis EC RAROC, % Tier 1 RBC T1RBC to EC Leverage Bank Tangible Common Equity Percent of Tangible Assets (TCE Ratio) TCE to EC Leverage Regulatory Watch Points Net Income, Period Total Assets Lending Assets Trading Assets Other Assets (incl. Prepaid Assessments) Securities Assets Net Interest Income, YTD Earning Assets, Total Net Interest Margin, Current Qtr - Annualized NIMY, from FDIC 5YR METHOD Total Deposits Brokered Deposits Reciprocal Brokered Deposits Volatile Liabilities, per FDIC FHLB Advances FHLB Advances-to-Assets, percent Brokered to Total Deposits, percent FHLB+BRO+VOLIAB to Assets, percent Gross Defaults, Actual Provision for Loan Losses, Income Statement Actual-to-Provision Ratio Balance Sheet Allowances for Loan Losses Gross Defaults, Total 30-89 Day Assets, Total Guaranteed Portion of 30-89 Over 90 Assets, Total Guaranteed Portion of Over 90 Non-Accrual Assets, Total Guaranteed Portion of NA Real Estate Owned (REO) Total Troubled Assets Troubled Assets % of Total Assets % factored for less 80% GTY Offsets Non-Conforming Assets, Reported Off Balance Sheet Derivatives, Notional Loss Realization Margin to RBC, bp | 2009 F 51.1 -0.0166 666.67 -621.8% 0 Fail -0.0% -0.0% -0.0% $-1 $-1 $30,817 B CCC 860.2 100.00 0.98 4.2 $4,137 -99.32% $-1 -0.0:1 $7,696 19.60% 1.86:1 $-5 $40,270 $23,730 $0 $395 $0 $388 $33,040 1.57% 1.45% $41,312 $0 $0 $2,002 - - 0.00% 4.97% $1,531 $2,015 0.76:1 $1,698 $1,531 $1,715 $0 $119 $0 $2,551 $0 $5,179 $11,095 27.55% 27.55% $2,670 - - | 2009 F 23.2 -0.0094 -0.20 222.2% 0 Fail 5.8% 7.1% 4.6% $2,406 $1,969 $33,992 B CCC 661.1 100.00 1.27 10.5 $3,464 -76.38% $1,969 0.6:1 $7,558 18.24% 2.18:1 $-2 $42,512 $26,139 $0 $427 $0 $251 $35,287 1.42% 1.37% $40,190 $0 $0 $2,153 - - 0.00% 5.06% $864 $1,035 0.83:1 $1,385 $864 $1,052 $0 $0 $0 $1,773 $0 $5,321 $9,010 21.19% 21.19% $1,773 - - | 2009 F 22.8 -6.5849 -85.94 310.6% 0 Adequate 9.2% 10.5% 7.7% $3,859 $3,393 $36,828 B CCC 502.9 100.00 1.27 8.4 $2,732 -47.94% $3,393 1.2:1 $7,561 17.53% 2.77:1 $-729 $44,283 $28,874 $0 $624 $0 $106 $36,180 1.17% 1.12% $40,542 $0 $0 $1,932 - - 0.00% 4.36% $363 $15 24.20:1 $866 $363 $1,078 $0 $0 $0 $2,745 $0 $5,320 $9,506 21.47% 21.47% $2,745 - - | 2008 F 21.1 -0.0059 -0.04 208.9% 0 Adequate 12.1% 13.3% 9.6% $5,378 $4,872 $40,345 BB BBB 66.0 100.00 1.69 12.5 $518 -870.22% $4,872 9.4:1 $4,208 9.13% 8.12:1 $-3 $50,865 $32,119 $0 $722 $0 $1,082 $40,001 2.70% 3.39% $42,179 $0 $0 $2,020 - - 0.00% 3.97% $212 $417 0.51:1 $637 $212 $1,630 $0 $0 $0 $4,195 $0 $4,806 $10,843 21.32% 21.32% $4,195 - - | 2008 F 20.9 -0.0054 -0.03 201.7% 0 Adequate 14.3% 15.5% 11.4% $6,115 $5,620 $39,434 BBB A 27.8 100.00 1.63 15.3 $488 -725.62% $5,620 11.5:1 $5,267 11.80% 10.78:1 $-2 $49,358 $32,647 $0 $1,515 $0 $916 $38,580 3.17% 4.07% $36,896 $6,157 $0 $3,909 - - 16.69% 20.39% $68 $473 0.14:1 $622 $68 $0 $0 $0 $0 $2,097 $0 $3,935 $6,100 12.36% 12.36% $2,097 - - | 2008 F 20.8 -0.0049 -0.02 194.7% 0 Adequate 19.5% 20.8% 16.0% $6,891 $6,474 $33,202 AAA AAA 0.0 0.00 1.63 12.5 $454 -525.67% $6,474 14.3:1 $9,160 25.59% 20.17:1 $-1 $40,579 $29,736 $0 $1,508 $0 $609 $33,586 3.63% 4.48% $27,861 $18,660 $0 $3,741 - - 66.98% 55.20% - $373 - $590 $0 $1,395 $0 $17 $0 $1,170 $0 $0 $2,582 6.36% 6.36% $1,187 - - | 2008 F 20.9 -8.1057 -24.98 167.2% 0 Adequate 26.8% 27.9% 22.8% $7,839 $7,534 $28,098 BB BBB 74.5 100.00 1.30 7.0 $402 -313.87% $7,534 18.8:1 $9,001 31.65% 22.40:1 $-670 $33,063 $26,309 $0 $1,982 $0 $274 $26,019 4.21% 4.57% $21,765 $13,201 $0 $2,443 - - 60.65% 47.32% $49 $73 0.67:1 $290 $49 $1,220 $0 $0 $0 $0 $0 $0 $1,269 3.84% 3.84% $0 - - | 2007 F 20.9 -2.7924 -7.04 245.7% 0 Adequate 33.3% 34.4% 28.5% $8,419 $8,143 $24,476 AAA AAA 0.0 0.00 3.25 13.0 $333 -236.03% $8,143 24.5:1 $8,143 34.04% 24.45:1 $-798 $28,578 $21,807 $0 $1,638 $0 $278 $21,906 1.27% 1.82% $16,954 $11,000 $0 $2,014 - - 64.88% 45.54% - $167 - $266 $0 $1,498 $0 $0 $0 $0 $0 $0 $1,498 5.24% 5.24% $0 - - | 2007 F 21.9 -1.0875 -1.60 617.9% 0 Adequate 51.0% 51.6% 49.9% $8,973 $8,874 $17,400 AAA AAA 0.0 0.00 5.23 5.7 $173 -90.20% $8,874 51.3:1 $8,874 67.38% 51.31:1 $-145 $17,778 $11,326 $0 $1,425 $0 $17 $11,227 0.20% 0.17% $4,708 $3,000 $0 $655 - - 63.72% 20.56% - - - $99 $0 $0 $0 $0 $0 $0 $0 $0 $0 0% 0% $0 - - | 2007 F 21.1 -11.3773 -16.81 325.9% 0 Adequate 70.7% 71.4% 67.7% $9,452 $9,353 $13,234 AAA AAA 0.0 0.00 5.63 15.6 $151 -922.99% $9,353 62.0:1 $11,050 89.10% 73.27:1 $-786 $13,817 $9,876 $0 $1,249 $0 $329 $10,462 6.29% 4.58% $4,182 $0 $0 $0 - - 0.00% 0.00% - $85 - $99 $0 $0 $0 $0 $0 $0 $0 $0 $0 0% 0% $0 - - | 2007 F 21.1 -7.2516 -16.61 344.3% 0 Adequate 64.0% 64.6% 43.7% $9,850 $9,753 $15,237 AAA AAA 0.0 0.00 5.56 20.7 $148 -444.37% $9,753 66.0:1 $11,069 53.01% 74.87:1 $-405 $22,340 $9,682 $0 $1,204 $0 $152 $19,093 3.18% 3.72% $12,400 $0 $0 $0 - - 0.00% 0.00% - $83 - $97 $0 $0 $0 $0 $0 $0 $0 $0 $0 0% 0% $0 - - | 2006 F 25.9 -5.6499 -9.00 2,058.7% 0 Adequate 185.2% 185.4% 62.8% $10,146 $10,132 $5,472 AAA AAA 0.0 0.00 5.20 36.1 $21 -6,866.33% $10,132 473.6:1 $10,132 64.94% 473.58:1 $-912 $16,142 $1,401 $0 $1,085 $0 $75 $13,567 0.55% 0.55% $5,913 $0 $0 $0 - - 0.00% 0.00% - $14 - $14 $0 $0 $0 $0 $0 $0 $0 $0 $0 0% 0% $0 - - |
All CALL/TFR's file to identical calendars ending Dec-31. Quarterly values reported are cumulative thru the reporting year. Dollar data in thousands unless otherwise noted. Selected rates pre-computed by FDIC are factored according to criteria from the regulatory agency to derive annualized rates. Peering groups are dynamically generated each quarter based the bank unit being examined. See the quarterly for peer listings. |