SAMPLE Bank Unit Performance Profile
Data Source: FDIC/IRA Bank Monitor
|FDIC Certificate # 3430: Westamerica Bank|
Member of Holding Company:
1108 FIFTH AVENUE, SAN RAFAEL, CA, 94901
December-2007 Report Card
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IRA Letter Grade
'B' or better
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Demo updated Jan-13-2010. Now shows a more recent datapoint as of 12/2007. Grade report simplified to show if bank would have been 'B' or better as of the test date.
|LENDING BUSINESS EMPHASIS BANK|
This bank concentrates it's business operations exposure in lending.
LENDING AS % OF BUSINESS
RISK BEARING INVESTMENTS AS % OF BUSINESS
THIS IS DEMO DATA.|
It takes an average of nine (9) months for a bank to degrade when it is affected by extraordinary stress. Only current data should be used for determining present condition.
If Tier 1 Leverage Capital Ratio is greater than 5%.
|Tier 1 to RWA|
If Tier 1 Risk Based Capital is greater than 6% of Total Risk Weighted Assets.
|RBC to RWA|
If Total Risk Based Capital is greater than 10% of Total Risk Weighted Assets.
If Tangible Common Equity ratio is greater than 3% of Tangible Assets. (This is a market not regulator analysis criteria.)
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Property of Institutional Risk Analytics, a unit of Lord, Whalen LLC. Copyright 2009. All rights reserved.
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FDIC Foreclosure Prevention Tool Kit
"The FDIC -- along with fellow regulators and the banking industry -- continues the urgent search for workable solutions to our nation's serious subprime mortgage and foreclosure problems."
FDIC Failed Banks List
The official page listing banks that have failed.
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