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About this Product
IRA does not give investment advice or advocate the purchase or sale of any security or investment.
This tool is primarily designed for consumers with large deposits above the FDIC insured limit or
other relationships who want to monitor the safety and soundness of specific banks. Keep in mind
that banks, like all other business entities, come in many forms. They all provide financial services.
But beneath the surface institutions can and do employ a variety of business practices to support
these services. These reports do not judge banks per se. They are meant to make the operations of
these banks more transparent so you, the consumer, can make your own judgment as how to best deploy
About IRA Analysis
IRA's Bank Monitor system is a granular performance and risk model covering FDIC insured depository
institutions and holding companies. We deliver distilled analytics for use in counterparty,
insurance, acquisition and other �safety and soundness� business case applications.
The IRA rating methodology generates detailed metrics designed to illustrate bank
business performance and test safety and soundness practices. IRA tests are uniformly computed across
the entire bank universe and are particularly useful for comparison testing.
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upon our receipt of your payment confirmation.