371 Van Ness Way, Suite 110
Torrance, California 90501
310.676.3300
[email protected]
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371 Van Ness Way, Suite 110 Torrance, California 90501 310.676.3300 [email protected] |
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This institution did not file a CALL/TFR in the most recent FFIEC reporting cycle. The most recent data available in our database is shown. |
| Counterparty Quality Score (CQS) Report |
IRA Counterparty Quality Analysis Historial CQS Scores - IRA Bank Stress Index (BSI) Factor - Asset Quality Trouble Factor - FDIC Moral Hazard Factor | 2010 1 71.2 47.8 0.0 | 2009 8 1.2 4.1 0.0 | 2009 8 1.2 3.9 0.0 | 2009 8 1.7 3.9 0.0 | 2009 8 0.7 2.8 0.0 | 2008 8 1.1 3.3 0.0 | 2008 8 1.0 2.2 0.0 | 2008 8 1.2 2.6 0.0 | 2008 7 3.5 3.1 0.0 | 2007 8 1.3 3.1 0.0 | 2007 8 0.8 2.0 0.0 | 2007 8 0.7 2.0 0.0 |
| Historical Performance Table |
IRA Bank Stress Benchmarks Grade Stress Index Number ROA, % ROE, % Efficiency Ratio Goodwill Writedowns Capital Ratios T1/RWA RBC/RWA T1/ASSET Risk Based Capital, Total Tier 1 RBC Risk Weighted Assets, Total Basel II Benchmarks Bond Equivalent Defaults, Method 1 B.E.D., Method 2 Default Rate, bp LGD: Loss Given Default, % M: Wt. Avg. Maturity, yr EAD: Exposure At Default, % Economic Capital Analysis EC RAROC, % Tier 1 RBC T1RBC to EC Leverage Bank Tangible Common Equity Percent of Tangible Assets (TCE Ratio) TCE to EC Leverage Regulatory Watch Points Net Income, Period Total Assets Lending Assets Trading Assets Other Assets (incl. Prepaid Assessments) Securities Assets Net Interest Income, YTD Earning Assets, Total Net Interest Margin, Current Qtr - Annualized NIMY, from FDIC 5YR METHOD Total Deposits Brokered Deposits Reciprocal Brokered Deposits Volatile Liabilities, per FDIC FHLB Advances FHLB Advances-to-Assets, percent Brokered to Total Deposits, percent FHLB+BRO+VOLIAB to Assets, percent Gross Defaults, Actual Provision for Loan Losses, Income Statement Actual-to-Provision Ratio Balance Sheet Allowances for Loan Losses Gross Defaults, Total 30-89 Day Assets, Total Guaranteed Portion of 30-89 Over 90 Assets, Total Guaranteed Portion of Over 90 Non-Accrual Assets, Total Guaranteed Portion of NA Real Estate Owned (REO) Total Troubled Assets Troubled Assets % of Total Assets % factored for less 80% GTY Offsets Non-Conforming Assets, Reported Off Balance Sheet Derivatives, Notional Loss Realization Margin to RBC, bp | 2010 F 71.2 -0.0860 1,733.33 53.8% 0 Fail -0.0% -0.0% -0.0% $-3 $-3 $44,335 CC or Lower D or Lower 9,630.7 99.84 1.48 29.9 $71,907 -13.97% $-3 -0.0:1 $1,339 2.23% 0.02:1 $-13 $60,449 $43,997 $0 $2,702 $2,873 $1,292 $55,189 9.36% 8.42% $63,483 $11,141 $0 $34,188 - - 17.55% 74.99% $10,593 $14,211 0.75:1 $4,181 $10,593 $2,492 $0 $62 $0 $15,595 $0 $167 $28,909 47.82% 47.82% $15,657 - - | 2009 A 1.2 1.8612 13.66 48.7% 0 Adequate 15.7% 16.6% 13.6% $10,901 $10,355 $65,796 BB BB 192.1 95.91 1.03 25.6 $5,142 38.12% $10,355 2.0:1 $9,450 12.52% 1.84:1 $1,413 $75,917 $63,603 $0 $4,093 $3,374 $6,339 $67,631 9.37% 9.42% $65,362 $0 $0 $31,028 - - 0.00% 40.87% $1,222 $1,144 1.07:1 $546 $1,222 $742 $0 $226 $0 $0 $0 $894 $3,084 4.06% 4.06% $226 - - | 2009 A 1.2 1.9853 16.35 38.5% 0 Adequate 13.5% 14.2% 12.1% $11,001 $10,449 $77,415 BB BB 194.6 98.27 1.01 10.7 $6,121 26.99% $10,449 1.7:1 $9,416 11.00% 1.54:1 $1,281 $86,033 $75,303 $0 $2,813 $3,385 $4,546 $80,336 7.54% 9.02% $75,121 $0 $0 $31,971 - - 0.00% 37.16% $1,099 $1,058 1.04:1 $552 $1,099 $1,081 $0 $108 $0 $0 $0 $1,030 $3,318 3.86% 3.86% $108 - - | 2009 B 1.7 1.3028 10.24 41.5% 0 Adequate 14.0% 14.8% 12.7% $10,207 $9,663 $69,112 B B 310.8 98.87 1.07 17.0 $5,568 10.63% $9,663 1.7:1 $8,636 11.44% 1.55:1 $494 $75,838 $68,470 $0 $1,450 $3,366 $2,850 $71,292 8.00% 9.07% $65,461 $0 $0 $25,414 - - 0.00% 33.51% $1,064 $1,022 1.04:1 $544 $1,064 $737 $0 $148 $0 $0 $0 $1,010 $2,959 3.90% 3.90% $148 - - | 2009 A+ 0.7 3.3795 23.07 43.1% 0 Adequate 17.1% 18.1% 14.6% $10,291 $9,731 $56,918 BBB BBB 42.1 89.29 1.27 53.5 $4,161 17.14% $9,731 2.3:1 $9,576 14.48% 2.30:1 $562 $66,519 $53,223 $0 $3,879 $2,919 $1,406 $58,882 9.55% 9.60% $56,297 $0 $0 $23,422 - - 0.00% 35.21% $56 $36 1.56:1 $560 $56 $1,601 $0 $52 $24 $0 $0 $167 $1,876 2.82% 2.79% $52 - - | 2008 A 1.1 1.3618 9.50 59.2% 0 Adequate 17.0% 18.0% 14.3% $9,744 $9,170 $54,088 BB BB 124.0 98.45 1.23 49.5 $4,046 34.60% $9,170 2.3:1 $9,033 14.16% 2.23:1 $874 $64,179 $51,931 $0 $3,478 $2,946 $4,909 $58,303 8.42% 8.54% $54,656 $0 $0 $22,117 - - 0.00% 34.46% $644 $650 0.99:1 $574 $644 $1,137 $0 $144 $0 $0 $0 $167 $2,092 3.26% 3.26% $144 - - | 2008 A+ 1.0 1.9480 15.30 43.2% 0 Adequate 14.5% 15.4% 12.7% $10,182 $9,629 $66,205 BB BB 122.4 98.50 1.15 18.0 $5,139 30.92% $9,629 1.9:1 $9,473 12.58% 1.84:1 $1,106 $75,703 $65,588 $0 $2,855 $3,524 $3,798 $70,459 7.19% 8.85% $65,510 $0 $0 $22,221 - - 0.00% 29.35% $602 $588 1.02:1 $553 $602 $784 $0 $62 $0 $17 $0 $167 $1,632 2.16% 2.16% $79 - - | 2008 A 1.2 1.5024 11.04 47.1% 0 Adequate 15.3% 16.3% 13.6% $9,607 $9,021 $59,104 BB BB 180.8 98.50 1.15 21.0 $4,631 15.63% $9,021 1.9:1 $8,853 13.44% 1.91:1 $498 $66,293 $58,864 $0 $1,656 $3,505 $2,339 $62,583 7.47% 8.85% $56,950 $0 $0 $18,355 - - 0.00% 27.69% $532 $552 0.96:1 $586 $532 $725 $0 $103 $0 $192 $0 $167 $1,719 2.59% 2.59% $295 - - | 2008 C 3.5 0.2465 1.49 55.0% 0 Adequate 19.3% 20.6% 16.5% $9,104 $8,555 $44,226 B B 468.2 99.20 1.41 60.4 $3,357 -0.98% $8,555 2.5:1 $8,452 16.39% 2.52:1 $32 $51,934 $42,627 $0 $2,877 $3,614 $1,075 $46,592 9.23% 8.97% $42,998 $0 $0 $18,025 - - 0.00% 34.71% $499 $486 1.03:1 $549 $499 $696 $0 $48 $0 $192 $173 $157 $1,592 3.07% 2.80% $240 - - | 2007 A 1.3 1.2130 7.75 60.5% 0 Adequate 19.9% 21.2% 15.6% $9,058 $8,523 $42,790 BB BB 153.8 98.43 1.45 65.8 $3,241 31.87% $8,523 2.6:1 $8,400 15.48% 2.59:1 $663 $54,660 $41,424 $0 $3,330 $3,067 $4,156 $49,333 8.42% 7.75% $45,679 $0 $0 $16,336 - - 0.00% 29.89% $637 $622 1.02:1 $558 $637 $616 $0 $89 $34 $213 $192 $157 $1,712 3.13% 2.80% $302 - - | 2007 A+ 0.8 2.2499 15.35 45.9% 0 Adequate 17.4% 18.4% 14.6% $9,756 $9,209 $52,908 BB BBB 67.8 97.42 1.34 33.3 $4,130 37.24% $9,209 2.2:1 $9,224 14.75% 2.23:1 $1,062 $62,935 $53,306 $0 $2,835 $3,038 $3,280 $57,597 7.59% 8.00% $53,048 $0 $0 $18,334 - - 0.00% 29.13% $271 $248 1.09:1 $547 $271 $524 $0 $478 $107 $0 $0 $0 $1,273 2.02% 1.89% $478 - - | 2007 A+ 0.7 2.1613 16.44 46.7% 0 Adequate 15.5% 16.5% 13.2% $9,420 $8,876 $57,197 BBB BBB 46.6 97.04 1.23 16.6 $4,469 23.56% $8,876 2.0:1 $8,870 13.22% 1.98:1 $729 $67,459 $57,935 $0 $2,039 $3,011 $2,187 $61,402 7.12% 8.14% $58,054 $0 $0 $17,541 - - 0.00% 26.00% $135 $112 1.21:1 $544 $135 $1,058 $0 $149 $0 $0 $0 $0 $1,342 1.99% 1.99% $149 - - |
| All CALL/TFR's file to identical calendars ending Dec-31. Quarterly values reported are cumulative thru the reporting year. Dollar data in thousands unless otherwise noted. Selected rates pre-computed by FDIC are factored according to criteria from the regulatory agency to derive annualized rates. Peering groups are dynamically generated each quarter based the bank unit being examined. See the quarterly for peer listings. |
