371 Van Ness Way, Suite 110
Torrance, California 90501
310.676.3300
[email protected]
|
|
371 Van Ness Way, Suite 110 Torrance, California 90501 310.676.3300 [email protected] |
|
Tweet
|
|
This institution did not file a CALL/TFR in the most recent FFIEC reporting cycle. The most recent data available in our database is shown. |
| Counterparty Quality Score (CQS) Report |
IRA Counterparty Quality Analysis Historial CQS Scores - IRA Bank Stress Index (BSI) Factor - Asset Quality Trouble Factor - FDIC Moral Hazard Factor | 2008 3 20.8 15.7 24.3 | 2008 4 20.6 7.4 25.5 | 2008 4 20.6 6.0 21.7 | 2008 5 20.6 3.7 21.1 | 2007 7 1.0 3.6 22.1 | 2007 7 1.0 2.7 22.8 | 2007 7 1.0 0.8 23.0 | 2007 7 0.9 1.3 23.6 | 2006 7 0.9 1.2 24.3 | 2006 7 1.0 1.0 24.8 | 2006 7 1.1 0.5 26.4 | 2006 7 1.3 1.7 26.2 |
| Historical Performance Table |
IRA Bank Stress Benchmarks Grade Stress Index Number ROA, % ROE, % Efficiency Ratio Goodwill Writedowns Capital Ratios T1/RWA RBC/RWA T1/ASSET Risk Based Capital, Total Tier 1 RBC Risk Weighted Assets, Total Basel II Benchmarks Bond Equivalent Defaults, Method 1 B.E.D., Method 2 Default Rate, bp LGD: Loss Given Default, % M: Wt. Avg. Maturity, yr EAD: Exposure At Default, % Economic Capital Analysis EC RAROC, % Tier 1 RBC T1RBC to EC Leverage Bank Tangible Common Equity Percent of Tangible Assets (TCE Ratio) TCE to EC Leverage Regulatory Watch Points Net Income, Period Total Assets Lending Assets Trading Assets Other Assets (incl. Prepaid Assessments) Securities Assets Net Interest Income, YTD Earning Assets, Total Net Interest Margin, Current Qtr - Annualized NIMY, from FDIC 5YR METHOD Total Deposits Brokered Deposits Reciprocal Brokered Deposits Volatile Liabilities, per FDIC FHLB Advances FHLB Advances-to-Assets, percent Brokered to Total Deposits, percent FHLB+BRO+VOLIAB to Assets, percent Gross Defaults, Actual Provision for Loan Losses, Income Statement Actual-to-Provision Ratio Balance Sheet Allowances for Loan Losses Gross Defaults, Total 30-89 Day Assets, Total Guaranteed Portion of 30-89 Over 90 Assets, Total Guaranteed Portion of Over 90 Non-Accrual Assets, Total Guaranteed Portion of NA Real Estate Owned (REO) Total Troubled Assets Troubled Assets % of Total Assets % factored for less 80% GTY Offsets Non-Conforming Assets, Reported Off Balance Sheet Derivatives, Notional Loss Realization Margin to RBC, bp | 2008 F 20.8 -0.0065 -0.11 99.7% 5,992 Warn 8.6% 9.9% 5.5% $7,862 $6,846 $79,163 BB BBB 61.3 98.42 2.25 3.2 $733 102.31% $6,846 9.3:1 $13,215 11.30% 18.03:1 $-8 $123,508 $62,023 $0 $5,751 $26,529 $3,419 $104,980 3.26% 3.05% $85,150 $1,499 $0 $12,542 $30,000 24.29% 1.76% 35.66% $380 $2,534 0.15:1 $3,098 $380 $2,830 $0 $4 $0 $15,197 $0 $1,032 $19,443 15.74% 15.74% $15,201 - - | 2008 F 20.6 -0.0068 -0.09 86.3% 5,992 Adequate 10.5% 11.8% 7.7% $10,211 $9,113 $86,901 A AA 5.3 78.57 2.11 6.9 $214 597.60% $9,113 42.7:1 $14,009 12.78% 65.61:1 $-6 $117,846 $70,756 $0 $6,053 $29,318 $2,863 $99,847 3.82% 3.35% $77,718 $6,499 $0 $17,189 $30,000 25.46% 8.36% 45.56% $28 $1,110 0.03:1 $2,027 $28 $5,026 $0 $14 $0 $3,383 $0 $239 $8,690 7.37% 7.37% $3,397 - - | 2008 F 20.6 -0.0087 -0.13 86.1% 5,992 Adequate 9.5% 10.7% 6.7% $10,545 $9,312 $98,277 AA AA 3.3 76.92 2.11 7.6 $220 399.31% $9,312 42.3:1 $13,776 10.61% 62.51:1 $-6 $138,160 $77,629 $0 $6,094 $29,755 $1,950 $119,948 3.25% 3.29% $90,550 $7,853 $0 $33,778 $30,000 21.71% 8.67% 51.85% $13 $610 0.02:1 $1,539 $13 $4,206 $0 $626 $0 $3,031 $0 $460 $8,336 6.03% 6.03% $3,657 - - | 2008 F 20.6 -0.0141 -0.21 77.3% 5,992 Adequate 9.1% 10.3% 6.5% $10,436 $9,210 $101,533 AA AAA 2.0 75.00 2.23 8.1 $275 188.73% $9,210 33.5:1 $13,648 10.20% 49.63:1 $-5 $142,138 $80,804 $0 $5,601 $28,937 $1,050 $125,138 3.36% 3.56% $100,785 $16,853 $0 $18,687 $30,000 21.11% 16.72% 46.11% $4 $290 0.01:1 $1,226 $4 $2,989 $0 $551 $0 $1,382 $0 $326 $5,252 3.70% 3.70% $1,933 - - | 2007 A 1.0 0.5385 4.77 74.2% 0 Adequate 9.3% 10.3% 6.8% $10,129 $9,191 $98,641 A AA 4.6 89.19 2.25 9.8 $277 797.34% $9,191 33.2:1 $8,934 7.37% 32.31:1 $730 $135,555 $80,017 $0 $5,493 $30,418 $4,060 $110,847 3.66% 3.82% $88,306 $16,853 $0 $7,554 $30,000 22.13% 19.08% 40.14% $37 $163 0.23:1 $938 $37 $3,189 $0 $0 $0 $1,315 $0 $333 $4,874 3.60% 3.60% $1,315 - - | 2007 A+ 1.0 0.5933 5.19 74.1% 0 Adequate 10.0% 11.0% 6.9% $9,876 $9,033 $90,172 AA AA 3.7 80.00 2.28 9.8 $269 619.49% $9,033 33.6:1 $8,685 7.42% 32.28:1 $585 $131,458 $72,165 $0 $5,547 $32,106 $3,053 $108,174 3.76% 3.87% $85,125 $13,928 $0 $8,825 $30,000 22.82% 16.36% 40.13% $20 $52 0.38:1 $843 $20 $2,663 $0 $132 $0 $485 $0 $302 $3,602 2.74% 2.74% $617 - - | 2007 A+ 1.0 0.6153 5.51 71.5% 0 Adequate 9.6% 10.6% 6.8% $9,721 $8,837 $91,880 AAA AAA 0.5 50.00 2.31 11.3 $274 444.95% $8,837 32.2:1 $8,488 7.33% 30.96:1 $401 $130,352 $75,035 $0 $5,533 $30,532 $2,071 $106,251 3.90% 3.97% $84,907 $13,928 $0 $32,746 $30,000 23.01% 16.40% 58.82% $2 $77 0.03:1 $884 $2 $167 $0 $5 $0 $812 $0 $18 $1,004 0.77% 0.77% $817 - - | 2007 A+ 0.9 0.7649 6.47 66.3% 0 Adequate 10.1% 11.0% 7.1% $9,813 $8,965 $88,852 AA AAA 1.1 0.00 2.47 23.7 $273 257.21% $8,965 32.9:1 $8,933 7.93% 32.78:1 $243 $127,073 $72,836 $0 $5,533 $31,070 $1,074 $104,489 4.11% 4.16% $81,010 $7,928 $0 $33,337 $30,000 23.61% 9.79% 56.08% $2 $40 0.05:1 $848 $2 $780 $0 $205 $0 $604 $0 $18 $1,609 1.27% 1.27% $809 - - | 2006 A+ 0.9 0.6691 5.54 68.7% 0 Adequate 10.3% 11.3% 7.2% $9,706 $8,898 $86,275 A AA 5.8 95.00 2.31 22.6 $268 947.48% $8,898 33.2:1 $8,618 7.86% 32.11:1 $827 $123,602 $68,954 $0 $5,076 $32,064 $3,965 $101,947 3.89% 4.13% $77,705 $5,075 $0 $27,800 $30,000 24.27% 6.53% 50.87% $40 $146 0.27:1 $808 $40 $515 $0 $0 $0 $721 $0 $213 $1,489 1.20% 1.20% $721 - - | 2006 A+ 1.0 0.6234 5.19 71.0% 0 Adequate 10.2% 11.1% 7.1% $9,399 $8,612 $84,578 AA AA 3.6 88.89 2.31 20.7 $1,170 155.11% $8,612 7.4:1 $8,418 7.79% 7.20:1 $565 $120,833 $67,281 $0 $5,132 $33,540 $2,919 $100,587 3.87% 4.12% $75,440 $5,075 $0 $29,223 $30,000 24.83% 6.73% 53.21% $18 $103 0.17:1 $787 $18 $924 $75 $82 $0 $243 $0 $0 $1,267 1.05% 1.00% $325 - - | 2006 A 1.1 0.5328 4.32 75.5% 0 Adequate 11.1% 12.1% 7.4% $9,287 $8,528 $76,509 A AA 5.0 93.33 2.42 23.9 $1,162 93.13% $8,528 7.3:1 $7,997 7.86% 6.88:1 $305 $114,491 $60,353 $0 $4,876 $33,929 $1,891 $93,615 4.04% 4.10% $69,596 $5,075 $0 $12,840 $30,200 26.38% 7.29% 42.03% $15 $73 0.21:1 $759 $15 $107 $0 $0 $0 $420 $0 $0 $542 0.47% 0.47% $420 - - | 2006 A 1.3 0.3918 3.10 80.3% 0 Adequate 11.7% 12.7% 7.4% $9,247 $8,511 $72,540 A AA 6.4 100.00 2.30 22.9 $1,156 42.03% $8,511 7.4:1 $8,280 8.15% 7.16:1 $112 $114,351 $55,938 $0 $4,953 $33,380 $935 $94,152 3.97% 4.08% $69,219 $2,075 $0 $9,856 $30,000 26.24% 3.00% 36.67% $9 $45 0.20:1 $736 $9 $1,206 $0 $416 $0 $271 $0 $0 $1,902 1.66% 1.66% $687 - - |
| All CALL/TFR's file to identical calendars ending Dec-31. Quarterly values reported are cumulative thru the reporting year. Dollar data in thousands unless otherwise noted. Selected rates pre-computed by FDIC are factored according to criteria from the regulatory agency to derive annualized rates. Peering groups are dynamically generated each quarter based the bank unit being examined. See the quarterly for peer listings. |
