371 Van Ness Way, Suite 110
Torrance, California 90501
310.676.3300
[email protected]
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371 Van Ness Way, Suite 110 Torrance, California 90501 310.676.3300 [email protected] |
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This institution did not file a CALL/TFR in the most recent FFIEC reporting cycle. The most recent data available in our database is shown. |
| Counterparty Quality Score (CQS) Report |
IRA Counterparty Quality Analysis Historial CQS Scores - IRA Bank Stress Index (BSI) Factor - Asset Quality Trouble Factor - FDIC Moral Hazard Factor | 2009 1 45.0 19.3 36.3 | 2008 3 23.8 20.2 36.2 | 2008 4 22.1 14.9 36.4 | 2008 4 21.4 11.4 36.1 | 2008 4 21.2 7.7 41.0 | 2007 7 1.0 5.3 39.5 | 2007 7 0.8 3.0 41.3 | 2007 7 0.7 1.7 39.6 | 2007 7 0.7 1.1 39.2 | 2006 7 0.7 0.9 42.0 | 2006 7 0.7 0.4 38.2 | 2006 7 0.7 0.3 37.6 |
| Historical Performance Table |
IRA Bank Stress Benchmarks Grade Stress Index Number ROA, % ROE, % Efficiency Ratio Goodwill Writedowns Capital Ratios T1/RWA RBC/RWA T1/ASSET Risk Based Capital, Total Tier 1 RBC Risk Weighted Assets, Total Basel II Benchmarks Bond Equivalent Defaults, Method 1 B.E.D., Method 2 Default Rate, bp LGD: Loss Given Default, % M: Wt. Avg. Maturity, yr EAD: Exposure At Default, % Economic Capital Analysis EC RAROC, % Tier 1 RBC T1RBC to EC Leverage Bank Tangible Common Equity Percent of Tangible Assets (TCE Ratio) TCE to EC Leverage Regulatory Watch Points Net Income, Period Total Assets Lending Assets Trading Assets Other Assets (incl. Prepaid Assessments) Securities Assets Net Interest Income, YTD Earning Assets, Total Net Interest Margin, Current Qtr - Annualized NIMY, from FDIC 5YR METHOD Total Deposits Brokered Deposits Reciprocal Brokered Deposits Volatile Liabilities, per FDIC FHLB Advances FHLB Advances-to-Assets, percent Brokered to Total Deposits, percent FHLB+BRO+VOLIAB to Assets, percent Gross Defaults, Actual Provision for Loan Losses, Income Statement Actual-to-Provision Ratio Balance Sheet Allowances for Loan Losses Gross Defaults, Total 30-89 Day Assets, Total Guaranteed Portion of 30-89 Over 90 Assets, Total Guaranteed Portion of Over 90 Non-Accrual Assets, Total Guaranteed Portion of NA Real Estate Owned (REO) Total Troubled Assets Troubled Assets % of Total Assets % factored for less 80% GTY Offsets Non-Conforming Assets, Reported Off Balance Sheet Derivatives, Notional Loss Realization Margin to RBC, bp | 2009 F 45.0 -0.0122 337.11 -3,282.2% 0 Fail -0.0% -0.0% -0.0% $-408 $-408 $7,439,113 CCC CCC 1,310.6 94.70 - 3.2 $2,507,513 -15.94% $-408 -0.0:1 $589,791 4.52% 0.24:1 $-402 $13,140,553 $10,719,771 $0 $547,422 $631,670 $-2 $12,328,215 -0.00% -0.07% $8,775,985 $460,421 $0 $7,223,284 $4,769,350 36.29% 5.25% 94.77% $351,223 $296,436 1.18:1 $451,978 $351,223 $552,516 $0 $0 $0 $1,480,401 $0 $154,211 $2,538,351 19.32% 19.32% $1,480,401 - - | 2008 F 23.8 -0.0000 -0.00 106.4% 0 Fail 2.4% 3.6% 1.4% $291,937 $190,923 $8,111,153 B CCC 698.9 94.95 - 5.4 $1,444,046 -48.81% $190,923 0.1:1 $581,668 4.20% 0.40:1 $-1 $13,951,805 $11,301,320 $0 $561,599 $793,407 $215,140 $13,115,736 1.64% 1.61% $8,608,903 $680,455 $0 $7,431,550 $5,054,350 36.23% 7.90% 94.37% $789,812 $1,086,856 0.73:1 $364,239 $789,812 $640,497 $0 $94 $0 $1,245,749 $0 $141,687 $2,817,839 20.20% 20.20% $1,245,843 - - | 2008 F 22.1 -0.0039 -0.07 78.3% 0 Adequate 9.5% 10.8% 5.7% $925,326 $819,927 $8,606,477 B B 438.9 92.55 - 10.0 $949,902 -28.23% $819,927 0.9:1 $593,624 4.13% 0.62:1 $-428 $14,491,800 $11,831,939 $0 $581,894 $825,559 $200,039 $13,548,915 1.97% 1.98% $8,271,584 $773,885 $0 $7,590,594 $5,279,350 36.43% 9.36% 94.15% $389,513 $554,374 0.70:1 $230,214 $389,513 $543,621 $0 $71 $0 $1,076,753 $0 $145,724 $2,155,682 14.88% 14.88% $1,076,824 - - | 2008 F 21.4 -0.0023 -0.03 64.1% 0 Adequate 12.6% 13.8% 7.6% $1,183,251 $1,079,133 $8,549,500 BB B 251.2 89.12 - 9.4 $584,084 -8.89% $1,079,133 1.8:1 $887,167 6.30% 1.52:1 $-166 $14,200,460 $12,300,049 $0 $635,657 $774,610 $150,127 $13,255,578 2.27% 2.23% $7,831,956 $268,358 $0 $7,553,532 $5,129,350 36.12% 3.43% 91.20% $154,468 $278,644 0.55:1 $206,988 $154,468 $465,998 $0 $124 $0 $883,269 $0 $117,423 $1,621,282 11.42% 11.42% $883,393 - - | 2008 F 21.2 -0.0011 -0.01 58.0% 0 Adequate 13.5% 14.7% 7.8% $1,218,569 $1,121,935 $8,306,043 BB B 212.6 91.06 - 9.7 $595,530 -1.99% $1,121,935 1.9:1 $964,890 6.80% 1.62:1 $-40 $14,312,626 $12,684,231 $0 $556,298 $867,789 $82,101 $13,482,242 2.44% 2.42% $7,148,510 $0 $0 $7,896,173 $5,869,350 41.01% 0.00% 96.18% $67,412 $99,721 0.68:1 $153,269 $67,412 $396,775 $0 $271 $0 $559,723 $0 $73,428 $1,097,609 7.67% 7.67% $559,994 - - | 2007 A+ 1.0 0.4126 5.07 51.2% 0 Adequate 14.6% 15.7% 8.1% $1,252,938 $1,162,507 $7,987,454 A AA 11.8 75.00 - 10.6 $592,808 38.81% $1,162,507 2.0:1 $1,052,731 7.36% 1.78:1 $59,485 $14,415,594 $12,781,472 $0 $501,772 $1,004,547 $357,744 $13,692,306 2.61% 2.62% $7,314,842 $0 $0 $7,882,781 $5,699,350 39.54% 0.00% 94.22% $15,114 $92,500 0.16:1 $116,651 $15,114 $320,964 $0 $35 $0 $383,817 $0 $46,888 $766,818 5.32% 5.32% $383,852 - - | 2007 A+ 0.8 0.6720 8.44 49.6% 0 Adequate 14.8% 15.4% 7.8% $1,232,706 $1,183,375 $8,019,761 A AA 6.9 75.94 - 11.5 $586,794 31.60% $1,183,375 2.0:1 $1,104,088 7.36% 1.88:1 $76,169 $15,113,233 $12,804,022 $0 $605,755 $1,099,205 $273,047 $14,303,625 2.55% 2.67% $7,415,809 $0 $0 $8,402,635 $6,234,350 41.25% 0.00% 96.85% $6,587 $27,500 0.24:1 $57,984 $6,587 $233,468 $0 $23 $0 $180,578 $0 $27,732 $448,388 2.97% 2.97% $180,601 - - | 2007 A+ 0.7 0.8585 11.24 47.6% 0 Adequate 14.2% 14.7% 7.5% $1,119,554 $1,086,747 $7,627,020 AA AA 3.3 90.03 - 13.1 $565,169 22.45% $1,086,747 1.9:1 $1,028,334 7.16% 1.82:1 $62,151 $14,479,477 $12,458,928 $0 $493,455 $1,160,144 $182,024 $13,786,699 2.64% 2.72% $7,258,593 $0 $0 $8,082,537 $5,734,360 39.60% 0.00% 95.42% $2,037 $8,400 0.24:1 $42,052 $2,037 $119,523 $0 $409 $0 $114,101 $0 $7,397 $243,467 1.68% 1.68% $114,510 - - | 2007 A+ 0.7 0.9127 11.79 47.8% 0 Adequate 14.5% 14.9% 7.6% $1,087,359 $1,058,477 $7,297,542 AA AAA 2.6 78.98 - 13.0 $534,017 12.02% $1,058,477 2.0:1 $1,006,599 7.28% 1.88:1 $31,801 $13,936,689 $11,879,991 $0 $477,152 $1,253,357 $90,420 $13,292,938 2.72% 2.74% $6,985,316 $0 $0 $7,821,792 $5,464,350 39.21% 0.00% 95.33% $785 $4,000 0.20:1 $38,866 $785 $84,912 $0 $471 $0 $67,971 $0 $3,138 $157,277 1.13% 1.13% $68,442 - - | 2006 A+ 0.7 0.8464 11.21 46.4% 0 Adequate 14.2% 14.5% 7.4% $1,049,551 $1,024,423 $7,234,407 A AA 4.1 76.16 - 12.4 $521,956 44.97% $1,024,423 2.0:1 $973,275 7.10% 1.86:1 $116,797 $13,799,769 $11,717,422 $0 $488,760 $1,407,010 $302,799 $13,136,588 2.31% 2.49% $6,419,578 $0 $0 $9,418,427 $5,789,350 41.95% 0.00% 110.20% $4,811 $12,100 0.40:1 $35,486 $4,811 $79,837 $0 $0 $0 $42,812 $0 $413 $127,873 0.93% 0.93% $42,812 - - | 2006 A+ 0.7 0.8206 11.06 46.8% 0 Adequate 14.0% 14.3% 7.3% $1,013,770 $990,629 $7,097,852 AA AAA 2.0 44.46 - 15.0 $505,642 34.28% $990,629 2.0:1 $936,218 6.95% 1.85:1 $83,461 $13,561,749 $11,449,324 $0 $453,393 $1,520,898 $216,954 $12,949,139 2.23% 2.43% $6,214,666 $0 $0 $9,444,523 $5,174,350 38.15% 0.00% 107.79% $1,689 $8,100 0.21:1 $34,399 $1,689 $34,032 $0 $0 $0 $19,194 $0 $729 $55,644 0.41% 0.41% $19,194 - - | 2006 A+ 0.7 0.8441 11.77 46.7% 0 Adequate 13.7% 14.0% 7.1% $937,641 $917,933 $6,688,115 AAA AAA 0.1 -1,747.83 - 11.3 $467,328 24.37% $917,933 2.0:1 $852,584 6.68% 1.82:1 $54,303 $12,866,372 $10,665,689 $0 $423,507 $1,591,853 $138,329 $12,272,299 2.25% 2.40% $6,014,740 $0 $0 $8,945,825 $4,834,350 37.57% 0.00% 107.10% $46 $3,500 0.01:1 $31,354 $46 $27,950 $0 $52 $0 $12,673 $0 $666 $41,387 0.32% 0.32% $12,725 - 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| All CALL/TFR's file to identical calendars ending Dec-31. Quarterly values reported are cumulative thru the reporting year. Dollar data in thousands unless otherwise noted. Selected rates pre-computed by FDIC are factored according to criteria from the regulatory agency to derive annualized rates. Peering groups are dynamically generated each quarter based the bank unit being examined. See the quarterly for peer listings. |
