371 Van Ness Way, Suite 110
Torrance, California 90501
310.676.3300
[email protected]
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371 Van Ness Way, Suite 110 Torrance, California 90501 310.676.3300 [email protected] |
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This institution did not file a CALL/TFR in the most recent FFIEC reporting cycle. The most recent data available in our database is shown. |
| Counterparty Quality Score (CQS) Report |
IRA Counterparty Quality Analysis Historial CQS Scores - IRA Bank Stress Index (BSI) Factor - Asset Quality Trouble Factor - FDIC Moral Hazard Factor | 2010 3 22.6 17.3 9.6 | 2010 3 22.6 16.2 9.2 | 2009 3 22.4 15.8 9.0 | 2009 4 22.2 12.9 12.5 | 2009 4 22.8 12.9 12.6 | 2009 7 1.1 9.3 11.7 | 2008 7 1.1 6.5 13.9 | 2008 7 0.9 5.4 14.3 | 2008 7 0.9 4.8 11.8 | 2008 7 0.9 3.2 12.0 | 2007 7 0.8 2.1 15.2 | 2007 7 0.9 3.1 15.6 |
| Historical Performance Table |
IRA Bank Stress Benchmarks Grade Stress Index Number ROA, % ROE, % Efficiency Ratio Goodwill Writedowns Capital Ratios T1/RWA RBC/RWA T1/ASSET Risk Based Capital, Total Tier 1 RBC Risk Weighted Assets, Total Basel II Benchmarks Bond Equivalent Defaults, Method 1 B.E.D., Method 2 Default Rate, bp LGD: Loss Given Default, % M: Wt. Avg. Maturity, yr EAD: Exposure At Default, % Economic Capital Analysis EC RAROC, % Tier 1 RBC T1RBC to EC Leverage Bank Tangible Common Equity Percent of Tangible Assets (TCE Ratio) TCE to EC Leverage Regulatory Watch Points Net Income, Period Total Assets Lending Assets Trading Assets Other Assets (incl. Prepaid Assessments) Securities Assets Net Interest Income, YTD Earning Assets, Total Net Interest Margin, Current Qtr - Annualized NIMY, from FDIC 5YR METHOD Total Deposits Brokered Deposits Reciprocal Brokered Deposits Volatile Liabilities, per FDIC FHLB Advances FHLB Advances-to-Assets, percent Brokered to Total Deposits, percent FHLB+BRO+VOLIAB to Assets, percent Gross Defaults, Actual Provision for Loan Losses, Income Statement Actual-to-Provision Ratio Balance Sheet Allowances for Loan Losses Gross Defaults, Total 30-89 Day Assets, Total Guaranteed Portion of 30-89 Over 90 Assets, Total Guaranteed Portion of Over 90 Non-Accrual Assets, Total Guaranteed Portion of NA Real Estate Owned (REO) Total Troubled Assets Troubled Assets % of Total Assets % factored for less 80% GTY Offsets Non-Conforming Assets, Reported Off Balance Sheet Derivatives, Notional Loss Realization Margin to RBC, bp | 2010 F 22.6 -0.0011 -0.04 96.8% 0 Fail 1.9% 3.1% 1.4% $4,480 $2,661 $142,452 B B 352.0 97.12 4.47 1.9 $34,311 -6.44% $2,661 0.1:1 $896 0.49% 0.03:1 $-1 $187,819 $142,228 $0 $9,193 $20,441 $2,800 $162,575 3.44% 3.26% $164,594 $11,647 $0 $22,593 $18,000 9.58% 7.08% 27.81% $2,503 $2,698 0.93:1 $4,998 $2,503 $7,066 $0 $937 $0 $13,296 $0 $8,649 $32,451 17.28% 17.28% $14,233 - - | 2010 F 22.6 -0.7689 -23.53 98.0% 0 Fail 3.4% 4.6% 2.5% $6,640 $4,828 $143,330 B B 476.3 98.48 4.49 2.7 $36,049 -4.08% $4,828 0.1:1 $2,757 1.43% 0.08:1 $-378 $196,638 $149,396 $0 $8,165 $21,501 $1,521 $173,559 3.51% 3.42% $172,170 $11,647 $0 $25,731 $18,000 9.15% 6.76% 28.16% $1,779 $459 3.88:1 $3,439 $1,779 $8,223 $0 $2,248 $0 $12,897 $0 $6,776 $31,923 16.23% 16.23% $15,145 - - | 2009 F 22.4 -0.0035 -0.10 76.5% 0 Fail 5.1% 6.4% 3.8% $9,502 $7,602 $148,915 B CCC 522.2 97.12 4.17 3.0 $37,385 -14.70% $7,602 0.2:1 $6,941 3.54% 0.19:1 $-7 $199,927 $157,121 $0 $8,297 $23,242 $6,063 $182,326 3.33% 3.11% $174,577 $11,647 $0 $25,907 $18,000 9.00% 6.67% 27.79% $8,205 $11,197 0.73:1 $4,731 $8,205 $5,176 $0 $0 $0 $15,685 $0 $2,580 $31,646 15.83% 15.83% $15,685 $20,000 4,751 | 2009 F 22.2 -0.0038 -0.10 76.9% 0 Fail 5.6% 6.9% 4.1% $10,403 $8,477 $151,578 B B 469.4 98.01 4.03 2.7 $38,488 -9.56% $8,477 0.2:1 $7,092 3.45% 0.18:1 $-6 $207,827 $164,255 $0 $7,205 $28,039 $4,636 $193,924 3.19% 3.12% $173,421 $16,296 $0 $25,028 $26,000 12.51% 9.40% 32.39% $5,783 $8,792 0.66:1 $4,627 $5,783 $3,734 $0 $1,410 $0 $13,514 $0 $2,415 $26,856 12.92% 12.92% $14,924 $20,000 5,202 | 2009 F 22.8 -0.0058 -0.15 75.8% 0 Fail 5.4% 6.7% 4.0% $10,247 $8,285 $153,839 B CCC 625.7 100.00 4.21 3.8 $37,654 -9.98% $8,285 0.2:1 $7,371 3.61% 0.20:1 $-6 $206,360 $165,798 $0 $6,780 $28,317 $3,094 $193,586 3.20% 3.10% $172,496 $18,298 $0 $27,707 $26,000 12.60% 10.61% 34.89% $5,187 $8,792 0.59:1 $5,108 $5,187 $3,524 $0 $394 $0 $15,407 $0 $2,121 $26,633 12.91% 12.91% $15,801 $20,000 5,124 | 2009 A 1.1 0.2776 4.34 74.7% 0 Adequate 9.2% 10.3% 6.8% $16,793 $15,141 $163,705 BBB A 16.3 100.00 4.16 3.7 $23,146 2.96% $15,141 0.7:1 $11,535 5.25% 0.50:1 $154 $221,869 $174,106 $0 $4,968 $30,233 $1,529 $207,431 2.95% 3.01% $181,592 $24,544 $0 $34,653 $26,000 11.72% 13.52% 38.40% $71 $220 0.32:1 $1,652 $71 $6,462 $0 $2,293 $0 $9,208 $0 $2,649 $20,683 9.32% 9.32% $11,501 $20,000 8,397 | 2008 A 1.1 0.3125 4.76 63.9% 0 Adequate 9.3% 10.2% 7.2% $16,476 $14,973 $161,165 BBB A 21.2 96.10 3.53 3.8 $22,212 13.91% $14,973 0.7:1 $10,938 5.28% 0.49:1 $654 $209,274 $169,530 $0 $5,073 $28,945 $6,115 $198,599 3.08% 3.15% $166,287 $26,543 $0 $31,185 $29,000 13.86% 15.96% 41.44% $359 $445 0.81:1 $1,503 $359 $3,129 $0 $84 $0 $7,288 $0 $2,815 $13,675 6.53% 6.53% $7,372 $20,000 8,238 | 2008 A+ 0.9 0.4782 7.71 63.1% 0 Adequate 9.1% 10.0% 6.9% $16,095 $14,578 $160,445 BBB A 20.6 94.62 3.06 4.6 $23,765 9.77% $14,578 0.6:1 $10,501 5.02% 0.44:1 $757 $211,051 $168,488 $0 $5,141 $30,308 $4,567 $200,661 3.03% 3.15% $167,519 $24,365 $0 $31,546 $30,163 14.29% 14.54% 40.78% $260 $360 0.72:1 $1,517 $260 $1,853 $0 $2,195 $0 $4,405 $0 $2,590 $11,303 5.36% 5.36% $6,600 $20,000 8,048 | 2008 A+ 0.9 0.5666 9.31 66.8% 0 Adequate 9.1% 10.0% 6.9% $15,540 $14,072 $155,184 BBB A 19.8 93.17 3.07 5.5 $24,159 5.90% $14,072 0.6:1 $10,277 5.11% 0.43:1 $575 $202,980 $162,717 $0 $4,643 $30,560 $2,924 $193,578 3.02% 3.07% $163,882 $21,415 $0 $29,281 $24,000 11.82% 13.07% 36.80% $161 $215 0.75:1 $1,468 $161 $4,900 $0 $529 $0 $2,141 $0 $2,070 $9,801 4.83% 4.83% $2,670 $20,000 7,770 | 2008 A+ 0.9 0.6207 9.90 66.1% 0 Adequate 9.1% 10.0% 6.9% $15,133 $13,783 $151,007 BBB BBB 37.4 100.00 3.27 6.3 $23,267 2.61% $13,783 0.6:1 $10,497 5.29% 0.45:1 $311 $200,411 $158,430 $0 $4,404 $31,079 $1,447 $191,270 3.03% 3.06% $163,411 $19,585 $0 $28,314 $24,000 11.98% 11.99% 35.88% $148 $95 1.56:1 $1,350 $148 $2,975 $0 $12 $0 $1,282 $0 $2,064 $6,481 3.23% 3.23% $1,294 $20,000 7,567 | 2007 A+ 0.8 0.7619 11.60 65.3% 0 Adequate 9.2% 10.2% 6.9% $14,851 $13,448 $145,832 BBB A 24.1 86.36 3.03 7.4 $23,291 13.73% $13,448 0.6:1 $11,680 6.06% 0.50:1 $1,485 $194,916 $154,917 $0 $4,376 $30,866 $5,977 $186,722 3.20% 3.45% $147,009 $14,324 $0 $36,255 $29,700 15.24% 9.74% 41.19% $374 $155 2.41:1 $1,403 $374 $471 $0 $1 $0 $2,084 $0 $1,120 $4,050 2.08% 2.08% $2,085 $20,000 7,426 | 2007 A+ 0.9 0.7777 10.94 66.0% 0 Adequate 10.0% 10.9% 7.3% $14,859 $13,533 $135,771 BBB BBB 33.3 91.26 3.13 7.2 $22,367 9.60% $13,533 0.6:1 $12,139 6.58% 0.54:1 $1,088 $186,540 $146,549 $0 $4,101 $30,582 $4,361 $178,403 3.26% 3.42% $142,772 $9,877 $0 $28,885 $29,100 15.60% 6.92% 36.38% $366 $90 4.07:1 $1,327 $366 $1,152 $0 $4 $0 $3,134 $0 $1,120 $5,776 3.10% 3.10% $3,138 $20,000 7,430 |
| All CALL/TFR's file to identical calendars ending Dec-31. Quarterly values reported are cumulative thru the reporting year. Dollar data in thousands unless otherwise noted. Selected rates pre-computed by FDIC are factored according to criteria from the regulatory agency to derive annualized rates. Peering groups are dynamically generated each quarter based the bank unit being examined. See the quarterly for peer listings. |
