371 Van Ness Way, Suite 110
Torrance, California 90501
310.676.3300
[email protected]
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371 Van Ness Way, Suite 110 Torrance, California 90501 310.676.3300 [email protected] |
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This institution did not file a CALL/TFR in the most recent FFIEC reporting cycle. The most recent data available in our database is shown. |
| Counterparty Quality Score (CQS) Report |
IRA Counterparty Quality Analysis Historial CQS Scores - IRA Bank Stress Index (BSI) Factor - Asset Quality Trouble Factor - FDIC Moral Hazard Factor | 2009 1 50.5 26.5 7.1 | 2009 2 27.6 18.1 6.1 | 2008 3 21.7 23.8 7.7 | 2008 3 21.1 18.0 7.0 | 2008 4 21.0 12.7 7.2 | 2008 3 20.6 16.2 7.5 | 2007 4 20.6 7.1 0.0 | 2007 7 2.3 2.8 0.0 | 2007 7 2.2 2.2 0.0 | 2007 8 1.4 0.6 0.0 | 2006 8 1.2 0.2 0.0 | 2006 8 1.3 0.0 0.0 |
| Historical Performance Table |
IRA Bank Stress Benchmarks Grade Stress Index Number ROA, % ROE, % Efficiency Ratio Goodwill Writedowns Capital Ratios T1/RWA RBC/RWA T1/ASSET Risk Based Capital, Total Tier 1 RBC Risk Weighted Assets, Total Basel II Benchmarks Bond Equivalent Defaults, Method 1 B.E.D., Method 2 Default Rate, bp LGD: Loss Given Default, % M: Wt. Avg. Maturity, yr EAD: Exposure At Default, % Economic Capital Analysis EC RAROC, % Tier 1 RBC T1RBC to EC Leverage Bank Tangible Common Equity Percent of Tangible Assets (TCE Ratio) TCE to EC Leverage Regulatory Watch Points Net Income, Period Total Assets Lending Assets Trading Assets Other Assets (incl. Prepaid Assessments) Securities Assets Net Interest Income, YTD Earning Assets, Total Net Interest Margin, Current Qtr - Annualized NIMY, from FDIC 5YR METHOD Total Deposits Brokered Deposits Reciprocal Brokered Deposits Volatile Liabilities, per FDIC FHLB Advances FHLB Advances-to-Assets, percent Brokered to Total Deposits, percent FHLB+BRO+VOLIAB to Assets, percent Gross Defaults, Actual Provision for Loan Losses, Income Statement Actual-to-Provision Ratio Balance Sheet Allowances for Loan Losses Gross Defaults, Total 30-89 Day Assets, Total Guaranteed Portion of 30-89 Over 90 Assets, Total Guaranteed Portion of Over 90 Non-Accrual Assets, Total Guaranteed Portion of NA Real Estate Owned (REO) Total Troubled Assets Troubled Assets % of Total Assets % factored for less 80% GTY Offsets Non-Conforming Assets, Reported Off Balance Sheet Derivatives, Notional Loss Realization Margin to RBC, bp | 2009 F 50.5 -0.0190 2,000.00 240.3% 0 Fail -0.0% -0.0% -0.0% $-1 $-1 $81,928 CC or Lower D or Lower 3,008.9 98.67 1.28 2.6 $41,164 -26.36% $-1 -0.0:1 $15,919 15.94% 0.39:1 $-10 $105,298 $70,923 $0 $969 $23,230 $733 $94,745 1.55% 1.34% $98,511 $10,305 $0 $22,005 $7,500 7.12% 10.46% 37.81% $10,670 $9,095 1.17:1 $1,228 $10,670 $5,150 $0 $0 $0 $11,449 $0 $633 $27,902 26.50% 26.50% $11,449 - - | 2009 F 27.6 -0.0130 -0.28 191.9% 0 Fail 5.4% 6.6% 4.2% $6,405 $5,192 $96,818 CCC D or Lower 2,041.4 96.74 1.31 3.7 $31,590 -13.13% $5,192 0.2:1 $15,926 13.49% 0.50:1 $-4 $123,539 $84,216 $0 $1,090 $29,341 $422 $114,493 1.47% 1.45% $109,033 $15,590 $0 $26,469 $7,500 6.07% 14.30% 40.12% $4,298 $2,965 1.45:1 $1,468 $4,298 $3,020 $0 $220 $0 $14,174 $0 $633 $22,345 18.09% 18.09% $14,394 - - | 2008 F 21.7 -0.0039 -0.05 164.1% 0 Adequate 9.0% 10.3% 7.3% $10,830 $9,500 $105,095 BB B 289.1 99.81 1.20 5.7 $6,806 -37.17% $9,500 1.4:1 $13,777 11.11% 2.02:1 $-5 $129,448 $89,507 $0 $1,263 $30,329 $2,025 $118,813 1.70% 1.64% $107,848 $15,581 $0 $28,051 $10,000 7.73% 14.45% 41.43% $2,588 $2,901 0.89:1 $2,661 $2,588 $3,416 $0 $0 $0 $21,987 $0 $2,786 $30,777 23.78% 23.78% $21,987 - - | 2008 F 21.1 -0.0009 -0.01 145.8% 0 Adequate 10.6% 11.8% 8.6% $13,634 $12,177 $115,221 BB BB 105.8 99.35 0.99 8.7 $4,163 -13.93% $12,177 2.9:1 $15,483 11.32% 3.72:1 $-1 $142,337 $97,043 $0 $3,132 $30,141 $1,790 $131,699 1.81% 1.91% $117,442 $18,076 $0 $27,050 $10,000 7.03% 15.39% 38.73% $770 $1,114 0.69:1 $2,693 $770 $7,827 $0 $317 $0 $15,571 $0 $1,083 $25,568 17.96% 17.96% $15,888 - - | 2008 F 21.0 -0.0014 -0.02 158.3% 0 Adequate 10.7% 12.0% 9.0% $13,953 $12,465 $116,736 BB BBB 65.9 100.00 0.93 11.8 $3,438 -11.26% $12,465 3.6:1 $16,114 12.06% 4.69:1 $-1 $139,186 $98,311 $0 $3,004 $32,462 $1,161 $129,197 1.80% 1.89% $113,918 $7,739 $0 $27,781 $10,000 7.18% 6.79% 32.70% $324 $1,018 0.32:1 $3,038 $324 $317 $0 $0 $0 $16,626 $0 $452 $17,719 12.73% 12.73% $16,626 - - | 2008 F 20.6 -0.3095 -2.79 121.1% 0 Adequate 12.5% 13.8% 10.6% $15,495 $14,078 $112,443 AAA AAA 0.0 0.00 0.60 13.7 $3,409 2.11% $14,078 4.1:1 $16,568 13.00% 4.86:1 $-103 $133,128 $95,606 $0 $2,458 $30,102 $776 $123,687 2.51% 2.60% $103,249 $0 $0 $31,356 $10,000 7.51% 0.00% 31.06% - - - $2,343 $0 $10,479 $0 $0 $0 $11,096 $0 $0 $21,575 16.21% 16.21% $11,096 - - | 2007 F 20.6 -0.7529 -6.31 96.0% 0 Adequate 12.2% 13.5% 11.2% $15,272 $13,838 $113,073 BBB A 19.2 100.00 0.46 18.7 $1,125 69.89% $13,838 12.3:1 $16,585 14.01% 14.75:1 $-934 $124,057 $97,905 $0 $2,109 $17,970 $4,110 $114,780 3.58% 3.76% $105,249 $0 $0 $32,709 - - 0.00% 26.37% $188 $1,663 0.11:1 $2,343 $188 $4,604 $0 $0 $0 $4,068 $0 $0 $8,860 7.14% 7.14% $4,068 - - | 2007 C 2.3 0.1599 1.25 87.5% 0 Adequate 13.9% 14.8% 12.6% $16,515 $15,484 $111,579 AAA AAA 0.0 0.00 0.41 17.2 $1,094 89.80% $15,484 14.2:1 $15,733 13.47% 14.39:1 $147 $122,606 $95,202 $0 $1,681 $19,354 $3,149 $114,540 3.67% 3.89% $103,738 $0 $0 $32,826 - - 0.00% 26.77% - $163 - $1,031 $0 $0 $0 $2,908 $0 $496 $0 $0 $3,404 2.78% 2.78% $3,404 - - | 2007 C 2.2 0.1643 1.29 85.8% 0 Adequate 14.6% 15.6% 12.7% $16,433 $15,424 $105,555 AAA AAA 0.0 0.00 0.45 14.7 $1,016 64.47% $15,424 15.2:1 $15,509 13.37% 15.26:1 $100 $121,730 $88,450 $0 $1,764 $17,531 $2,100 $112,959 3.72% 3.97% $104,185 $0 $0 $29,926 - - 0.00% 24.58% - $141 - $1,009 $0 $2,225 $0 $0 $0 $496 $0 $0 $2,721 2.24% 2.24% $496 - - | 2007 A 1.4 0.3194 2.41 81.1% 0 Adequate 14.8% 15.7% 13.2% $16,290 $15,375 $103,972 AAA AAA 0.0 0.00 0.45 14.6 $1,026 35.76% $15,375 15.0:1 $15,412 13.91% 15.02:1 $93 $116,457 $89,351 $0 $1,537 $15,174 $1,027 $107,738 3.81% 4.01% $99,223 $0 $0 $29,449 - - 0.00% 25.29% - $47 - $915 $0 $750 $0 $0 $0 $0 $0 $0 $750 0.64% 0.64% $0 - - | 2006 A 1.2 0.4113 2.87 71.9% 0 Adequate 15.5% 16.4% 14.1% $15,797 $14,929 $96,038 AAA AAA 0.0 0.00 0.42 15.6 $949 164.58% $14,929 15.7:1 $15,172 15.16% 15.99:1 $435 $105,775 $82,624 $0 $1,389 $14,422 $3,670 $96,926 3.79% 4.28% $89,956 $0 $0 $25,487 - - 0.00% 24.10% - $351 - $868 $0 $181 $0 $0 $0 $0 $0 $0 $181 0.17% 0.17% $0 - - | 2006 A 1.3 0.3896 2.62 71.2% 0 Adequate 15.8% 16.7% 14.3% $15,142 $14,324 $90,769 AAA AAA 0.0 0.00 0.48 14.7 $897 124.81% $14,324 16.0:1 $15,999 16.92% 17.83:1 $293 $100,281 $78,123 $0 $1,290 $13,711 $2,640 $92,435 3.81% 4.24% $84,318 $0 $0 $21,514 - - 0.00% 21.45% - $301 - $818 $0 $0 $0 $0 $0 $0 $0 $0 $0 0% 0% $0 - - |
| All CALL/TFR's file to identical calendars ending Dec-31. Quarterly values reported are cumulative thru the reporting year. Dollar data in thousands unless otherwise noted. Selected rates pre-computed by FDIC are factored according to criteria from the regulatory agency to derive annualized rates. Peering groups are dynamically generated each quarter based the bank unit being examined. See the quarterly for peer listings. |
