371 Van Ness Way, Suite 110
Torrance, California 90501
310.676.3300
[email protected]
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371 Van Ness Way, Suite 110 Torrance, California 90501 310.676.3300 [email protected] |
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This institution did not file a CALL/TFR in the most recent FFIEC reporting cycle. The most recent data available in our database is shown. |
| Counterparty Quality Score (CQS) Report |
IRA Counterparty Quality Analysis Historial CQS Scores - IRA Bank Stress Index (BSI) Factor - Asset Quality Trouble Factor - FDIC Moral Hazard Factor | 2011 1 43.3 21.5 3.9 | 2010 2 27.8 23.0 3.6 | 2010 3 23.0 18.2 4.2 | 2010 4 21.3 13.3 4.1 | 2010 4 20.9 13.9 4.0 | 2009 4 21.3 12.5 4.0 | 2009 4 20.9 9.9 4.0 | 2009 4 21.0 7.0 3.9 | 2009 4 21.2 5.5 3.7 | 2008 4 20.7 5.0 3.1 | 2008 7 2.3 1.4 3.1 | 2008 8 1.3 2.1 3.1 |
| Historical Performance Table |
IRA Bank Stress Benchmarks Grade Stress Index Number ROA, % ROE, % Efficiency Ratio Goodwill Writedowns Capital Ratios T1/RWA RBC/RWA T1/ASSET Risk Based Capital, Total Tier 1 RBC Risk Weighted Assets, Total Basel II Benchmarks Bond Equivalent Defaults, Method 1 B.E.D., Method 2 Default Rate, bp LGD: Loss Given Default, % M: Wt. Avg. Maturity, yr EAD: Exposure At Default, % Economic Capital Analysis EC RAROC, % Tier 1 RBC T1RBC to EC Leverage Bank Tangible Common Equity Percent of Tangible Assets (TCE Ratio) TCE to EC Leverage Regulatory Watch Points Net Income, Period Total Assets Lending Assets Trading Assets Other Assets (incl. Prepaid Assessments) Securities Assets Net Interest Income, YTD Earning Assets, Total Net Interest Margin, Current Qtr - Annualized NIMY, from FDIC 5YR METHOD Total Deposits Brokered Deposits Reciprocal Brokered Deposits Volatile Liabilities, per FDIC FHLB Advances FHLB Advances-to-Assets, percent Brokered to Total Deposits, percent FHLB+BRO+VOLIAB to Assets, percent Gross Defaults, Actual Provision for Loan Losses, Income Statement Actual-to-Provision Ratio Balance Sheet Allowances for Loan Losses Gross Defaults, Total 30-89 Day Assets, Total Guaranteed Portion of 30-89 Over 90 Assets, Total Guaranteed Portion of Over 90 Non-Accrual Assets, Total Guaranteed Portion of NA Real Estate Owned (REO) Total Troubled Assets Troubled Assets % of Total Assets % factored for less 80% GTY Offsets Non-Conforming Assets, Reported Off Balance Sheet Derivatives, Notional Loss Realization Margin to RBC, bp | 2011 F 43.3 -1.9446 4,089.80 219.6% 0 Fail -0.2% -0.2% -0.2% $-192 $-192 $80,966 BB BB 126.3 98.20 1.84 4.1 $8,290 -6.43% $-192 -0.0:1 $-11,791 -11.87% -1.42:1 $-501 $103,055 $70,328 $0 $1,054 $10,092 $517 $85,534 2.42% 2.28% $99,022 $2,115 $0 $2,122 $4,000 3.88% 2.14% 7.99% $222 - - $1,889 $222 $1,892 $0 $0 $0 $8,293 $0 $11,742 $22,149 21.49% 21.49% $8,293 - - | 2010 F 27.8 -0.0054 -1.24 148.7% 0 Fail 0.4% 0.7% 0.3% $618 $309 $82,763 B CCC 620.5 99.96 1.73 3.5 $9,259 -56.55% $309 0.0:1 $938 0.88% 0.10:1 $-6 $110,711 $78,062 $0 $1,057 $10,433 $3,005 $95,900 3.13% 2.78% $106,121 $2,115 $0 $27,935 $4,000 3.61% 1.99% 30.76% $4,844 $5,717 0.85:1 $3,908 $4,844 $3,118 $0 $0 $0 $7,909 $0 $9,562 $25,433 22.97% 22.97% $7,909 - - | 2010 F 23.0 -0.0034 -0.10 153.5% 0 Fail 4.0% 5.2% 3.0% $4,727 $3,590 $90,283 B CCC 606.1 100.00 1.48 3.9 $8,995 -45.53% $3,590 0.4:1 $2,523 2.19% 0.28:1 $-3 $119,040 $86,892 $0 $1,176 $11,162 $2,247 $105,400 2.84% 2.69% $110,016 $3,213 $0 $32,889 $5,000 4.20% 2.92% 34.53% $3,950 $2,736 1.44:1 $1,819 $3,950 $1,030 $0 $0 $0 $8,757 $0 $7,981 $21,718 18.24% 18.24% $8,757 - - | 2010 F 21.3 -0.0016 -0.03 180.2% 0 Warn 6.4% 7.7% 4.9% $7,268 $6,059 $94,991 BB BB 92.0 100.00 1.18 5.3 $3,595 -14.19% $6,059 1.7:1 $5,869 4.91% 1.63:1 $-1 $123,346 $95,684 $0 $1,350 $11,703 $1,537 $112,405 2.73% 2.72% $111,778 $3,213 $0 $28,929 $5,000 4.05% 2.87% 30.11% $440 $363 1.21:1 $2,956 $440 $2,716 $0 $0 $0 $8,658 $0 $4,637 $16,451 13.34% 13.34% $8,658 - - | 2010 F 20.9 -1.1563 -20.51 120.8% 0 Warn 7.2% 8.4% 5.5% $8,100 $6,876 $96,018 BBB BBB 33.8 100.00 1.02 5.7 $3,601 -1.36% $6,876 1.9:1 $5,025 4.18% 1.40:1 $-359 $124,190 $95,760 $0 $1,302 $12,103 $768 $112,741 2.72% 2.71% $112,041 $4,218 $0 $27,069 $5,000 4.03% 3.76% 29.22% $81 $213 0.38:1 $3,165 $81 $3,281 $0 $0 $0 $8,462 $0 $5,482 $17,306 13.94% 13.94% $8,462 - - | 2009 F 21.3 -0.0016 -0.02 118.1% 0 Warn 8.6% 9.8% 6.5% $9,423 $8,215 $95,806 BB BB 194.0 99.78 1.00 5.5 $3,582 -44.39% $8,215 2.3:1 $5,358 4.38% 1.50:1 $-2 $126,329 $94,646 $0 $1,226 $12,741 $2,917 $115,173 2.53% 2.46% $112,995 $4,218 $0 $28,356 $5,000 3.96% 3.73% 29.74% $1,836 $1,903 0.96:1 $2,053 $1,836 $1,050 $0 $0 $0 $7,747 $0 $5,150 $15,783 12.49% 12.49% $7,747 - - | 2009 F 20.9 -0.8243 -10.50 112.5% 0 Adequate 9.6% 10.9% 7.7% $10,846 $9,588 $99,855 BB BB 83.4 100.00 0.97 5.7 $3,361 -7.97% $9,588 2.9:1 $6,328 5.26% 1.88:1 $-769 $124,389 $100,182 $0 $1,438 $14,309 $2,185 $114,384 2.55% 2.44% $109,382 $6,279 $0 $27,019 $5,000 4.02% 5.74% 30.79% $627 $650 0.96:1 $2,005 $627 $2,326 $0 $0 $0 $5,877 $0 $3,435 $12,265 9.86% 9.86% $5,877 - - | 2009 F 21.0 -0.7280 -9.46 112.5% 0 Adequate 9.8% 11.0% 7.7% $10,971 $9,720 $99,415 BB BB 105.3 100.00 0.93 9.6 $3,280 -11.68% $9,720 3.0:1 $6,415 5.22% 1.96:1 $-462 $126,926 $99,002 $0 $1,461 $15,085 $1,424 $116,813 2.44% 2.35% $111,851 $8,424 $0 $26,616 $5,000 3.94% 7.53% 31.55% $521 $420 1.24:1 $1,881 $521 $56 $0 $0 $0 $4,936 $0 $3,348 $8,861 6.98% 6.98% $4,936 - - | 2009 F 21.2 -0.5342 -7.10 87.4% 0 Adequate 9.5% 10.7% 7.5% $11,330 $10,002 $105,607 BB BB 188.4 100.00 0.95 9.3 $3,254 -9.62% $10,002 3.1:1 $5,999 4.62% 1.84:1 $-179 $134,026 $101,897 $0 $1,433 $13,558 $769 $123,494 2.49% 2.49% $118,685 $8,424 $0 $26,031 $5,000 3.73% 7.10% 29.44% $480 $420 1.14:1 $1,922 $480 $918 $0 $0 $0 $1,860 $0 $4,081 $7,339 5.48% 5.48% $1,860 - - | 2008 F 20.7 -0.4711 -5.93 83.3% 0 Adequate 9.4% 10.6% 7.9% $11,547 $10,182 $108,553 BBB A 29.7 98.47 1.02 12.2 $759 144.72% $10,182 13.4:1 $9,951 7.92% 13.12:1 $-611 $129,706 $109,587 $0 $1,473 $12,520 $3,637 $123,169 2.95% 2.98% $115,135 $8,305 $0 $25,369 $4,000 3.08% 7.21% 29.05% $326 $1,204 0.27:1 $1,982 $326 $1,708 $0 $0 $0 $4,153 $0 $357 $6,544 5.05% 5.05% $4,153 - - | 2008 C 2.3 0.1137 1.41 81.8% 0 Adequate 9.5% 10.6% 8.1% $11,719 $10,503 $110,637 BBB BBB 33.5 98.20 0.97 12.3 $732 116.37% $10,503 14.3:1 $10,021 8.02% 13.69:1 $110 $129,049 $110,607 $0 $1,607 $12,675 $2,784 $122,081 3.04% 3.05% $113,604 $7,277 $0 $25,702 $4,000 3.10% 6.41% 28.66% $278 $390 0.71:1 $1,216 $278 $542 $0 $0 $0 $535 $0 $405 $1,760 1.36% 1.36% $535 - - | 2008 A 1.3 0.2989 3.74 75.0% 0 Adequate 9.3% 10.4% 8.0% $11,730 $10,488 $112,956 BBB A 29.4 100.00 0.90 12.8 $616 92.71% $10,488 17.0:1 $8,799 6.97% 14.29:1 $195 $130,499 $110,276 $0 $1,733 $12,949 $1,840 $121,992 3.02% 3.02% $112,825 $7,204 $0 $36,973 $4,000 3.07% 6.39% 36.92% $162 $305 0.53:1 $1,242 $162 $64 $0 $0 $0 $869 $0 $1,639 $2,734 2.10% 2.10% $869 - - |
| All CALL/TFR's file to identical calendars ending Dec-31. Quarterly values reported are cumulative thru the reporting year. Dollar data in thousands unless otherwise noted. Selected rates pre-computed by FDIC are factored according to criteria from the regulatory agency to derive annualized rates. Peering groups are dynamically generated each quarter based the bank unit being examined. See the quarterly for peer listings. |
