371 Van Ness Way, Suite 110
Torrance, California 90501
310.676.3300
[email protected]
|
|
371 Van Ness Way, Suite 110 Torrance, California 90501 310.676.3300 [email protected] |
|
Tweet
|
|
This institution did not file a CALL/TFR in the most recent FFIEC reporting cycle. The most recent data available in our database is shown. |
| Counterparty Quality Score (CQS) Report |
IRA Counterparty Quality Analysis Historial CQS Scores - IRA Bank Stress Index (BSI) Factor - Asset Quality Trouble Factor - FDIC Moral Hazard Factor | 2009 1 54.0 36.5 11.0 | 2009 3 21.6 21.0 9.8 | 2008 3 21.0 15.6 7.0 | 2008 4 21.0 14.4 12.9 | 2008 4 20.7 11.4 14.5 | 2008 7 2.8 4.4 12.4 | 2007 5 20.8 1.5 0.0 | 2007 5 20.8 0.9 0.0 | 2007 5 20.7 0.8 0.0 | 2007 4 20.7 5.1 0.0 | 2006 5 20.7 1.8 0.0 | 2006 5 20.7 2.9 0.0 |
| Historical Performance Table |
IRA Bank Stress Benchmarks Grade Stress Index Number ROA, % ROE, % Efficiency Ratio Goodwill Writedowns Capital Ratios T1/RWA RBC/RWA T1/ASSET Risk Based Capital, Total Tier 1 RBC Risk Weighted Assets, Total Basel II Benchmarks Bond Equivalent Defaults, Method 1 B.E.D., Method 2 Default Rate, bp LGD: Loss Given Default, % M: Wt. Avg. Maturity, yr EAD: Exposure At Default, % Economic Capital Analysis EC RAROC, % Tier 1 RBC T1RBC to EC Leverage Bank Tangible Common Equity Percent of Tangible Assets (TCE Ratio) TCE to EC Leverage Regulatory Watch Points Net Income, Period Total Assets Lending Assets Trading Assets Other Assets (incl. Prepaid Assessments) Securities Assets Net Interest Income, YTD Earning Assets, Total Net Interest Margin, Current Qtr - Annualized NIMY, from FDIC 5YR METHOD Total Deposits Brokered Deposits Reciprocal Brokered Deposits Volatile Liabilities, per FDIC FHLB Advances FHLB Advances-to-Assets, percent Brokered to Total Deposits, percent FHLB+BRO+VOLIAB to Assets, percent Gross Defaults, Actual Provision for Loan Losses, Income Statement Actual-to-Provision Ratio Balance Sheet Allowances for Loan Losses Gross Defaults, Total 30-89 Day Assets, Total Guaranteed Portion of 30-89 Over 90 Assets, Total Guaranteed Portion of Over 90 Non-Accrual Assets, Total Guaranteed Portion of NA Real Estate Owned (REO) Total Troubled Assets Troubled Assets % of Total Assets % factored for less 80% GTY Offsets Non-Conforming Assets, Reported Off Balance Sheet Derivatives, Notional Loss Realization Margin to RBC, bp | 2009 F 54.0 -0.0110 1.08 255.8% 0 Fail -1.2% -0.0% -1.0% $-1 $-759 $64,538 CCC CCC 1,394.1 99.86 4.55 4.8 $14,998 -37.25% $-759 -0.1:1 $7,837 10.87% 0.52:1 $-4 $72,576 $63,582 $0 $1,086 $2,679 $713 $70,083 2.03% 1.88% $64,981 $4,772 $0 $20,148 $8,000 11.02% 7.34% 45.36% $4,432 $3,063 1.45:1 $3,119 $4,432 $9,486 $85 $128 $0 $11,658 $247 $806 $26,510 36.53% 36.16% $11,786 - - | 2009 F 21.6 -0.0049 -0.10 194.7% 0 Fail 2.5% 3.8% 2.1% $2,670 $1,739 $69,723 BB BBB 58.4 100.00 4.05 4.7 $1,131 -46.50% $1,739 1.5:1 $8,408 10.38% 7.43:1 $-1 $81,533 $71,259 $0 $3,324 $4,230 $437 $77,290 2.26% 2.22% $68,471 $4,772 $0 $16,758 $8,000 9.81% 6.97% 36.22% $104 $1,307 0.08:1 $5,685 $104 $6,191 $44 $612 $0 $9,936 $361 $240 $17,083 20.95% 20.55% $10,548 - - | 2008 F 21.0 -0.0023 -0.03 120.7% 0 Warn 6.9% 8.2% 6.2% $6,271 $5,289 $76,867 BB BBB 67.5 90.12 3.93 9.2 $1,210 -81.82% $5,289 4.4:1 $8,650 10.21% 7.15:1 $-2 $85,233 $76,404 $0 $2,207 $1,272 $2,506 $82,315 3.04% 3.32% $72,413 $6,986 $0 $13,817 $6,000 7.04% 9.65% 31.45% $516 $2,456 0.21:1 $2,691 $516 $3,042 $130 $1,571 $0 $8,188 $301 $0 $13,317 15.62% 15.22% $9,759 - - | 2008 F 21.0 -0.0016 -0.02 110.1% 0 Warn 7.4% 8.7% 7.0% $6,647 $5,671 $76,388 BB BB 78.3 91.54 3.53 12.9 $1,178 -52.06% $5,671 4.8:1 $8,648 10.68% 7.34:1 $-1 $81,562 $76,425 $0 $2,258 $1,289 $1,969 $78,609 3.34% 3.56% $62,385 $167 $0 $21,997 $10,500 12.87% 0.27% 40.05% $449 $2,396 0.19:1 $2,685 $449 $2,632 $0 $484 $0 $8,171 $301 $0 $11,736 14.39% 14.09% $8,655 - - | 2008 F 20.7 -1.0431 -9.87 93.1% 0 Adequate 10.6% 11.8% 10.6% $9,407 $8,411 $79,462 BBB A 25.0 64.21 3.44 18.3 $1,007 4.97% $8,411 8.4:1 $8,410 10.65% 8.35:1 $-415 $79,572 $76,056 $0 $1,805 $381 $1,491 $75,215 3.96% 4.11% $57,572 $182 $0 $25,381 $11,500 14.45% 0.32% 46.58% $95 $646 0.15:1 $1,285 $95 $5,865 $0 $2,907 $0 $176 $0 $0 $9,043 11.36% 11.36% $3,083 - - | 2008 C 2.8 0.1250 1.08 85.2% 0 Adequate 11.6% 12.5% 11.5% $9,576 $8,860 $76,478 BBB BBB 40.8 86.49 3.12 24.5 $961 5.72% $8,860 9.2:1 $8,865 11.63% 9.22:1 $24 $76,819 $72,619 $0 $1,445 $411 $741 $72,867 4.07% 4.16% $57,154 $713 $0 $22,007 $9,500 12.37% 1.25% 41.94% $74 $80 0.93:1 $716 $74 $1,555 $0 $1,361 $0 $394 $107 $0 $3,384 4.41% 4.29% $1,755 - - | 2007 F 20.8 -0.4560 -3.77 95.1% 0 Adequate 12.4% 13.4% 12.1% $9,537 $8,837 $71,308 BBB BBB 48.9 100.00 2.67 21.8 $881 -1.14% $8,837 10.0:1 $8,839 12.21% 10.04:1 $-333 $73,023 $66,530 $0 $1,114 $2,101 $2,913 $69,644 4.18% 4.58% $63,527 $5,026 $0 $16,949 - - 7.91% 30.09% $325 $581 0.56:1 $700 $325 $643 $0 $78 $0 $52 $0 $0 $1,098 1.50% 1.50% $130 - - | 2007 F 20.8 -0.6523 -5.75 97.3% 0 Adequate 12.8% 13.8% 11.4% $9,469 $8,794 $68,681 BB BBB 67.9 100.00 2.53 26.2 $842 -12.82% $8,794 10.4:1 $8,793 11.45% 10.44:1 $-379 $77,472 $63,635 $0 $1,198 $3,002 $2,186 $74,502 3.91% 4.69% $65,962 $5,048 $0 $18,982 - - 7.65% 31.02% $324 $555 0.58:1 $675 $324 $280 $0 $17 $0 $52 $0 $0 $673 0.87% 0.87% $69 - - | 2007 F 20.7 -0.4085 -2.92 98.3% 0 Adequate 14.7% 15.6% 14.0% $9,631 $9,041 $61,669 BBB A 18.2 100.00 1.76 28.4 $758 11.87% $9,041 11.9:1 $9,030 14.13% 11.91:1 $-132 $64,633 $57,276 $0 $944 $4,517 $1,433 $61,723 4.64% 4.94% $51,995 $0 $0 $12,396 - - 0.00% 19.18% $52 $198 0.26:1 $590 $52 $239 $0 $63 $0 $195 $0 $0 $549 0.85% 0.85% $258 - - | 2007 F 20.7 -0.6194 -4.01 104.2% 0 Adequate 16.9% 17.8% 15.5% $9,563 $9,082 $53,701 BBB BBB 41.5 100.00 2.00 14.6 $663 -1.21% $9,082 13.7:1 $9,078 15.64% 13.69:1 $-91 $58,767 $50,092 $0 $844 $6,038 $681 $55,805 4.88% 4.85% $46,375 $0 $0 $11,129 - - 0.00% 18.94% $52 $89 0.58:1 $481 $52 $2,371 $0 $343 $0 $206 $0 $0 $2,972 5.06% 5.06% $549 - - | 2006 F 20.7 -0.6261 -4.02 116.7% 0 Adequate 18.7% 19.6% 15.6% $9,617 $9,173 $49,075 BBB A 25.1 64.91 1.95 14.9 $601 -44.28% $9,173 15.3:1 $9,165 15.79% 15.26:1 $-368 $58,779 $45,377 $0 $812 $7,536 $2,047 $56,528 3.62% 4.32% $46,326 $0 $0 $11,623 - - 0.00% 19.77% $114 $117 0.97:1 $444 $114 $850 $0 $0 $0 $93 $0 $0 $1,057 1.80% 1.80% $93 - - | 2006 F 20.7 -0.2113 -1.28 103.3% 0 Adequate 19.8% 20.6% 16.5% $9,833 $9,479 $47,809 BBB BBB 36.2 100.00 2.49 14.8 $556 -15.83% $9,479 17.1:1 $9,074 16.01% 16.32:1 $-91 $57,421 $41,990 $0 $842 $9,036 $1,472 $54,673 3.59% 4.35% $45,170 $0 $0 $10,756 - - 0.00% 18.73% $114 $67 1.70:1 $354 $114 $1,089 $0 $81 $0 $0 $0 $394 $1,678 2.92% 2.92% $81 - - |
| All CALL/TFR's file to identical calendars ending Dec-31. Quarterly values reported are cumulative thru the reporting year. Dollar data in thousands unless otherwise noted. Selected rates pre-computed by FDIC are factored according to criteria from the regulatory agency to derive annualized rates. Peering groups are dynamically generated each quarter based the bank unit being examined. See the quarterly for peer listings. |
