PRICE LIST
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IRA ONLINE PRICE LIST |
| Historical Performance Table |
IRA Bank Stress Benchmarks Grade Stress Index Number ROE, % Efficiency Ratio Goodwill Writedowns Capital Ratios T1/RWA RBC/RWA T1/ASSET Basel II Benchmarks Bond Equivalent Defaults, Method 1 B.E.D., Method 2 Default Rate, bp LGD: Loss Given Default, % M: Wt. Avg. Maturity, yr EAD: Exposure At Default, % Economic Capital Analysis EC RAROC, % Tier 1 RBC T1RBC to EC Leverage Bank Tangible Common Equity Percent of Tangible Assets (TCE Ratio) TCE to EC Leverage Regulatory Watch Points Total Assets Total Lending Total Securities Net Interest Income, YTD Earning Assets, Total Net Interest Margin, Current Qtr - Annualized NIMY, from FDIC 5YR METHOD Total Deposits Brokered Deposits Reciprocal Brokered Deposits Volatile Liabilities, per FDIC FHLB Advances FHLB Advances-to-Assets, percent Brokered to Total Deposits, percent FHLB+BRO+VOLIAB to Assets, percent Gross Defaults, Actual Provision for Loan Losses, Income Statement Actual-to-Provision Ratio Balance Sheet Allowances for Loan Losses Gross Defaults, Total 30-89 Day Assets, Total Guaranteed Portion of 30-89 Over 90 Assets, Total Guaranteed Portion of Over 90 Non-Accrual Assets, Total Guaranteed Portion of NA Real Estate Owned (REO) Total Troubled Assets Troubled Assets % of Total Assets % factored for less 80% GTY Offsets Non-Conforming Assets, Reported Off Balance Sheet Derivatives, Notional Loss Realization Margin to RBC, bp | 2010 F? -426.9 533.33 198.2% 0 Fail -0.0% -0.0% -0.0% CCC D or Lower 1,666.1 90.54 1.63 9.6 $21,690 -50.34% $-3 -0.0:1 $14,451 14.75% 0.67:1 $98,635 $74,115 $1,888 $2,339 $91,387 3.41% 3.21% $101,127 $4,711 $0 $14,673 - - 4.66% 19.65% $9,261 $10,294 0.90:1 $3,912 $9,261 $3,957 $0 $0 $0 $4,728 $0 $2,665 $20,611 20.90% 20.90% $4,728 - - | 2010 F 23.0 -0.11 116.7% 0 Fail 5.6% 6.9% 5.0% B CCC 676.4 99.86 1.61 12.7 $11,177 -30.22% $5,498 0.5:1 $9,054 8.24% 0.81:1 $110,603 $85,871 $4,935 $2,542 $96,589 5.26% 5.09% $104,017 $4,711 $0 $15,585 - - 4.53% 18.35% $2,904 $3,214 0.90:1 $2,317 $2,904 $8,547 $0 $0 $0 $6,685 $0 $8,020 $26,156 23.65% 23.65% $6,685 - - | 2010 F 23.0 -0.12 169.5% 0 Warn 6.6% 7.9% 6.0% B CCC 655.9 99.94 1.69 14.2 $10,656 -20.18% $6,534 0.6:1 $16,055 14.80% 1.51:1 $109,234 $95,687 $4,984 $782 $102,704 3.05% 3.07% $102,106 $9,607 $0 $16,253 - - 9.41% 23.67% $1,569 $1,994 0.79:1 $2,429 $1,569 $4,151 $0 $36 $0 $15,535 $5,330 $970 $22,261 20.38% 16.48% $15,571 - - | 2009 F 20.9 -0.02 117.0% 0 Adequate 10.2% 11.5% 9.4% BB BBB 68.7 93.35 1.78 15.8 $2,508 -63.12% $10,119 4.0:1 $16,007 15.06% 6.38:1 $107,112 $98,574 $5,073 $3,503 $101,289 3.46% 3.19% $94,443 $12,001 $303 $22,672 $2,000 1.87% 12.71% 34.24% $677 $1,571 0.43:1 $2,594 $677 $4,927 $0 $0 $0 $12,905 $5,330 $970 $19,479 18.19% 14.20% $12,905 - - | 2009 F 20.9 -6.28 100.4% 0 Adequate 10.0% 11.2% 8.7% BB BB 80.2 92.41 1.85 17.0 $2,448 -34.52% $10,464 4.3:1 $12,945 10.89% 5.29:1 $119,667 $96,386 $8,521 $2,631 $110,873 3.16% 3.13% $106,170 $32,856 $0 $45,454 $2,000 1.67% 30.95% 67.11% $580 $485 1.20:1 $1,604 $580 $4,274 $0 $800 $0 $11,837 $5,330 $2,682 $20,173 16.86% 13.29% $12,637 - - | 2009 F 20.9 -4.80 97.4% 0 Adequate 9.0% 10.2% 8.0% BB BBB 67.4 87.43 1.80 14.6 $2,588 -11.13% $9,777 3.8:1 $12,965 10.68% 5.01:1 $122,331 $103,787 $6,829 $1,788 $115,140 3.11% 3.18% $106,503 $35,213 $0 $51,118 $5,200 4.25% 33.06% 74.82% $350 $285 1.23:1 $1,634 $350 $6,702 $0 $0 $0 $8,586 $5,330 $1,712 $17,350 14.18% 10.70% $8,586 - - | 2009 C 3.4 0.96 93.7% 0 Adequate 9.0% 10.3% 8.1% BB BB 135.7 94.57 1.90 16.2 $2,546 -10.72% $9,985 3.9:1 $12,914 10.58% 5.07:1 $122,971 $103,151 $5,638 $863 $115,345 2.99% 3.11% $107,120 $39,429 $0 $50,552 $5,200 4.23% 36.81% 77.40% $350 $35 10.00:1 $1,359 $350 $3,313 $0 $0 $0 $7,476 $5,308 $1,712 $12,851 10.45% 7.00% $7,476 - - | 2008 F 20.8 -3.97 89.9% 0 Adequate 9.4% 10.6% 8.5% BBB BBB 47.9 99.80 1.97 17.3 $970 -1.44% $10,368 10.7:1 $12,690 10.45% 13.08:1 $121,943 $103,337 $1,017 $3,615 $107,250 3.37% 3.41% $105,182 $20,806 $0 $38,654 $4,000 3.28% 19.78% 52.04% $495 $1,030 0.48:1 $1,406 $495 $1,383 $0 $0 $0 $7,197 $4,709 $1,885 $10,960 8.99% 5.90% $7,197 - - | 2008 F 20.7 -5.79 90.8% 0 Adequate 9.8% 11.1% 8.3% BBB A 29.7 100.00 2.17 15.8 $593 16.01% $10,246 17.3:1 $14,486 11.82% 24.42:1 $123,095 $99,181 $11,235 $2,689 $117,025 3.06% 3.39% $107,971 $17,633 $0 $33,829 $4,000 3.25% 16.33% 45.06% $221 $720 0.31:1 $1,369 $221 $0 $0 $0 $0 $9,356 $4,749 $0 $9,577 7.78% 4.69% $9,356 - - | 2008 B 1.9 1.84 83.5% 0 Adequate 10.4% 11.4% 8.6% BBB A 21.5 100.00 2.39 19.9 $380 57.11% $10,425 27.4:1 $14,127 11.69% 37.18:1 $121,409 $92,869 $11,578 $1,846 $116,777 3.16% 3.62% $106,480 $13,551 $0 $34,423 $4,000 3.29% 12.73% 42.81% $100 $250 0.40:1 $1,020 $100 $8,029 $4,767 $0 $0 $0 $0 $0 $8,129 6.70% 3.55% $0 - - | 2008 C 2.0 1.54 89.0% 0 Adequate 11.7% 12.7% 9.9% AAA AAA 0.0 0.00 2.51 23.9 $341 23.47% $10,320 30.3:1 $14,076 13.57% 41.29:1 $104,361 $83,315 $10,502 $898 $101,167 3.55% 3.80% $89,350 $12,752 $0 $19,331 $4,000 3.83% 14.27% 34.58% - $70 - $940 $0 $6,079 $0 $0 $0 $0 $0 $0 $6,079 5.82% 5.82% $0 - - | 2007 F 20.6 -5.71 104.1% 0 Adequate 12.7% 13.8% 11.2% AAA AAA 0.0 0.00 2.63 23.5 $312 -34.67% $10,230 32.8:1 $14,026 15.44% 45.02:1 $91,401 $76,140 $4,612 $2,697 $88,083 3.06% 4.41% $78,489 $12,151 $0 $18,633 $2,000 2.19% 15.48% 35.87% - $473 - $870 $0 $0 $0 $0 $0 $0 $0 $0 $0 0% 0% $0 - - |
| All CALL/TFR's file to identical calendars ending Dec-31. Quarterly values reported are cumulative thru the reporting year. Dollar data in thousands unless otherwise noted. Selected rates pre-computed by FDIC are factored according to criteria from the regulatory agency to derive annualized rates. Peering groups are dynamically generated each quarter based the bank unit being examined. See the quarterly for peer listings. |
